The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206   224,253 2,710 SH   SOLE   2,710 0 0
ABBVIE INC COM 00287Y109   358,206 1,647 SH   SOLE   1,647 0 0
AGILYSYS INC COM 00847J105   243,655 3,425 SH   SOLE   3,425 0 0
ALPHABET INC CAP STK CL A 02079K305   225,453 784 SH   SOLE   784 0 0
AMAZON COM INC COM 023135106   356,350 1,711 SH   SOLE   1,711 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216   336,364 4,338 SH   SOLE   4,338 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   724,124 8,227 SH   SOLE   8,227 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   411,775 5,110 SH   SOLE   5,110 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182   1,036,080 15,414 SH   SOLE   15,414 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   955,638 11,264 SH   SOLE   11,264 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   3,370,707 41,815 SH   SOLE   41,815 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,665,832 60,341 SH   SOLE   60,341 0 0
APPLE INC COM 037833100   2,626,510 10,349 SH   SOLE   10,349 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210   295,866 224 SH   SOLE   224 0 0
BANCO SANTANDER SA ADR 05964H105   129,720 11,500 SH   SOLE   11,500 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,872,560 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,269,970 4,737 SH   SOLE   4,737 0 0
BLACKROCK ETF TRUST II SHORT DURATION H 092528108   302,907 13,756 SH   SOLE   13,756 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   6,719,728 167,199 SH   SOLE   167,199 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   9,674,460 328,059 SH   SOLE   328,059 0 0
CHEVRON CORPORATION COM 166764100   573,476 2,772 SH   SOLE   2,772 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   357,718 359 SH   SOLE   359 0 0
CVS HEALTH CORP COM 126650100   215,460 3,000 SH   SOLE   3,000 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   11,450,312 338,166 SH   SOLE   338,166 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,102,616 191,972 SH   SOLE   191,972 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   200,564 3,800 SH   SOLE   3,800 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   239,485 6,147 SH   SOLE   6,147 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   299,777 6,644 SH   SOLE   6,644 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,985,794 139,619 SH   SOLE   139,619 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   259,261 5,350 SH   SOLE   5,350 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,244,770 52,633 SH   SOLE   52,633 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,468,976 135,612 SH   SOLE   135,612 0 0
ELI LILLY & CO COM 532457108   1,710,772 1,860 SH   SOLE   1,860 0 0
EXXON MOBIL CORP COM 30231G102   414,140 2,441 SH   SOLE   2,441 0 0
GE AEROSPACE COM NEW 369604301   310,720 1,095 SH   SOLE   1,095 0 0
GE VERNOVA INC COM 36828A101   240,048 275 SH   SOLE   275 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   9,697,022 224,832 SH   SOLE   224,832 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   493,906 5,834 SH   SOLE   5,834 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   247,909 7,408 SH   SOLE   7,408 0 0
ISHARES INC MSCI BRAZIL ETF 464286400   289,845 7,550 SH   SOLE   7,550 0 0
ISHARES TR CORE INTL AGGR 46435G672   2,166,081 43,287 SH   SOLE   43,287 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,812,784 26,844 SH   SOLE   26,844 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,285,065 26,426 SH   SOLE   26,426 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,433,533 9,849 SH   SOLE   9,849 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,769,289 17,823 SH   SOLE   17,823 0 0
ISHARES TR GLOBAL 100 ETF 464287572   423,395 3,500 SH   SOLE   3,500 0 0
ISHARES TR MSCI EAFE ETF 464287465   421,350 4,338 SH   SOLE   4,338 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   453,014 7,977 SH   SOLE   7,977 0 0
ISHARES TR PFD AND INCM SEC 464288687   221,163 7,294 SH   SOLE   7,294 0 0
ISHARES TR RUS 1000 ETF 464287622   1,200,181 3,366 SH   SOLE   3,366 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   666,867 1,564 SH   SOLE   1,564 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,153,554 5,399 SH   SOLE   5,399 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,400,102 4,462 SH   SOLE   4,462 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,899,502 10,019 SH   SOLE   10,019 0 0
ISHARES TR RUS MID CAP ETF 464287499   242,297 2,492 SH   SOLE   2,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   724,752 2,922 SH   SOLE   2,922 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   561,580 1,515 SH   SOLE   1,515 0 0
ISHARES TR S&P SML 600 GWT 464287887   263,890 1,824 SH   SOLE   1,824 0 0
ISHARES TR SP SMCP600VL ETF 464287879   239,269 2,020 SH   SOLE   2,020 0 0
