The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PIMCO ENHANCED LOW DURATION ACTIVE ETF ETF 72201R718   15,690,132 167,380 SH   SOLE   167,380 0 0
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805   15,088,130 358,772 SH   SOLE   358,772 0 0
TIMOTHY PLAN FUND TIMOTHY PLAN US LARGE/MID CAP CORE FUND ETF 887432359   11,209,321 325,191 SH   SOLE   325,191 0 0
VANGUARD S&P 500 ETF ETF 922908363   9,622,986 24,505 SH   SOLE   24,505 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   9,204,008 48,681 SH   SOLE   48,681 0 0
TIMOTHY PLAN INTERNATIONAL ETF ETF 887432334   8,651,449 360,914 SH   SOLE   360,914 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   5,989,962 193,163 SH   SOLE   193,163 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   5,343,580 34,735 SH   SOLE   34,735 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   5,268,532 125,651 SH   SOLE   125,651 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   5,235,068 32,824 SH   SOLE   32,824 0 0
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342   4,593,999 148,293 SH   SOLE   148,293 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   4,069,833 57,517 SH   SOLE   57,517 0 0
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   3,954,757 165,471 SH   SOLE   165,471 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760   3,790,591 65,958 SH   SOLE   65,958 0 0
TIMOTHY PLAN HIGH DIVIDEND STOCK ETF ETF 887432326   3,428,716 112,002 SH   SOLE   112,002 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   3,135,969 67,791 SH   SOLE   67,791 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   3,006,592 61,447 SH   SOLE   61,447 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   2,995,509 8,362 SH   SOLE   8,362 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   2,308,205 5,376 SH   SOLE   5,376 0 0
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578   2,045,826 76,709 SH   SOLE   76,709 0 0
VANGUARD MID-CAP ETF ETF 922908629   1,932,115 9,279 SH   SOLE   9,279 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   1,461,393 29,123 SH   SOLE   29,123 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,440,240 6,781 SH   SOLE   6,781 0 0
INNOVATOR U.S. EQUITY POWER BUFFER ETF - SEPTEMBER ETF 45782C656   1,345,443 41,526 SH   SOLE   41,526 0 0
VANGUARD VALUE ETF ETF 922908744   1,277,507 9,262 SH   SOLE   9,262 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,264,250 18,344 SH   SOLE   18,344 0 0
FIRST TRUST NASDAQ CYBERSECURITY ETF ETF 33734X846   993,015 21,859 SH   SOLE   21,859 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   987,233 17,483 SH   SOLE   17,483 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   765,335 20,167 SH   SOLE   20,167 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   759,541 14,644 SH   SOLE   14,644 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   740,879 9,793 SH   SOLE   9,793 0 0
ISHARES MICRO-CAP ETF ETF 464288869   731,796 7,311 SH   SOLE   7,311 0 0
MICROSOFT CORP COM Stock 594918104   691,809 2,191 SH   SOLE   2,191 0 0
APPLE INC COM Stock 037833100   596,839 3,486 SH   SOLE   3,486 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   582,674 5,487 SH   SOLE   5,487 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   572,966 13,106 SH   SOLE   13,106 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866   571,472 8,545 SH   SOLE   8,545 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   567,879 9,803 SH   SOLE   9,803 0 0
FIRST TRUST LOW DURATION OPPORTUNITIES ETF ETF 33739Q200   512,743 10,854 SH   SOLE   10,854 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   479,137 8,953 SH   SOLE   8,953 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   406,690 1,631 SH   SOLE   1,631 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   394,264 10,056 SH   SOLE   10,056 0 0
EXXON MOBIL CORP COM Stock 30231G102   363,558 3,092 SH   SOLE   3,092 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   339,521 4,963 SH   SOLE   4,963 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   320,535 1,430 SH   SOLE   1,430 0 0
AMAZON COM INC COM Stock 023135106   299,114 2,353 SH   SOLE   2,353 0 0
NVIDIA CORPORATION COM Stock 67066G104   284,919 655 SH   SOLE   655 0 0
DOMINION ENERGY INC COM Stock 25746U109   252,475 5,652 SH   SOLE   5,652 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   241,031 2,564 SH   SOLE   2,564 0 0
ISHARES MSCI ACWI EX U.S. ETF ETF 464288240   207,846 4,422 SH   SOLE   4,422 0 0