The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452   1,026,852 29,807 SH   SOLE   0 0 29,807
COHEN & STEERS QUALITY INCOM COM 19247L106   1,089,354 80,158 SH   SOLE   0 0 80,158
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   1,018,501 58,300 SH   SOLE   0 0 58,300
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   473,518 15,917 SH   SOLE   0 0 15,917
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   414,114 12,109 SH   SOLE   0 0 12,109
INVESCO EXCH TRADED FD TR II KBW HIG DV YLD 46138E610   1,598,799 97,369 SH   SOLE   0 0 97,369
INVESCO EXCH TRADED FD TR II KBW PREM YIELD 46138E594   2,862,577 129,587 SH   SOLE   0 0 129,587
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   831,378 24,091 SH   SOLE   0 0 24,091
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   2,881,656 68,611 SH   SOLE   0 0 68,611
INVESCO QQQ TR UNIT SER 1 46090E103   2,424,655 8,651 SH   SOLE   0 0 8,651
ISHARES GOLD TR ISHARES NEW 464285204   382,454 11,147 SH   SOLE   0 0 11,147
ISHARES INC CORE MSCI EMKT 46434G103   5,250,292 107,018 SH   SOLE   0 0 107,018
ISHARES INC MSCI EURZONE ETF 464286608   410,619 11,296 SH   SOLE   0 0 11,296
ISHARES TR CORE 1 5 YR USD 46432F859   417,479 8,808 SH   SOLE   0 0 8,808
ISHARES TR CORE DIV GRWTH 46434V621   27,203,099 571,014 SH   SOLE   0 0 571,014
ISHARES TR CORE MSCI EAFE 46432F842   30,220,891 513,524 SH   SOLE   0 0 513,524
ISHARES TR CORE MSCI INTL 46435G326   1,537,589 28,612 SH   SOLE   0 0 28,612
ISHARES TR CORE S&P MCP ETF 464287507   402,099 1,777 SH   SOLE   0 0 1,777
ISHARES TR CORE S&P SCP ETF 464287804   1,047,619 11,337 SH   SOLE   0 0 11,337
ISHARES TR CORE S&P TTL STK 464287150   587,616 7,014 SH   SOLE   0 0 7,014
ISHARES TR CORE S&P US GWT 464287671   7,009,103 83,741 SH   SOLE   0 0 83,741
ISHARES TR CORE S&P US VLU 464287663   8,682,559 129,823 SH   SOLE   0 0 129,823
ISHARES TR CORE S&P500 ETF 464287200   1,052,106 2,775 SH   SOLE   0 0 2,775
ISHARES TR CORE US AGGBD ET 464287226   980,032 9,638 SH   SOLE   0 0 9,638
ISHARES TR GLOBAL ENERG ETF 464287341   216,534 6,391 SH   SOLE   0 0 6,391
ISHARES TR GLOBAL TECH ETF 464287291   417,511 9,136 SH   SOLE   0 0 9,136
ISHARES TR IBOXX HI YD ETF 464288513   495,815 6,736 SH   SOLE   0 0 6,736
ISHARES TR MSCI EAFE ETF 464287465   3,742,777 59,894 SH   SOLE   0 0 59,894
ISHARES TR MSCI EMG MKT ETF 464287234   1,570,724 39,170 SH   SOLE   0 0 39,170
ISHARES TR MSCI USA MMENTM 46432F396   282,135 2,069 SH   SOLE   0 0 2,069
ISHARES TR MSCI USA QLT FCT 46432F339   25,340,396 226,800 SH   SOLE   0 0 226,800
ISHARES TR NATIONAL MUN ETF 464288414   2,249,598 21,151 SH   SOLE   0 0 21,151
ISHARES TR RUS 2000 VAL ETF 464287630   497,926 3,657 SH   SOLE   0 0 3,657
ISHARES TR S&P 500 GRWT ETF 464287309   1,359,663 22,530 SH   SOLE   0 0 22,530
ISHARES TR S&P 500 VAL ETF 464287408   777,474 5,656 SH   SOLE   0 0 5,656
ISHARES TR SELECT DIVID ETF 464287168   360,567 3,064 SH   SOLE   0 0 3,064
ISHARES TR TIPS BD ETF 464287176   366,438 3,217 SH   SOLE   0 0 3,217
ISHARES TR US TREAS BD ETF 46429B267   2,466,844 103,215 SH   SOLE   0 0 103,215
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   837,339 16,717 SH   SOLE   0 0 16,717
MERCANTILE BK CORP COM 587376104   362,301 11,340 SH   SOLE   0 0 11,340
MIMEDX GROUP INC COM 602496101   137,374 39,589 SH   SOLE   0 0 39,589
ORAGENICS INC COM PAR 684023302   3,467 10,001 SH   SOLE   0 0 10,001
OWL ROCK CAPITAL CORPORATION COM 69121K104   279,894 22,700 SH   SOLE   0 0 22,700
PROSHARES TR BITCOIN STRATE 74347G440   185,752 15,999 SH   SOLE   0 0 15,999
