The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   933,994 5,664 SH   SOLE   0 0 5,664
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,862,400 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,958,837 6,344 SH   SOLE   0 0 6,344
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,487,333 110,745 SH   SOLE   0 0 110,745
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   4,509,597 194,463 SH   SOLE   0 0 194,463
CHEVRON CORP NEW COM 166764100   246,372 1,510 SH   SOLE   0 0 1,510
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,400,907 278,058 SH   SOLE   0 0 278,058
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   963,317 39,239 SH   SOLE   0 0 39,239
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   528,166 19,598 SH   SOLE   0 0 19,598
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   292,303 10,160 SH   SOLE   0 0 10,160
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,227,295 49,953 SH   SOLE   0 0 49,953
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   490,251 22,813 SH   SOLE   0 0 22,813
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   6,845,257 153,826 SH   SOLE   0 0 153,826
EXXON MOBIL CORP COM 30231G102   266,693 2,432 SH   SOLE   0 0 2,432
INVESCO QQQ TR UNIT SER 1 46090E103   214,352 668 SH   SOLE   0 0 668
ISHARES TR CORE INTL AGGR 46435G672   208,282 4,255 SH   SOLE   0 0 4,255
ISHARES TR CORE US AGGBD ET 464287226   229,571 2,304 SH   SOLE   0 0 2,304
ISHARES TR MSCI EAFE ETF 464287465   287,510 4,020 SH   SOLE   0 0 4,020
ISHARES TR MSCI EMG MKT ETF 464287234   257,003 6,513 SH   SOLE   0 0 6,513
ISHARES TR RUS 1000 ETF 464287622   999,796 4,439 SH   SOLE   0 0 4,439
ISHARES TR RUS 1000 GRW ETF 464287614   593,926 2,431 SH   SOLE   0 0 2,431
ISHARES TR RUS 1000 VAL ETF 464287598   1,003,365 6,590 SH   SOLE   0 0 6,590
ISHARES TR RUS 2000 GRW ETF 464287648   1,203,648 5,307 SH   SOLE   0 0 5,307
ISHARES TR RUS 2000 VAL ETF 464287630   1,703,149 12,430 SH   SOLE   0 0 12,430
ISHARES TR RUSSELL 2000 ETF 464287655   630,466 3,534 SH   SOLE   0 0 3,534
ISHARES TR RUSSELL 3000 ETF 464287689   382,777 1,626 SH   SOLE   0 0 1,626
ISHARES TR TIPS BD ETF 464287176   416,635 3,779 SH   SOLE   0 0 3,779
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   569,218 12,669 SH   SOLE   0 0 12,669
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   627,619 11,998 SH   SOLE   0 0 11,998
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   269,816 5,830 SH   SOLE   0 0 5,830
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,371,440 67,000 SH   SOLE   0 0 67,000
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,886,557 96,211 SH   SOLE   0 0 96,211
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   7,167,605 272,222 SH   SOLE   0 0 272,222
NORFOLK SOUTHN CORP COM 655844108   242,104 1,142 SH   SOLE   0 0 1,142
PROCTER AND GAMBLE CO COM 742718109   287,120 1,931 SH   SOLE   0 0 1,931
REALTY INCOME CORP COM 756109104   998,997 15,777 SH   SOLE   0 0 15,777
SALESFORCE INC COM 79466L302   228,349 1,143 SH   SOLE   0 0 1,143
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   404,169 16,483 SH   SOLE   0 0 16,483
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   278,834 11,800 SH   SOLE   0 0 11,800
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   519,707 15,417 SH   SOLE   0 0 15,417
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   228,770 5,456 SH   SOLE   0 0 5,456
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   291,368 8,537 SH   SOLE   0 0 8,537
SPROTT PHYSICAL GOLD TR UNIT 85207H104   231,900 15,000 SH   SOLE   0 0 15,000
STRYKER CORPORATION COM 863667101   605,767 2,122 SH   SOLE   0 0 2,122
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,190,626 107,081 SH   SOLE   0 0 107,081
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   264,385 3,581 SH   SOLE   0 0 3,581
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,213,645 147,458 SH   SOLE   0 0 147,458
VANGUARD INDEX FDS GROWTH ETF 922908736   210,527 844 SH   SOLE   0 0 844
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,328,057 14,664 SH   SOLE   0 0 14,664
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,853,177 36,153 SH   SOLE   0 0 36,153
VANGUARD INDEX FDS SML CP GRW ETF 922908595   9,213,746 42,575 SH   SOLE   0 0 42,575
VANGUARD INDEX FDS TOTAL STK MKT 922908769   555,825 2,723 SH   SOLE   0 0 2,723
VANGUARD INDEX FDS VALUE ETF 922908744   766,412 5,549 SH   SOLE   0 0 5,549
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,846,231 35,209 SH   SOLE   0 0 35,209
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   312,825 6,175 SH   SOLE   0 0 6,175
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   524,175 4,350 SH   SOLE   0 0 4,350