The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206   292,246 2,710 SH   SOLE   2,710 0 0
ABBVIE INC COM 00287Y109   325,250 1,647 SH   SOLE   1,647 0 0
AGILYSYS INC COM 00847J105   373,222 3,425 SH   SOLE   3,425 0 0
AMAZON COM INC COM 023135106   481,663 2,585 SH   SOLE   2,585 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216   322,846 5,143 SH   SOLE   5,143 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   217,178 2,940 SH   SOLE   2,940 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182   787,011 13,162 SH   SOLE   13,162 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,320,484 20,059 SH   SOLE   20,059 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,964,186 20,471 SH   SOLE   20,471 0 0
APPLE INC COM 037833100   2,296,977 9,858 SH   SOLE   9,858 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,396,114 5,206 SH   SOLE   5,206 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   4,948,043 142,226 SH   SOLE   142,226 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   8,018,370 297,307 SH   SOLE   297,307 0 0
CHEVRON CORP NEW COM 166764100   267,549 1,817 SH   SOLE   1,817 0 0
COSTCO WHSL CORP NEW COM 22160K105   372,338 420 SH   SOLE   420 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   8,571,195 312,703 SH   SOLE   312,703 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   3,727,384 129,154 SH   SOLE   129,154 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   424,646 13,362 SH   SOLE   13,362 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   297,040 7,484 SH   SOLE   7,484 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   3,476,724 112,844 SH   SOLE   112,844 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   223,042 5,350 SH   SOLE   5,350 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,440,814 56,194 SH   SOLE   56,194 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   9,199,915 165,377 SH   SOLE   165,377 0 0
ELI LILLY & CO COM 532457108   1,648,734 1,861 SH   SOLE   1,861 0 0
EXXON MOBIL CORP COM 30231G102   223,070 1,903 SH   SOLE   1,903 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   3,487,772 96,427 SH   SOLE   96,427 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   505,369 6,523 SH   SOLE   6,523 0 0
HOME DEPOT INC COM 437076102   209,894 518 SH   SOLE   518 0 0
ISHARES TR CORE INTL AGGR 46435G672   587,898 11,345 SH   SOLE   11,345 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,626,552 26,100 SH   SOLE   26,100 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,572,940 30,548 SH   SOLE   30,548 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,261,235 9,121 SH   SOLE   9,121 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,456,060 14,378 SH   SOLE   14,378 0 0
ISHARES TR CRE U S REIT ETF 464288521   203,058 3,298 SH   SOLE   3,298 0 0
ISHARES TR MSCI EAFE ETF 464287465   379,262 4,535 SH   SOLE   4,535 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   394,579 8,604 SH   SOLE   8,604 0 0
ISHARES TR RUS 1000 ETF 464287622   1,109,482 3,529 SH   SOLE   3,529 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   739,343 1,970 SH   SOLE   1,970 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,164,815 6,137 SH   SOLE   6,137 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,415,349 4,984 SH   SOLE   4,984 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,004,163 12,014 SH   SOLE   12,014 0 0
ISHARES TR RUS MID CAP ETF 464287499   219,645 2,492 SH   SOLE   2,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   772,011 3,495 SH   SOLE   3,495 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   494,996 1,515 SH   SOLE   1,515 0 0
ISHARES TR SP SMCP600VL ETF 464287879   217,473 2,020 SH   SOLE   2,020 0 0
ISHARES TR TIPS BD ETF 464287176   234,086 2,119 SH   SOLE   2,119 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   1,988,877 36,393 SH   SOLE   36,393 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   2,350,240 49,625 SH   SOLE   49,625 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   587,162 9,773 SH   SOLE   9,773 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   213,847 4,171 SH   SOLE   4,171 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   396,792 8,350 SH   SOLE   8,350 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,410,911 47,515 SH   SOLE   47,515 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,829,208 55,540 SH   SOLE   55,540 0 0
JOHNSON & JOHNSON COM 478160104   557,324 3,439 SH   SOLE   3,439 0 0
JPMORGAN CHASE & CO. COM 46625H100   822,390 3,900 SH   SOLE   3,900 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   5,782,657 189,586 SH   SOLE   189,586 0 0
MICROSOFT CORP COM 594918104   412,658 959 SH   SOLE   959 0 0
NETFLIX INC COM 64110L106   354,635 500 SH   SOLE   500 0 0
NORFOLK SOUTHN CORP COM 655844108   258,937 1,042 SH   SOLE   1,042 0 0
PROCTER AND GAMBLE CO COM 742718109   259,973 1,501 SH   SOLE   1,501 0 0
REALTY INCOME CORP COM 756109104   867,075 13,672 SH   SOLE   13,672 0 0
SALESFORCE INC COM 79466L302   312,851 1,143 SH   SOLE   1,143 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   988,462 33,875 SH   SOLE   33,875 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   538,081 20,561 SH   SOLE   20,561 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   686,412 17,815 SH   SOLE   17,815 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   561,786 6,990 SH   SOLE   6,990 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   224,176 3,304 SH   SOLE   3,304 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   280,984 5,456 SH   SOLE   5,456 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   295,441 7,157 SH   SOLE   7,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   399,337 696 SH   SOLE   696 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   407,679 5,819 SH   SOLE   5,819 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   430,297 9,455 SH   SOLE   9,455 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   557,772 6,725 SH   SOLE   6,725 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   351,043 6,641 SH   SOLE   6,641 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   668,716 7,182 SH   SOLE   7,182 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   305,700 15,000 SH   SOLE   15,000 0 0
STRYKER CORPORATION COM 863667101   730,468 2,022 SH   SOLE   2,022 0 0
UNITED BANCORP INC OHIO COM 909911109   479,455 36,516 SH   SOLE   36,516 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   9,499,436 120,720 SH   SOLE   120,720 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,174,201 202,351 SH   SOLE   202,351 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   324,037 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   328,403 3,371 SH   SOLE   3,371 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   359,680 682 SH   SOLE   682 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,829,793 14,094 SH   SOLE   14,094 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,068,242 42,444 SH   SOLE   42,444 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   12,893,229 48,222 SH   SOLE   48,222 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,859,658 6,568 SH   SOLE   6,568 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,209,191 6,927 SH   SOLE   6,927 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   350,296 7,321 SH   SOLE   7,321 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,531,789 35,978 SH   SOLE   35,978 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   214,821 2,404 SH   SOLE   2,404 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   479,856 3,261 SH   SOLE   3,261 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   365,974 5,653 SH   SOLE   5,653 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   200,158 1,150 SH   SOLE   1,150 0 0