PROSPECT CAP CORP COM 74348T102   170,360 24,372 SH   SOLE   0 0 24,372
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   958,839 13,386 SH   SOLE   0 0 13,386
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,174,696 30,411 SH   SOLE   0 0 30,411
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   200,554 1,459 SH   SOLE   0 0 1,459
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   286,215 2,232 SH   SOLE   0 0 2,232
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   233,989 2,679 SH   SOLE   0 0 2,679
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   291,985 2,297 SH   SOLE   0 0 2,297
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   610,755 1,984 SH   SOLE   0 0 1,984
SPDR GOLD TR GOLD SHS 78463V107   7,746,351 45,983 SH   SOLE   0 0 45,983
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,560,980 54,125 SH   SOLE   0 0 54,125
SPDR SER TR NUVEEN BLMBRG SH 78468R739   4,597,799 97,287 SH   SOLE   0 0 97,287
SPDR SER TR NUVEEN BLOOMBERG 78464A284   283,898 5,525 SH   SOLE   0 0 5,525
SPDR SER TR S&P 600 SMCP GRW 78464A201   2,101,706 29,811 SH   SOLE   0 0 29,811
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,288,728 31,608 SH   SOLE   0 0 31,608
SPDR SER TR S&P METALS MNG 78464A755   1,839,910 42,394 SH   SOLE   0 0 42,394
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   5,083,583 23,358 SH   SOLE   0 0 23,358
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   4,280,284 32,216 SH   SOLE   0 0 32,216
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   226,882 2,955 SH   SOLE   0 0 2,955
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   14,662,442 194,824 SH   SOLE   0 0 194,824
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   430,793 8,696 SH   SOLE   0 0 8,696
VANGUARD INDEX FDS GROWTH ETF 922908736   65,804,800 295,234 SH   SOLE   0 0 295,234
VANGUARD INDEX FDS MID CAP ETF 922908629   972,322 4,936 SH   SOLE   0 0 4,936
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   468,622 5,143 SH   SOLE   0 0 5,143
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,231,000 3,549 SH   SOLE   0 0 3,549
VANGUARD INDEX FDS SM CP VAL ETF 922908611   16,379,368 109,327 SH   SOLE   0 0 109,327
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,245,551 12,751 SH   SOLE   0 0 12,751
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,982,163 70,965 SH   SOLE   0 0 70,965
VANGUARD INDEX FDS VALUE ETF 922908744   37,961,381 287,848 SH   SOLE   0 0 287,848
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   567,221 11,353 SH   SOLE   0 0 11,353
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,696,060 112,751 SH   SOLE   0 0 112,751
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,618,708 20,229 SH   SOLE   0 0 20,229
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,181,829 24,719 SH   SOLE   0 0 24,719
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,239,558 43,490 SH   SOLE   0 0 43,490
VANGUARD STAR FDS VG TL INTL STK F 921909768   302,626 5,864 SH   SOLE   0 0 5,864
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   856,377 20,990 SH   SOLE   0 0 20,990
VANGUARD WORLD FD MEGA CAP INDEX 921910873   866,043 6,570 SH   SOLE   0 0 6,570
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   431,785 2,330 SH   SOLE   0 0 2,330
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   286,074 1,215 SH   SOLE   0 0 1,215
VANGUARD WORLD FDS INF TECH ETF 92204A702   664,026 2,033 SH   SOLE   0 0 2,033
ZOMEDICA CORP COM 98980M109   2,752 12,500 SH   SOLE   0 0 12,500