ISHARES TR US INFRASTRUC 46435U713   209,924 3,670 SH   SOLE   3,670 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   18,521,292 344,454 SH   SOLE   344,454 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   5,535,760 120,789 SH   SOLE   120,789 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   520,836 7,311 SH   SOLE   7,311 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAM LTD DUR 46654Q773   673,091 12,897 SH   SOLE   12,897 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   503,449 10,071 SH   SOLE   10,071 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   446,039 9,430 SH   SOLE   9,430 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   4,610,993 91,108 SH   SOLE   91,108 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,886,668 37,008 SH   SOLE   37,008 0 0
JOHNSON & JOHNSON COM 478160104   556,345 2,276 SH   SOLE   2,276 0 0
JPMORGAN CHASE & CO COM 46625H100   978,427 3,326 SH   SOLE   3,326 0 0
KINDER MORGAN INC DEL COM 49456B101   267,636 7,982 SH   SOLE   7,982 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   3,720,696 94,386 SH   SOLE   94,386 0 0
MICROSOFT CORP COM 594918104   322,418 871 SH   SOLE   871 0 0
NATIONAL FUEL GAS CO COM 636180101   256,041 2,725 SH   SOLE   2,725 0 0
NETFLIX INC. COM 64110L106   480,750 5,000 SH   SOLE   5,000 0 0
NORFOLK SOUTHN CORP COM 655844108   250,551 873 SH   SOLE   873 0 0
NVIDIA CORPORATION COM 67066G104   613,714 3,519 SH   SOLE   3,519 0 0
PARSONS CORP DEL COM 70202L102   1,154,471 21,312 SH   SOLE   21,312 0 0
REALTY INCOME CORP COM 756109104   665,635 10,880 SH   SOLE   10,880 0 0
SALESFORCE INC COM 79466L302   243,418 1,304 SH   SOLE   1,304 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   739,557 22,445 SH   SOLE   22,445 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   255,433 8,068 SH   SOLE   8,068 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   781,025 16,710 SH   SOLE   16,710 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   225,900 9,000 SH   SOLE   9,000 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   545,523 17,886 SH   SOLE   17,886 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   340,469 11,708 SH   SOLE   11,708 0 0
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   246,064 4,975 SH   SOLE   4,975 0 0
SPDR GOLD TR GOLD SHS 78463V107   290,446 675 SH   SOLE   675 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X509   246,465 5,254 SH   SOLE   5,254 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A201   613,537 6,350 SH   SOLE   6,350 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409   460,079 4,699 SH   SOLE   4,699 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508   359,509 6,354 SH   SOLE   6,354 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763   1,094,550 7,500 SH   SOLE   7,500 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A805   429,375 5,431 SH   SOLE   5,431 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A847   754,878 12,747 SH   SOLE   12,747 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R853   473,741 9,804 SH   SOLE   9,804 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104   513,880 14,500 SH   SOLE   14,500 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   3,545,003 5,451 SH   SOLE   5,451 0 0
STRYKER CORPORATION COM 863667101   450,825 1,372 SH   SOLE   1,372 0 0
TUTOR PERINI CORP COM 901109108   254,727 3,300 SH   SOLE   3,300 0 0
UNITED BANCORP INC OHIO COM 909911109   552,564 36,329 SH   SOLE   36,329 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106   367,080 4,000 SH   SOLE   4,000 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,666,508 161,542 SH   SOLE   161,542 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   250,597 3,403 SH   SOLE   3,403 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   13,682,755 284,761 SH   SOLE   284,761 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   424,560 972 SH   SOLE   972 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   288,541 3,253 SH   SOLE   3,253 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   433,687 726 SH   SOLE   726 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,956,121 13,607 SH   SOLE   13,607 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,542,652 47,887 SH   SOLE   47,887 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,395,092 50,935 SH   SOLE   50,935 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,053,624 6,401 SH   SOLE   6,401 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,336,997 6,814 SH   SOLE   6,814 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   460,283 8,516 SH   SOLE   8,516 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,774,185 32,747 SH   SOLE   32,747 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   344,640 2,061 SH   SOLE   2,061 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   250,343 1,164 SH   SOLE   1,164 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   844,390 10,950 SH   SOLE   10,950 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   266,580 1,800 SH   SOLE   1,800 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   200,055 2,789 SH   SOLE   2,789 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   208,822 1,860 SH   SOLE   1,860 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   346,745 1,750 SH   SOLE   1,750 0 0