The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 464,236 3,466 SH   SOLE   0 0 3,466
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 220,214 893 SH   SOLE   0 0 893
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,700,387 11,108 SH   SOLE   0 0 11,108
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,864,392 11,761 SH   SOLE   0 0 11,761
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,017,551 13,743 SH   SOLE   0 0 13,743
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 241,148 726 SH   SOLE   0 0 726
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 359,446 1,869 SH   SOLE   0 0 1,869
APPLE INC COM 037833100 BBG001S5N8V8 7,801,582 30,639 SH   SOLE   0 0 30,639
ARES CAPITAL CORP COM 04010L103 BBG001SL96Z9 459,490 22,513 SH   SOLE   0 0 22,513
ASCENT INDUSTRIES CO COM 871565107 BBG001S6Z1R3 212,018 16,461 SH   SOLE   0 0 16,461
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 737,685 762 SH   SOLE   0 0 762
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 545,617 1,859 SH   SOLE   0 0 1,859
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 691,268 1,375 SH   SOLE   0 0 1,375
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 444,196 381 SH   SOLE   0 0 381
BLACKSTONE INC COM 09260D107 BBG001S7H949 221,592 1,297 SH   SOLE   0 0 1,297
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 237,823 44 SH   SOLE   0 0 44
BROADCOM INC COM 11135F101 BBG00KHY5SY8 676,316 2,050 SH   SOLE   0 0 2,050
BROOKFIELD CORP CL A LTD VT SH 11271J107 BBG001SF86D7 308,610 4,500 SH   SOLE   0 0 4,500
CHURCH & DWIGHT CO INC COM 171340102 BBG001S5PR99 320,375 3,656 SH   SOLE   0 0 3,656
CISCO SYS INC COM 17275R102 BBG001S6HC62 365,066 5,336 SH   SOLE   0 0 5,336
CORNING INC COM 219350105 BBG001S5RLH1 252,078 3,073 SH   SOLE   0 0 3,073
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,229,237 1,328 SH   SOLE   0 0 1,328
CTO RLTY GROWTH INC NEW COM 22948Q101 BBG00Y3M1H68 215,568 13,225 SH   SOLE   0 0 13,225
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 727,305 9,352 SH   SOLE   0 0 9,352
ELI LILLY & CO COM 532457108 BBG001S5STL8 698,908 916 SH   SOLE   0 0 916
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 353,584 3,136 SH   SOLE   0 0 3,136
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827 BBG00J3N6MY2 211,304 4,654 SH   SOLE   0 0 4,654
FRANKLIN TEMPLETON ETF TR MUNICIPAL GRN BD 35473P850 BBG00HLJ9Y85 200,924 8,489 SH   SOLE   0 0 8,489
HA SUSTAINABLE INFRA CAP INC COM 41068X100 BBG0044K5DN3 436,094 14,205 SH   SOLE   0 0 14,205
HOME DEPOT INC COM 437076102 BBG001S5RTW7 873,184 2,155 SH   SOLE   0 0 2,155
IDEXX LABS INC COM 45168D104 BBG001S5S4Y9 247,250 387 SH   SOLE   0 0 387
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 313,173 1,201 SH   SOLE   0 0 1,201
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG001SDJ4R0 260,133 1,544 SH   SOLE   0 0 1,544
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 699,330 2,478 SH   SOLE   0 0 2,478
INTUIT COM 461202103 BBG001S6TWR2 307,310 450 SH   SOLE   0 0 450
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,197,437 18,165 SH   SOLE   0 0 18,165
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 204,508 4,710 SH   SOLE   0 0 4,710
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 728,401 12,770 SH   SOLE   0 0 12,770
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 16,444,336 320,990 SH   SOLE   0 0 320,990
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 385,752 5,911 SH   SOLE   0 0 5,911
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 203,023 2,031 SH   SOLE   0 0 2,031
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,189,950 3,272 SH   SOLE   0 0 3,272
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 280,153 4,771 SH   SOLE   0 0 4,771
ISHARES TR EGSADVNCDMSCI EM 46436E742 BBG00XR16C66 3,467,551 76,591 SH   SOLE   0 0 76,591
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,678,847 18,056 SH   SOLE   0 0 18,056
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 1,488,136 33,011 SH   SOLE   0 0 33,011
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 6,743,890 89,040 SH   SOLE   0 0 89,040
ISHARES TR ESG MSCI EM LDRS 46436E601 BBG00RMS4GK2 988,360 16,771 SH   SOLE   0 0 16,771
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 1,816,056 15,516 SH   SOLE   0 0 15,516
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,342,782 23,430 SH   SOLE   0 0 23,430
ISHARES TR ESG SELECT SCRE 46436E551 BBG00XDJF7W4 1,044,318 23,816 SH   SOLE   0 0 23,816
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 241,747 5,760 SH   SOLE   0 0 5,760
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 639,046 6,001 SH   SOLE   0 0 6,001
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 430,937 920 SH   SOLE   0 0 920
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 220,488 1,083 SH   SOLE   0 0 1,083
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 655,513 4,603 SH   SOLE   0 0 4,603
ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 395,853 8,225 SH   SOLE   0 0 8,225
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 304,645 1,643 SH   SOLE   0 0 1,643
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 728,643 2,310 SH   SOLE   0 0 2,310
LOWES COS INC COM 548661107 BBG001S5SVL3 277,446 1,104 SH   SOLE   0 0 1,104
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 2,899,533 1,517 SH   SOLE   0 0 1,517
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 965,271 1,697 SH   SOLE   0 0 1,697
MCDONALDS CORP COM 580135101 BBG001S5T110 293,862 967 SH   SOLE   0 0 967
MERCK & CO INC COM 58933Y105 BBG001S5TC52 283,432 3,377 SH   SOLE   0 0 3,377
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 882,725 1,202 SH   SOLE   0 0 1,202
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,142,283 7,997 SH   SOLE   0 0 7,997
