The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CORTEVA INC COM 22052L104 BBG00BN969D0 212,429 4,433 SH   SOLE   0 0 4,433
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 7,844,035 325,344 SH   SOLE   0 0 325,344
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 19,856,606 693,317 SH   SOLE   0 0 693,317
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 26,135,062 786,017 SH   SOLE   0 0 786,017
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,749,764 59,862 SH   SOLE   0 0 59,862
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 4,431,144 74,323 SH   SOLE   0 0 74,323
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 3,014,503 57,606 SH   SOLE   0 0 57,606
DOW INC COM 260557103 BBG00BN96931 246,506 4,495 SH   SOLE   0 0 4,495
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 268,101 3,485 SH   SOLE   0 0 3,485
HOME DEPOT INC COM 437076102 BBG001S5RTW7 230,109 664 SH   SOLE   0 0 664
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 295,656 2,524 SH   SOLE   0 0 2,524
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 604,784 9,770 SH   SOLE   0 0 9,770
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,631,886 21,603 SH   SOLE   0 0 21,603
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,532,617 14,607 SH   SOLE   0 0 14,607
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 230,378 2,082 SH   SOLE   0 0 2,082
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 928,218 34,442 SH   SOLE   0 0 34,442
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 1,002,462 25,638 SH   SOLE   0 0 25,638
SALESFORCE INC COM 79466L302 BBG001SDLP09 241,826 919 SH   SOLE   0 0 919
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 3,182,964 128,397 SH   SOLE   0 0 128,397
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 4,233,016 114,530 SH   SOLE   0 0 114,530
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 21,625,082 463,858 SH   SOLE   0 0 463,858
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 8,677,233 418,988 SH   SOLE   0 0 418,988
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 16,357,852 212,384 SH   SOLE   0 0 212,384
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 567,861 7,721 SH   SOLE   0 0 7,721
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 5,048,180 23,141 SH   SOLE   0 0 23,141
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,616,478 18,294 SH   SOLE   0 0 18,294
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 901,539 2,064 SH   SOLE   0 0 2,064
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,631,447 14,622 SH   SOLE   0 0 14,622
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,948,580 9,134 SH   SOLE   0 0 9,134
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 238,184 1,004 SH   SOLE   0 0 1,004
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,257,481 28,478 SH   SOLE   0 0 28,478
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 617,642 11,002 SH   SOLE   0 0 11,002
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 393,307 9,570 SH   SOLE   0 0 9,570
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 7,470,255 91,908 SH   SOLE   0 0 91,908
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 9,675,526 125,055 SH   SOLE   0 0 125,055
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 267,686 1,571 SH   SOLE   0 0 1,571
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 486,551 10,158 SH   SOLE   0 0 10,158