The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206   318,913 2,710 SH   SOLE   2,710 0 0
ABBVIE INC COM 00287Y109   292,672 1,647 SH   SOLE   1,647 0 0
AGILYSYS INC COM 00847J105   451,107 3,425 SH   SOLE   3,425 0 0
AMAZON COM INC COM 023135106   573,047 2,612 SH   SOLE   2,612 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216   315,623 5,176 SH   SOLE   5,176 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   219,860 3,038 SH   SOLE   3,038 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182   839,754 14,443 SH   SOLE   14,443 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,622,645 24,302 SH   SOLE   24,302 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,329,424 24,132 SH   SOLE   24,132 0 0
APPLE INC COM 037833100   2,365,044 9,444 SH   SOLE   9,444 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,269,120 5,006 SH   SOLE   5,006 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   5,548,663 149,278 SH   SOLE   149,278 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   7,642,593 309,793 SH   SOLE   309,793 0 0
CHEVRON CORP NEW COM 166764100   263,134 1,817 SH   SOLE   1,817 0 0
COSTCO WHSL CORP NEW COM 22160K105   388,504 424 SH   SOLE   424 0 0
DANAHER CORPORATION COM 235851102   234,371 1,021 SH   SOLE   1,021 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,135,984 320,693 SH   SOLE   320,693 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   3,816,902 149,448 SH   SOLE   149,448 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   347,914 11,915 SH   SOLE   11,915 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   303,027 7,484 SH   SOLE   7,484 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   3,713,960 123,675 SH   SOLE   123,675 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   218,922 5,350 SH   SOLE   5,350 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,344,098 57,761 SH   SOLE   57,761 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,888,572 159,694 SH   SOLE   159,694 0 0
ELI LILLY & CO COM 532457108   1,442,096 1,868 SH   SOLE   1,868 0 0
EXXON MOBIL CORP COM 30231G102   204,706 1,903 SH   SOLE   1,903 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,671,013 110,108 SH   SOLE   110,108 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   403,320 5,223 SH   SOLE   5,223 0 0
HOME DEPOT INC COM 437076102   206,165 530 SH   SOLE   530 0 0
ISHARES TR CORE INTL AGGR 46435G672   793,129 15,888 SH   SOLE   15,888 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,571,645 25,223 SH   SOLE   25,223 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,544,328 30,761 SH   SOLE   30,761 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,262,860 8,940 SH   SOLE   8,940 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,492,454 15,402 SH   SOLE   15,402 0 0
ISHARES TR MSCI EAFE ETF 464287465   342,891 4,535 SH   SOLE   4,535 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   359,819 8,604 SH   SOLE   8,604 0 0
ISHARES TR RUS 1000 ETF 464287622   1,114,996 3,461 SH   SOLE   3,461 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   711,433 1,772 SH   SOLE   1,772 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,094,500 5,912 SH   SOLE   5,912 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,414,815 4,916 SH   SOLE   4,916 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,917,341 11,679 SH   SOLE   11,679 0 0
ISHARES TR RUS MID CAP ETF 464287499   220,293 2,492 SH   SOLE   2,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   697,792 3,158 SH   SOLE   3,158 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   506,389 1,515 SH   SOLE   1,515 0 0
ISHARES TR SP SMCP600VL ETF 464287879   219,392 2,020 SH   SOLE   2,020 0 0
ISHARES TR TIPS BD ETF 464287176   217,788 2,044 SH   SOLE   2,044 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   3,394,056 64,958 SH   SOLE   64,958 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   2,457,585 53,333 SH   SOLE   53,333 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   523,442 9,773 SH   SOLE   9,773 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   279,386 5,571 SH   SOLE   5,571 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   477,724 10,245 SH   SOLE   10,245 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,790,246 55,395 SH   SOLE   55,395 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,677,133 52,793 SH   SOLE   52,793 0 0
JOHNSON & JOHNSON COM 478160104   475,655 3,289 SH   SOLE   3,289 0 0
JPMORGAN CHASE & CO. COM 46625H100   942,102 3,930 SH   SOLE   3,930 0 0
KINDER MORGAN INC DEL COM 49456B101   210,980 7,700 SH   SOLE   7,700 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   4,830,206 169,958 SH   SOLE   169,958 0 0
MICROSOFT CORP COM 594918104   427,401 1,014 SH   SOLE   1,014 0 0
NETFLIX INC COM 64110L106   445,660 500 SH   SOLE   500 0 0
NORFOLK SOUTHN CORP COM 655844108   244,557 1,042 SH   SOLE   1,042 0 0
NVIDIA CORPORATION COM 67066G104   221,313 1,648 SH   SOLE   1,648 0 0
PROCTER AND GAMBLE CO COM 742718109   234,878 1,401 SH   SOLE   1,401 0 0
REALTY INCOME CORP COM 756109104   722,742 13,532 SH   SOLE   13,532 0 0
ROCKET COS INC COM CL A 77311W101   716,418 63,625 SH   SOLE   63,625 0 0
SALESFORCE INC COM 79466L302   304,575 911 SH   SOLE   911 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   848,341 31,857 SH   SOLE   31,857 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   475,370 20,561 SH   SOLE   20,561 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   639,740 18,635 SH   SOLE   18,635 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   546,688 20,970 SH   SOLE   20,970 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   282,184 10,912 SH   SOLE   10,912 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   274,614 7,157 SH   SOLE   7,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   407,912 696 SH   SOLE   696 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   407,008 5,698 SH   SOLE   5,698 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   424,719 9,455 SH   SOLE   9,455 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   512,457 5,830 SH   SOLE   5,830 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   337,575 6,601 SH   SOLE   6,601 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   610,856 6,761 SH   SOLE   6,761 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   302,100 15,000 SH   SOLE   15,000 0 0
STRYKER CORPORATION COM 863667101   710,019 1,972 SH   SOLE   1,972 0 0
TESLA INC COM 88160R101   208,785 517 SH   SOLE   517 0 0
UNITED BANCORP INC OHIO COM 909911109   470,326 36,516 SH   SOLE   36,516 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   9,679,931 125,274 SH   SOLE   125,274 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   201,923 2,808 SH   SOLE   2,808 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,552,502 215,138 SH   SOLE   215,138 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   346,411 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   378,590 4,250 SH   SOLE   4,250 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   394,214 732 SH   SOLE   732 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,785,816 14,057 SH   SOLE   14,057 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,359,774 43,115 SH   SOLE   43,115 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   13,594,230 48,540 SH   SOLE   48,540 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,818,048 6,273 SH   SOLE   6,273 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,166,430 6,890 SH   SOLE   6,890 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   315,049 7,154 SH   SOLE   7,154 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,102,276 35,834 SH   SOLE   35,834 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   214,749 2,404 SH   SOLE   2,404 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   471,573 3,261 SH   SOLE   3,261 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   364,245 6,181 SH   SOLE   6,181 0 0