MOODYS CORP COM 615369105 BBG001S5VP87 387,855 814 SH   SOLE   0 0 814
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 835,469 1,827 SH   SOLE   0 0 1,827
NETFLIX INC COM 64110L106 BBG001SF6L46 372,864 311 SH   SOLE   0 0 311
NUSHARES ETF TR ESG LARGE CAP 67092P862 BBG00PBDJZK3 666,936 12,806 SH   SOLE   0 0 12,806
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 335,557 7,609 SH   SOLE   0 0 7,609
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,809,652 9,699 SH   SOLE   0 0 9,699
ORACLE CORP COM 68389X105 BBG001S5SJG6 820,940 2,919 SH   SOLE   0 0 2,919
PEPSICO INC COM 713448108 BBG001S695T1 357,279 2,544 SH   SOLE   0 0 2,544
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 220,822 1,099 SH   SOLE   0 0 1,099
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 223,714 1,456 SH   SOLE   0 0 1,456
QUALCOMM INC COM 747525103 BBG001S6VS70 214,937 1,292 SH   SOLE   0 0 1,292
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 440,528 1,063 SH   SOLE   0 0 1,063
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 1,334,117 39,980 SH   SOLE   0 0 39,980
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 BBG0051K49J8 524,155 12,201 SH   SOLE   0 0 12,201
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 BBG0051GPYJ9 1,278,712 49,678 SH   SOLE   0 0 49,678
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 1,307,215 49,704 SH   SOLE   0 0 49,704
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 597,574 25,669 SH   SOLE   0 0 25,669
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 458,627 19,541 SH   SOLE   0 0 19,541
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,617,303 101,801 SH   SOLE   0 0 101,801
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 4,176,391 158,557 SH   SOLE   0 0 158,557
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 2,594,275 87,526 SH   SOLE   0 0 87,526
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 349,930 16,223 SH   SOLE   0 0 16,223
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 4,742,426 169,979 SH   SOLE   0 0 169,979
SERVICENOW INC COM 81762P102 BBG001T4JFC0 202,462 220 SH   SOLE   0 0 220
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 BBG00F161GP7 2,898,744 58,781 SH   SOLE   0 0 58,781
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 16,896,827 394,878 SH   SOLE   0 0 394,878
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 8,022,779 171,390 SH   SOLE   0 0 171,390
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812 BBG008HB6477 270,667 1,581 SH   SOLE   0 0 1,581
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 BBG001SG6843 5,583,782 69,235 SH   SOLE   0 0 69,235
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 BBG001STKD11 7,067,119 273,390 SH   SOLE   0 0 273,390
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 BBG001SPT9T9 349,888 6,118 SH   SOLE   0 0 6,118
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 BBG001SPTB87 7,800,315 99,570 SH   SOLE   0 0 99,570
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 BBG004T58LZ5 1,099,868 23,745 SH   SOLE   0 0 23,745
SPDR SERIES TRUST S&P DIVID ETF 78464A763 BBG001SPTBP8 455,443 3,252 SH   SOLE   0 0 3,252
SPDR SERIES TRUST SPDR S&P 500 ETF 78468R796 BBG00BKMB118 632,804 11,537 SH   SOLE   0 0 11,537
STRYKER CORPORATION COM 863667101 BBG001S8FR03 622,894 1,685 SH   SOLE   0 0 1,685
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 BBG011KFPMT3 6,862,841 87,447 SH   SOLE   0 0 87,447
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 298,010 1,622 SH   SOLE   0 0 1,622
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 438,458 904 SH   SOLE   0 0 904
TORTOISE ENERGY INFRA CORP COM 89147L886 BBG001SJTT37 246,302 5,716 SH   SOLE   0 0 5,716
UNION PAC CORP COM 907818108 BBG001S5X2M0 201,387 852 SH   SOLE   0 0 852
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 382,938 1,109 SH   SOLE   0 0 1,109
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 200,956 4,158 SH   SOLE   0 0 4,158
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 11,716,774 157,547 SH   SOLE   0 0 157,547
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 3,482,580 16,636 SH   SOLE   0 0 16,636
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 862,316 2,801 SH   SOLE   0 0 2,801
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 708,795 2,413 SH   SOLE   0 0 2,413
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,020,944 4,933 SH   SOLE   0 0 4,933
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 372,774 1,466 SH   SOLE   0 0 1,466
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 4,515,281 13,759 SH   SOLE   0 0 13,759
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 3,761,199 52,700 SH   SOLE   0 0 52,700
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,052,178 74,791 SH   SOLE   0 0 74,791
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 3,341,071 66,728 SH   SOLE   0 0 66,728
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 584,791 2,710 SH   SOLE   0 0 2,710
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 11,611,155 193,778 SH   SOLE   0 0 193,778
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,225,278 8,693 SH   SOLE   0 0 8,693
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 817,872 11,790 SH   SOLE   0 0 11,790
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 1,654,133 13,966 SH   SOLE   0 0 13,966
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 527,357 2,031 SH   SOLE   0 0 2,031
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,021,068 2,991 SH   SOLE   0 0 2,991
WALMART INC COM 931142103 BBG001S5XH92 315,570 3,062 SH   SOLE   0 0 3,062
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 316,377 1,776 SH   SOLE   0 0 1,776
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 BBG001S6SX73 268,038 902 SH   SOLE   0 0 902