The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED DRAIN SYS INC DEL COM 00790R104   210,525 2,500 SH   SOLE   0 0 2,500
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   201,295 1,970 SH   SOLE   0 0 1,970
ALPHABET INC CAP STK CL C 02079K107   805,376 7,744 SH   SOLE   0 0 7,744
AMAZON COM INC COM 023135106   622,323 6,025 SH   SOLE   0 0 6,025
APPLIED MATLS INC COM 038222105   260,277 2,119 SH   SOLE   0 0 2,119
BANK NEW YORK MELLON CORP COM 064058100   205,596 4,525 SH   SOLE   0 0 4,525
THE CIGNA GROUP COM 125523100   376,396 1,473 SH   SOLE   0 0 1,473
CME GROUP INC COM 12572Q105   293,218 1,531 SH   SOLE   0 0 1,531
CAPITAL ONE FINL CORP COM 14040H105   732,044 7,613 SH   SOLE   0 0 7,613
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   3,294,502 121,793 SH   SOLE   0 0 121,793
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   2,276,638 80,079 SH   SOLE   0 0 80,079
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   704,682 38,362 SH   SOLE   0 0 38,362
META PLATFORMS INC CL A 30303M102   372,803 1,759 SH   SOLE   0 0 1,759
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   414,092 5,144 SH   SOLE   0 0 5,144
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   1,822,145 44,682 SH   SOLE   0 0 44,682
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   2,042,224 96,331 SH   SOLE   0 0 96,331
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   417,035 15,660 SH   SOLE   0 0 15,660
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   649,067 16,325 SH   SOLE   0 0 16,325
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   3,077,892 60,427 SH   SOLE   0 0 60,427
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   5,012,409 84,228 SH   SOLE   0 0 84,228
INTEL CORP COM 458140100   345,028 10,561 SH   SOLE   0 0 10,561
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   698,168 13,833 SH   SOLE   0 0 13,833
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   27,142,591 187,682 SH   SOLE   0 0 187,682
ISHARES TR CORE S&P500 ETF 464287200   1,657,475 4,032 SH   SOLE   0 0 4,032
ISHARES TR CORE S&P MCP ETF 464287507   7,534,931 30,120 SH   SOLE   0 0 30,120
ISHARES TR RUSSELL 3000 ETF 464287689   253,772 1,078 SH   SOLE   0 0 1,078
ISHARES TR CORE S&P SCP ETF 464287804   5,651,738 58,446 SH   SOLE   0 0 58,446
ISHARES TR US HLTHCR PR ETF 464288828   357,219 1,445 SH   SOLE   0 0 1,445
ISHARES TR CORE MSCI EAFE 46432F842   1,549,385 23,177 SH   SOLE   0 0 23,177
JPMORGAN CHASE & CO COM 46625H100   247,142 1,897 SH   SOLE   0 0 1,897
MARKEL CORP COM 570535104   278,476 218 SH   SOLE   0 0 218
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,563,461 3,819 SH   SOLE   0 0 3,819
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,361,951 54,391 SH   SOLE   0 0 54,391
SPDR SER TR BLOOMBERG INTL T 78464A516   473,406 20,476 SH   SOLE   0 0 20,476
SPDR SER TR S&P 600 SML CAP 78464A813   292,341 3,479 SH   SOLE   0 0 3,479
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   707,327 1,543 SH   SOLE   0 0 1,543
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,930,555 61,631 SH   SOLE   0 0 61,631
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,374,079 49,082 SH   SOLE   0 0 49,082
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   204,200 4,870 SH   SOLE   0 0 4,870
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,254,152 51,148 SH   SOLE   0 0 51,148
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   3,673,711 141,025 SH   SOLE   0 0 141,025
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,174,921 37,573 SH   SOLE   0 0 37,573
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,579,226 32,448 SH   SOLE   0 0 32,448
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   2,142,567 39,012 SH   SOLE   0 0 39,012
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   203,658 5,852 SH   SOLE   0 0 5,852
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   308,763 2,385 SH   SOLE   0 0 2,385
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   599,694 18,653 SH   SOLE   0 0 18,653
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   280,168 2,769 SH   SOLE   0 0 2,769
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   440,648 2,918 SH   SOLE   0 0 2,918
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   254,041 3,753 SH   SOLE   0 0 3,753
SHOE CARNIVAL INC COM 824889109   485,298 18,920 SH   SOLE   0 0 18,920
US BANCORP DEL COM NEW 902973304   285,716 7,926 SH   SOLE   0 0 7,926
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   872,823 31,150 SH   SOLE   0 0 31,150
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,478,626 28,578 SH   SOLE   0 0 28,578
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,054,066 26,323 SH   SOLE   0 0 26,323
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   6,019,977 67,800 SH   SOLE   0 0 67,800
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   726,635 9,842 SH   SOLE   0 0 9,842
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,747,596 105,105 SH   SOLE   0 0 105,105
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   658,004 6,237 SH   SOLE   0 0 6,237
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,993,588 40,752 SH   SOLE   0 0 40,752
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   219,659 1,153 SH   SOLE   0 0 1,153
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,906,247 15,322 SH   SOLE   0 0 15,322
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   339,378 8,400 SH   SOLE   0 0 8,400
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   342,873 4,129 SH   SOLE   0 0 4,129
VANGUARD INDEX FDS SM CP VAL ETF 922908611   207,659 1,308 SH   SOLE   0 0 1,308
VANGUARD INDEX FDS MID CAP ETF 922908629   6,044,535 28,658 SH   SOLE   0 0 28,658
VIATRIS INC COM 92556V106   203,752 21,180 SH   SOLE   0 0 21,180
WELLS FARGO CO NEW COM 949746101   458,747 12,273 SH   SOLE   0 0 12,273
WISDOMTREE TR US SMALLCAP DIVD 97717W604   396,470 13,882 SH   SOLE   0 0 13,882