The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 1,873,112 45,113 SH   SOLE   0 0 45,113
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 2,870,419 130,771 SH   SOLE   0 0 130,771
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 7,384,072 294,891 SH   SOLE   0 0 294,891
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 9,010,761 333,485 SH   SOLE   0 0 333,485
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,226,646 50,521 SH   SOLE   0 0 50,521
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 1,199,076 23,442 SH   SOLE   0 0 23,442
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 680,833 15,491 SH   SOLE   0 0 15,491
HOME DEPOT INC COM 437076102 BBG001S5RTW7 254,899 807 SH   SOLE   0 0 807
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,510,368 26,742 SH   SOLE   0 0 26,742
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 731,441 11,126 SH   SOLE   0 0 11,126
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 987,598 11,653 SH   SOLE   0 0 11,653
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 418,277 3,967 SH   SOLE   0 0 3,967
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 BBG00GVX41Y3 613,377 24,111 SH   SOLE   0 0 24,111
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 459,472 13,443 SH   SOLE   0 0 13,443
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 4,351,224 183,829 SH   SOLE   0 0 183,829
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 6,077,245 188,676 SH   SOLE   0 0 188,676
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 13,244,280 290,127 SH   SOLE   0 0 290,127
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,288,567 28,540 SH   SOLE   0 0 28,540
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 5,418,569 280,900 SH   SOLE   0 0 280,900
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 12,995,516 172,629 SH   SOLE   0 0 172,629
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 1,006,100 14,005 SH   SOLE   0 0 14,005
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 5,828,176 33,457 SH   SOLE   0 0 33,457
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,952,521 23,673 SH   SOLE   0 0 23,673
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 3,075,016 19,364 SH   SOLE   0 0 19,364
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,113,256 16,962 SH   SOLE   0 0 16,962
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 4,895,406 34,875 SH   SOLE   0 0 34,875
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 467,515 9,324 SH   SOLE   0 0 9,324
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 463,575 11,893 SH   SOLE   0 0 11,893
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 2,338,493 50,064 SH   SOLE   0 0 50,064
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 6,119,002 78,945 SH   SOLE   0 0 78,945
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,812,918 37,411 SH   SOLE   0 0 37,411
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 269,570 1,775 SH   SOLE   0 0 1,775
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,208,044 28,784 SH   SOLE   0 0 28,784