The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 332,288 2,505 SH   SOLE   0 0 2,505
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 215,932 692 SH   SOLE   0 0 692
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,742,498 11,268 SH   SOLE   0 0 11,268
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,568,549 10,040 SH   SOLE   0 0 10,040
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,511,051 13,198 SH   SOLE   0 0 13,198
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 391,027 1,797 SH   SOLE   0 0 1,797
APPLE INC COM 037833100 BBG001S5N8V8 7,769,174 34,976 SH   SOLE   0 0 34,976
ARES CAPITAL CORP COM 04010L103 BBG001SL96Z9 655,027 29,559 SH   SOLE   0 0 29,559
ASCENT INDUSTRIES CO COM 871565107 BBG001S6Z1R3 208,396 16,461 SH   SOLE   0 0 16,461
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 504,924 762 SH   SOLE   0 0 762
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 563,703 1,845 SH   SOLE   0 0 1,845
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 705,136 1,324 SH   SOLE   0 0 1,324
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 342,626 362 SH   SOLE   0 0 362
BROADCOM INC COM 11135F101 BBG00KHY5SY8 274,753 1,641 SH   SOLE   0 0 1,641
BROOKFIELD CORP CL A LTD VT SH 11271J107 BBG001SF86D7 290,876 5,550 SH   SOLE   0 0 5,550
CHURCH & DWIGHT CO INC COM 171340102 BBG001S5PR99 397,865 3,614 SH   SOLE   0 0 3,614
CISCO SYS INC COM 17275R102 BBG001S6HC62 339,837 5,507 SH   SOLE   0 0 5,507
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,255,996 1,328 SH   SOLE   0 0 1,328
CTO RLTY GROWTH INC NEW COM 22948Q101 BBG00Y3M1H68 259,720 13,450 SH   SOLE   0 0 13,450
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 685,153 9,453 SH   SOLE   0 0 9,453
ELI LILLY & CO COM 532457108 BBG001S5STL8 731,756 886 SH   SOLE   0 0 886
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 335,145 2,818 SH   SOLE   0 0 2,818
HA SUSTAINABLE INFRA CAP INC COM 41068X100 BBG0044K5DN3 414,682 14,182 SH   SOLE   0 0 14,182
HOME DEPOT INC COM 437076102 BBG001S5RTW7 775,126 2,115 SH   SOLE   0 0 2,115
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 291,908 1,177 SH   SOLE   0 0 1,177
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG001SDJ4R0 264,443 1,533 SH   SOLE   0 0 1,533
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 478,919 1,926 SH   SOLE   0 0 1,926
INTUIT COM 461202103 BBG001S6TWR2 255,420 416 SH   SOLE   0 0 416
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,014,312 18,794 SH   SOLE   0 0 18,794
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 448,688 12,838 SH   SOLE   0 0 12,838
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 406,786 8,137 SH   SOLE   0 0 8,137
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 1,897,713 27,547 SH   SOLE   0 0 27,547
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 393,046 6,736 SH   SOLE   0 0 6,736
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,809,880 3,221 SH   SOLE   0 0 3,221
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 274,810 4,771 SH   SOLE   0 0 4,771
ISHARES TR EGSADVNCDMSCI EM 46436E742 BBG00XR16C66 1,510,059 39,489 SH   SOLE   0 0 39,489
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 2,808,012 34,374 SH   SOLE   0 0 34,374
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 420,666 10,952 SH   SOLE   0 0 10,952
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 4,165,922 61,864 SH   SOLE   0 0 61,864
ISHARES TR ESG MSCI EM LDRS 46436E601 BBG00RMS4GK2 645,686 13,253 SH   SOLE   0 0 13,253
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 1,486,588 15,516 SH   SOLE   0 0 15,516
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 502,916 10,776 SH   SOLE   0 0 10,776
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 205,180 2,709 SH   SOLE   0 0 2,709
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 215,827 5,760 SH   SOLE   0 0 5,760
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 669,439 6,349 SH   SOLE   0 0 6,349
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 332,203 920 SH   SOLE   0 0 920
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 203,777 1,083 SH   SOLE   0 0 1,083
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 540,806 4,603 SH   SOLE   0 0 4,603
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 251,579 1,517 SH   SOLE   0 0 1,517
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 578,172 2,357 SH   SOLE   0 0 2,357
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 2,824,981 1,511 SH   SOLE   0 0 1,511
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 697,209 1,272 SH   SOLE   0 0 1,272
MCDONALDS CORP COM 580135101 BBG001S5T110 255,206 817 SH   SOLE   0 0 817
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 675,494 1,172 SH   SOLE   0 0 1,172
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,425,145 6,460 SH   SOLE   0 0 6,460
MOODYS CORP COM 615369105 BBG001S5VP87 370,224 795 SH   SOLE   0 0 795
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 799,879 1,827 SH   SOLE   0 0 1,827
NETFLIX INC COM 64110L106 BBG001SF6L46 210,752 226 SH   SOLE   0 0 226
NIKE INC CL B 654106103 BBG001S6NTK2 224,870 3,542 SH   SOLE   0 0 3,542
NUSHARES ETF TR ESG LARGE CAP 67092P862 BBG00PBDJZK3 391,183 8,925 SH   SOLE   0 0 8,925
