The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED DRAIN SYS INC DEL COM 00790R104   284,450 2,500 SH   SOLE   0 0 2,500
ALPHABET INC CAP STK CL C 02079K107   889,493 7,353 SH   SOLE   0 0 7,353
AMAZON COM INC COM 023135106   763,910 5,860 SH   SOLE   0 0 5,860
AMERICAN EXPRESS CO COM 025816109   204,237 1,172 SH   SOLE   0 0 1,172
APPLIED MATLS INC COM 038222105   295,296 2,043 SH   SOLE   0 0 2,043
THE CIGNA GROUP COM 125523100   346,261 1,234 SH   SOLE   0 0 1,234
CME GROUP INC COM 12572Q105   283,679 1,531 SH   SOLE   0 0 1,531
CAPITAL ONE FINL CORP COM 14040H105   851,963 7,790 SH   SOLE   0 0 7,790
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   3,327,268 116,338 SH   SOLE   0 0 116,338
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   2,343,190 73,129 SH   SOLE   0 0 73,129
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   1,561,035 82,814 SH   SOLE   0 0 82,814
META PLATFORMS INC CL A 30303M102   444,819 1,550 SH   SOLE   0 0 1,550
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   516,578 6,149 SH   SOLE   0 0 6,149
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   1,900,590 48,410 SH   SOLE   0 0 48,410
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   1,750,502 82,649 SH   SOLE   0 0 82,649
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   422,879 15,662 SH   SOLE   0 0 15,662
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   503,643 12,709 SH   SOLE   0 0 12,709
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   2,723,037 53,730 SH   SOLE   0 0 53,730
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   4,184,544 70,435 SH   SOLE   0 0 70,435
INTEL CORP COM 458140100   364,697 10,906 SH   SOLE   0 0 10,906
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   646,984 12,634 SH   SOLE   0 0 12,634
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   24,803,767 165,756 SH   SOLE   0 0 165,756
ISHARES TR CORE S&P500 ETF 464287200   1,723,115 3,866 SH   SOLE   0 0 3,866
ISHARES TR CORE S&P MCP ETF 464287507   7,738,366 29,594 SH   SOLE   0 0 29,594
ISHARES TR RUSSELL 3000 ETF 464287689   329,043 1,293 SH   SOLE   0 0 1,293
ISHARES TR CORE S&P SCP ETF 464287804   5,282,928 53,015 SH   SOLE   0 0 53,015
ISHARES TR US HLTHCR PR ETF 464288828   369,631 1,445 SH   SOLE   0 0 1,445
ISHARES TR CORE MSCI EAFE 46432F842   1,322,773 19,597 SH   SOLE   0 0 19,597
JPMORGAN CHASE & CO COM 46625H100   252,227 1,734 SH   SOLE   0 0 1,734
MARKEL GROUP INC COM 570535104   286,319 207 SH   SOLE   0 0 207
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,733,669 3,911 SH   SOLE   0 0 3,911
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,060,828 42,416 SH   SOLE   0 0 42,416
SPDR SER TR BLOOMBERG INTL T 78464A516   430,660 19,098 SH   SOLE   0 0 19,098
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   661,375 1,381 SH   SOLE   0 0 1,381
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,180,533 46,345 SH   SOLE   0 0 46,345
SPDR SER TR PORTFOLIO S&P600 78468R853   300,234 7,730 SH   SOLE   0 0 7,730
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,431,206 46,424 SH   SOLE   0 0 46,424
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   213,394 4,872 SH   SOLE   0 0 4,872
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,187,969 48,233 SH   SOLE   0 0 48,233
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   4,696,825 175,451 SH   SOLE   0 0 175,451
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   757,393 23,456 SH   SOLE   0 0 23,456
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,474,677 29,230 SH   SOLE   0 0 29,230
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   2,165,588 37,617 SH   SOLE   0 0 37,617
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   284,441 2,143 SH   SOLE   0 0 2,143
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   212,433 1,251 SH   SOLE   0 0 1,251
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   382,542 11,348 SH   SOLE   0 0 11,348
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   275,920 2,571 SH   SOLE   0 0 2,571
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   439,692 2,529 SH   SOLE   0 0 2,529
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   236,043 3,607 SH   SOLE   0 0 3,607
SHOE CARNIVAL INC COM 824889109   444,242 18,920 SH   SOLE   0 0 18,920
US BANCORP DEL COM NEW 902973304   285,381 8,637 SH   SOLE   0 0 8,637
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,021,936 36,800 SH   SOLE   0 0 36,800
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,160,233 22,599 SH   SOLE   0 0 22,599
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,336,458 26,697 SH   SOLE   0 0 26,697
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   6,301,648 68,578 SH   SOLE   0 0 68,578
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,413,821 19,450 SH   SOLE   0 0 19,450
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,247,666 113,635 SH   SOLE   0 0 113,635
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   661,559 6,237 SH   SOLE   0 0 6,237
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,032,089 41,573 SH   SOLE   0 0 41,573
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   205,942 1,002 SH   SOLE   0 0 1,002
VANGUARD WORLD FDS INF TECH ETF 92204A702   6,272,127 14,185 SH   SOLE   0 0 14,185
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   339,438 8,344 SH   SOLE   0 0 8,344
VANGUARD INDEX FDS SM CP VAL ETF 922908611   216,344 1,308 SH   SOLE   0 0 1,308
VANGUARD INDEX FDS MID CAP ETF 922908629   6,475,178 29,411 SH   SOLE   0 0 29,411
VIATRIS INC COM 92556V106   202,624 20,303 SH   SOLE   0 0 20,303
WELLS FARGO CO NEW COM 949746101   525,881 12,321 SH   SOLE   0 0 12,321
WISDOMTREE TR US SMALLCAP DIVD 97717W604   399,663 13,882 SH   SOLE   0 0 13,882