The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED DRAIN SYS INC DEL COM 00790R104   281,280 2,000 SH   SOLE   2,000 0 0
ALPHABET INC CAP STK CL C 02079K107   692,812 4,916 SH   SOLE   4,916 0 0
AMAZON COM INC COM 023135106   614,598 4,045 SH   SOLE   4,045 0 0
APPLIED MATLS INC COM 038222105   297,399 1,835 SH   SOLE   1,835 0 0
THE CIGNA GROUP COM 125523100   350,058 1,169 SH   SOLE   1,169 0 0
CME GROUP INC COM 12572Q105   249,983 1,187 SH   SOLE   1,187 0 0
CAPITAL ONE FINL CORP COM 14040H105   917,551 6,998 SH   SOLE   6,998 0 0
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   2,833,043 93,592 SH   SOLE   93,509 0 83
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   3,651,304 103,554 SH   SOLE   102,827 0 727
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   2,107,702 113,744 SH   SOLE   113,431 0 313
META PLATFORMS INC CL A 30303M102   475,369 1,343 SH   SOLE   1,343 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109   216,285 6,028 SH   SOLE   6,028 0 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   554,420 6,149 SH   SOLE   6,149 0 0
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   1,297,322 30,706 SH   SOLE   30,668 0 38
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   1,043,090 47,135 SH   SOLE   47,135 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   320,932 11,590 SH   SOLE   11,590 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   274,139 6,595 SH   SOLE   6,595 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,743,677 33,750 SH   SOLE   33,750 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   4,479,035 75,076 SH   SOLE   75,012 0 64
INTEL CORP COM 458140100   523,002 10,408 SH   SOLE   10,408 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   396,827 6,771 SH   SOLE   6,771 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   25,948,146 164,437 SH   SOLE   163,731 0 706
ISHARES TR CORE S&P500 ETF 464287200   1,451,518 3,039 SH   SOLE   2,931 0 108
ISHARES TR CORE S&P MCP ETF 464287507   4,740,928 17,106 SH   SOLE   17,106 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   311,243 1,137 SH   SOLE   1,137 0 0
ISHARES TR CORE S&P SCP ETF 464287804   4,093,149 37,812 SH   SOLE   35,407 0 2,405
ISHARES TR US HLTHCR PR ETF 464288828   369,146 1,406 SH   SOLE   1,406 0 0
ISHARES TR CORE MSCI EAFE 46432F842   567,233 8,063 SH   SOLE   8,063 0 0
JPMORGAN CHASE & CO COM 46625H100   252,520 1,485 SH   SOLE   1,485 0 0
MARKEL GROUP INC COM 570535104   279,721 197 SH   SOLE   197 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,065,646 2,242 SH   SOLE   2,242 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   707,305 27,957 SH   SOLE   27,957 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516   406,137 17,521 SH   SOLE   17,521 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   831,796 14,880 SH   SOLE   14,843 0 37
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,002,583 1,976 SH   SOLE   1,976 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,899,653 39,750 SH   SOLE   39,750 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   379,452 8,996 SH   SOLE   8,996 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,187,313 38,782 SH   SOLE   38,782 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   219,241 4,641 SH   SOLE   4,641 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,046,387 42,210 SH   SOLE   42,210 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   6,484,105 238,913 SH   SOLE   238,319 0 594
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,775,637 52,643 SH   SOLE   52,520 0 123
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   3,644,150 65,838 SH   SOLE   65,730 0 108
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   3,768,938 60,848 SH   SOLE   60,789 0 59
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   273,852 2,008 SH   SOLE   2,008 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   233,884 1,308 SH   SOLE   1,308 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   389,198 10,351 SH   SOLE   10,351 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   279,732 2,454 SH   SOLE   2,454 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   280,444 1,457 SH   SOLE   1,457 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   219,882 3,472 SH   SOLE   3,472 0 0
SHOE CARNIVAL INC COM 824889109   571,574 18,920 SH   SOLE   18,920 0 0
US BANCORP DEL COM NEW 902973304   386,027 8,919 SH   SOLE   8,919 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,786,059 62,059 SH   SOLE   61,997 0 62
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   923,971 17,896 SH   SOLE   17,896 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,119,076 53,516 SH   SOLE   52,465 0 1,051
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   5,985,050 60,339 SH   SOLE   60,280 0 59
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,167,946 43,072 SH   SOLE   43,021 0 51
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,720,470 119,425 SH   SOLE   119,281 0 144
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   474,316 4,249 SH   SOLE   4,249 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   227,995 3,429 SH   SOLE   3,429 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,130,051 43,149 SH   SOLE   43,101 0 48
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,505,689 11,375 SH   SOLE   11,335 0 40
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   288,687 7,024 SH   SOLE   7,024 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   235,401 1,308 SH   SOLE   1,308 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   9,277,576 39,880 SH   SOLE   39,371 0 509
VIATRIS INC COM 92556V106   228,243 21,075 SH   SOLE   21,075 0 0
WELLS FARGO CO NEW COM 949746101   567,196 11,524 SH   SOLE   11,524 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   373,848 11,621 SH   SOLE   11,621 0 0