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 205,847 5,369 SH   SOLE   0 0 5,369
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 792,589 7,313 SH   SOLE   0 0 7,313
ORACLE CORP COM 68389X105 BBG001S5SJG6 380,004 2,718 SH   SOLE   0 0 2,718
PEPSICO INC COM 713448108 BBG001S695T1 263,445 1,757 SH   SOLE   0 0 1,757
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 342,126 1,346 SH   SOLE   0 0 1,346
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 728,256 26,415 SH   SOLE   0 0 26,415
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 BBG0051K49J8 440,944 12,201 SH   SOLE   0 0 12,201
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 BBG0051GPYJ9 1,143,091 49,678 SH   SOLE   0 0 49,678
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 1,173,511 49,704 SH   SOLE   0 0 49,704
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 507,733 25,669 SH   SOLE   0 0 25,669
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 2,826,609 122,047 SH   SOLE   0 0 122,047
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,220,672 103,143 SH   SOLE   0 0 103,143
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,845,538 128,874 SH   SOLE   0 0 128,874
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,553,477 59,293 SH   SOLE   0 0 59,293
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 684,233 31,810 SH   SOLE   0 0 31,810
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,927,414 124,943 SH   SOLE   0 0 124,943
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 BBG00F161GP7 1,060,258 24,680 SH   SOLE   0 0 24,680
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 11,530,745 316,692 SH   SOLE   0 0 316,692
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 6,599,289 167,622 SH   SOLE   0 0 167,622
SPDR SER TR MSCI USA STRTGIC 78468R812 BBG008HB6477 247,728 1,581 SH   SOLE   0 0 1,581
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 4,796,591 70,528 SH   SOLE   0 0 70,528
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 8,096,576 317,016 SH   SOLE   0 0 317,016
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 207,586 4,056 SH   SOLE   0 0 4,056
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 6,388,847 97,154 SH   SOLE   0 0 97,154
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 963,159 23,630 SH   SOLE   0 0 23,630
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 449,372 3,312 SH   SOLE   0 0 3,312
SPDR SER TR SPDR S&P 500 ETF 78468R796 BBG00BKMB118 611,998 13,377 SH   SOLE   0 0 13,377
STRYKER CORPORATION COM 863667101 BBG001S8FR03 597,089 1,604 SH   SOLE   0 0 1,604
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 BBG011KFPMT3 6,440,457 98,493 SH   SOLE   0 0 98,493
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 283,387 1,577 SH   SOLE   0 0 1,577
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 429,926 864 SH   SOLE   0 0 864
TORTOISE ENERGY INFRA CORP COM 89147L886 BBG001SJTT37 246,074 5,716 SH   SOLE   0 0 5,716
UNION PAC CORP COM 907818108 BBG001S5X2M0 218,050 923 SH   SOLE   0 0 923
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 465,614 889 SH   SOLE   0 0 889
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 275,950 6,536 SH   SOLE   0 0 6,536
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 15,435,676 210,152 SH   SOLE   0 0 210,152
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 BBG01L82WF19 718,123 7,298 SH   SOLE   0 0 7,298
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 2,937,033 17,050 SH   SOLE   0 0 17,050
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 719,941 2,801 SH   SOLE   0 0 2,801
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 766,291 2,963 SH   SOLE   0 0 2,963
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 2,482,751 4,831 SH   SOLE   0 0 4,831
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 454,588 2,050 SH   SOLE   0 0 2,050
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3,907,508 14,217 SH   SOLE   0 0 14,217
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 3,187,440 52,546 SH   SOLE   0 0 52,546
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,216,628 93,165 SH   SOLE   0 0 93,165
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 280,796 2,422 SH   SOLE   0 0 2,422
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 5,331,024 107,437 SH   SOLE   0 0 107,437
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 513,880 2,649 SH   SOLE   0 0 2,649
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 10,439,638 205,383 SH   SOLE   0 0 205,383
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,121,049 8,693 SH   SOLE   0 0 8,693
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 875,440 14,843 SH   SOLE   0 0 14,843
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 1,676,023 17,111 SH   SOLE   0 0 17,111
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 537,758 2,031 SH   SOLE   0 0 2,031
VISA INC COM CL A 92826C839 BBG001SRCFY3 861,431 2,458 SH   SOLE   0 0 2,458
WALMART INC COM 931142103 BBG001S5XH92 286,020 3,258 SH   SOLE   0 0 3,258
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 221,082 1,443 SH   SOLE   0 0 1,443
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 BBG001S6SX73 248,370 879 SH   SOLE   0 0 879