ISHARES TR CORE US AGGBD ET 464287226 1349397 13325 SH SOLE 13325 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 1078983 24850 SH SOLE 24850 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 804054 14993 SH SOLE 14993 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4269871 80853 SH SOLE 80853 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 798154 15874 SH SOLE 15874 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1517719 31718 SH SOLE 31718 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1333076 16785 SH SOLE 16785 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2869535 5438 SH SOLE 5438 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 621776 2357 SH SOLE 2357 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 385094 1623 SH SOLE 1623 0 0