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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   1,666,819 16,688 SH   SOLE   16,688 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,998,080 5,165 SH   SOLE   5,165 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,347,603 31,435 SH   SOLE   31,435 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,006,194 37,984 SH   SOLE   37,984 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,759,770 92,201 SH   SOLE   92,201 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   940,537 19,465 SH   SOLE   19,465 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,879,836 34,967 SH   SOLE   34,967 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,654,755 20,754 SH   SOLE   20,754 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,683,978 5,874 SH   SOLE   5,874 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   739,593 2,548 SH   SOLE   2,548 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   472,543 1,832 SH   SOLE   1,832 0 0