The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,122,504 5,787 SH   SOLE   5,787 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,071,240 4 SH   SOLE   4 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,132,614 6,254 SH   SOLE   6,254 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,904,679 115,128 SH   SOLE   115,128 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   4,950,560 210,483 SH   SOLE   210,483 0 0
CHEVRON CORP NEW COM 166764100   237,599 1,510 SH   SOLE   1,510 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,313,497 269,117 SH   SOLE   269,117 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,114,940 45,713 SH   SOLE   45,713 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   469,849 17,198 SH   SOLE   17,198 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   308,134 9,943 SH   SOLE   9,943 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,538,376 60,566 SH   SOLE   60,566 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   544,434 25,299 SH   SOLE   25,299 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,272,143 156,761 SH   SOLE   156,761 0 0
EXXON MOBIL CORP COM 30231G102   260,832 2,432 SH   SOLE   2,432 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   246,739 668 SH   SOLE   668 0 0
ISHARES TR CORE INTL AGGR 46435G672   209,729 4,255 SH   SOLE   4,255 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,130,378 4,323 SH   SOLE   4,323 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,204,086 32,153 SH   SOLE   32,153 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,068,041 9,127 SH   SOLE   9,127 0 0
ISHARES TR CORE US AGGBD ET 464287226   332,246 3,392 SH   SOLE   3,392 0 0
ISHARES TR MSCI EAFE ETF 464287465   291,450 4,020 SH   SOLE   4,020 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   257,654 6,513 SH   SOLE   6,513 0 0
ISHARES TR RUS 1000 ETF 464287622   970,085 3,980 SH   SOLE   3,980 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   668,917 2,431 SH   SOLE   2,431 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,040,070 6,590 SH   SOLE   6,590 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,287,705 5,307 SH   SOLE   5,307 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,755,203 12,466 SH   SOLE   12,466 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   618,553 3,303 SH   SOLE   3,303 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   403,096 1,584 SH   SOLE   1,584 0 0
ISHARES TR TIPS BD ETF 464287176   390,553 3,629 SH   SOLE   3,629 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   754,221 16,907 SH   SOLE   16,907 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   611,635 11,778 SH   SOLE   11,778 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   288,540 6,300 SH   SOLE   6,300 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,938,756 58,611 SH   SOLE   58,611 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,576,633 90,358 SH   SOLE   90,358 0 0
JOHNSON & JOHNSON COM 478160104   391,124 2,363 SH   SOLE   2,363 0 0
JPMORGAN CHASE & CO COM 46625H100   525,642 1,314 SH   SOLE   1,314 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   6,998,304 265,893 SH   SOLE   265,893 0 0
LILLY ELI & CO COM 532457108   808,522 1,724 SH   SOLE   1,724 0 0
NORFOLK SOUTHN CORP COM 655844108   258,960 1,142 SH   SOLE   1,142 0 0
PROCTER AND GAMBLE CO COM 742718109   293,010 1,931 SH   SOLE   1,931 0 0
REALTY INCOME CORP COM 756109104   916,398 15,327 SH   SOLE   15,327 0 0
SALESFORCE INC COM 79466L302   241,470 1,143 SH   SOLE   1,143 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   779,964 31,667 SH   SOLE   31,667 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   290,560 12,137 SH   SOLE   12,137 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   520,632 15,417 SH   SOLE   15,417 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   328,271 4,893 SH   SOLE   4,893 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   238,973 5,456 SH   SOLE   5,456 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   293,502 8,537 SH   SOLE   8,537 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   308,523 696 SH   SOLE   696 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   383,802 7,050 SH   SOLE   7,050 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   427,745 11,013 SH   SOLE   11,013 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   420,237 6,888 SH   SOLE   6,888 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   365,386 8,458 SH   SOLE   8,458 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   584,126 7,590 SH   SOLE   7,590 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   223,800 15,000 SH   SOLE   15,000 0 0
STRYKER CORPORATION COM 863667101   647,401 2,122 SH   SOLE   2,122 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,148,789 107,831 SH   SOLE   107,831 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   256,668 3,531 SH   SOLE   3,531 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,394,566 151,280 SH   SOLE   151,280 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   238,818 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,363,731 14,291 SH   SOLE   14,291 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,570,840 38,065 SH   SOLE   38,065 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   9,858,699 42,912 SH   SOLE   42,912 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   709,113 3,219 SH   SOLE   3,219 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   778,888 5,481 SH   SOLE   5,481 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,929,884 35,571 SH   SOLE   35,571 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   318,144 6,335 SH   SOLE   6,335 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   537,878 4,350 SH   SOLE   4,350 0 0