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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805   14,269,847 316,685 SH   SOLE   316,685 0 0
PIMCO ENHANCED LOW DURATION ACTIVE ETF ETF 72201R718   13,743,569 144,844 SH   SOLE   144,844 0 0
TIMOTHY PLAN FUND TIMOTHY PLAN US LARGE/MID CAP CORE FUND ETF 887432359   9,896,783 287,313 SH   SOLE   287,313 0 0
VANGUARD S&P 500 ETF ETF 922908363   8,412,847 22,370 SH   SOLE   22,370 0 0
TIMOTHY PLAN INTERNATIONAL ETF ETF 887432334   7,934,974 317,526 SH   SOLE   317,526 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   6,121,465 32,293 SH   SOLE   32,293 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   5,188,600 161,538 SH   SOLE   161,538 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   5,107,294 33,653 SH   SOLE   33,653 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   4,890,518 30,804 SH   SOLE   30,804 0 0
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608   4,659,609 112,388 SH   SOLE   112,388 0 0
TIMOTHY PLAN US SMALL CAP CORE ETF ETF 887432342   3,964,055 126,780 SH   SOLE   126,780 0 0
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND ETF 97717W760   3,909,727 64,156 SH   SOLE   64,156 0 0
FIRST TRUST TCW UNCONSTRAINED PLUS BOND ETF ETF 33740F888   3,591,331 148,340 SH   SOLE   148,340 0 0
ISHARES MICRO-CAP ETF ETF 464288869   3,572,664 34,184 SH   SOLE   34,184 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   3,202,843 43,778 SH   SOLE   43,778 0 0
TIMOTHY PLAN HIGH DIVIDEND STOCK ETF ETF 887432326   2,978,833 95,399 SH   SOLE   95,399 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   2,920,634 60,182 SH   SOLE   60,182 0 0
INVESCO QQQ TRUST ETF 46090E103   2,776,376 8,651 SH   SOLE   8,651 0 0
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND ETF 97717W281   2,736,896 59,770 SH   SOLE   59,770 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   2,226,879 5,417 SH   SOLE   5,417 0 0
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND ETF 97717X578   1,733,234 62,257 SH   SOLE   62,257 0 0
ONEASCENT CORE PLUS BOND ETF ETF 90470L519   1,347,286 58,386 SH   SOLE   58,386 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   1,342,858 6,579 SH   SOLE   6,579 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,259,851 17,615 SH   SOLE   17,615 0 0
VANGUARD VALUE ETF ETF 922908744   1,229,396 8,901 SH   SOLE   8,901 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   1,004,707 16,883 SH   SOLE   16,883 0 0
FIRST TRUST NASDAQ CYBERSECURITY ETF ETF 33734X846   888,302 20,779 SH   SOLE   20,779 0 0
ONEASCENT INTERNATIONAL EQUITY ETF ETF 90470L444   860,123 29,160 SH   SOLE   29,160 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   781,075 9,406 SH   SOLE   9,406 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   762,741 14,264 SH   SOLE   14,264 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   755,635 19,149 SH   SOLE   19,149 0 0
VANGUARD MID-CAP ETF ETF 922908629   684,907 3,247 SH   SOLE   3,247 0 0
MICROSOFT CORP COM Stock 594918104   602,547 2,090 SH   SOLE   2,090 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874   597,023 9,795 SH   SOLE   9,795 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   585,201 5,357 SH   SOLE   5,357 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   580,617 12,854 SH   SOLE   12,854 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866   563,707 8,311 SH   SOLE   8,311 0 0
ONEASCENT LARGE CAP CORE ETF ETF 90470L527   512,927 23,232 SH   SOLE   23,232 0 0
APPLE INC COM Stock 037833100   512,839 3,110 SH   SOLE   3,110 0 0
FIRST TRUST LOW DURATION OPPORTUNITIES ETF ETF 33739Q200   497,177 10,386 SH   SOLE   10,386 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   493,639 9,810 SH   SOLE   9,810 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   482,841 8,745 SH   SOLE   8,745 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   449,287 1,796 SH   SOLE   1,796 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   403,503 9,987 SH   SOLE   9,987 0 0
ONEASCENT EMERGING MARKETS ETF ETF 90470L469   377,303 13,244 SH   SOLE   13,244 0 0
EXXON MOBIL CORP COM Stock 30231G102   334,682 3,052 SH   SOLE   3,052 0 0
DOMINION ENERGY INC COM Stock 25746U109   308,455 5,517 SH   SOLE   5,517 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   285,204 4,464 SH   SOLE   4,464 0 0
ISHARES RUSSELL 2000 GROWTH ETF ETF 464287648   258,574 1,140 SH   SOLE   1,140 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   204,379 2,087 SH   SOLE   2,087 0 0
AMAZON COM INC COM Stock 023135106   201,931 1,955 SH   SOLE   1,955 0 0