The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   32,802 300 SH   SOLE   0 0 300
AMAZON COM INC COM 023135106   16,300 5 SH   SOLE   0 0 5
AMERIPRISE FINL INC COM 03076C106   301 1 SH   SOLE   0 0 1
ANTHEM INC COM 036752103   17,684 36 SH   SOLE   0 0 36
APPLE INC COM 037833100   262,122 1,501 SH   SOLE   0 0 1,501
BK OF AMERICA CORP COM 060505104   35,408 859 SH   SOLE   0 0 859
BERKSHIRE HATHAWAY COM 084670702   47,290 118 SH   SOLE   0 0 118
BROADCOM INC COM 11135F101   9,446 15 SH   SOLE   0 0 15
CHEVRON CORP NEW COM 166764100   12,538 77 SH   SOLE   0 0 77
CHURCH & DWIGHT CO INC COM 171340102   21,268 214 SH   SOLE   0 0 214
DELL TECHNOLOGIES INC CL C 24703L202   4,417 88 SH   SOLE   0 0 88
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   812,023 16,956 SH   SOLE   0 0 16,956
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   9,323,637 338,058 SH   SOLE   0 0 338,058
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,924,500 157,295 SH   SOLE   0 0 157,295
DISNEY WALT CO COM 254687106   1,372 10 SH   SOLE   0 0 10
EXACT SCIENCES CORP COM 30063P105   16,152 231 SH   SOLE   0 0 231
FIDELITY NATL INFORMATION SV COM 31620M106   28,620 285 SH   SOLE   0 0 285
FISERV INC COM 337738108   45,833 452 SH   SOLE   0 0 452
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   30,519 1,052 SH   SOLE   0 0 1,052
HONEYWELL INTL INC COM 438516106   19,264 99 SH   SOLE   0 0 99
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   14,467 276 SH   SOLE   0 0 276
ISHARES TR CORE INTL AGGR 46435G672   701,305 13,453 SH   SOLE   0 0 13,453
ISHARES TR CORE S&P500 ETF 464287200   505,411 1,114 SH   SOLE   0 0 1,114
ISHARES TR RUS 1000 VAL ETF 464287598   218,326 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   67,342 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   13,161 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   144,866 1,131 SH   SOLE   0 0 1,131
JOHNSON & JOHNSON COM 478160104   8,862 50 SH   SOLE   0 0 50
JPMORGAN CHASE & CO COM 46625H100   23,584 173 SH   SOLE   0 0 173
KOHLS CORP COM 500255104   19,650 325 SH   SOLE   0 0 325
MARVELL TECHNOLOGY INC COM 573874104   21,442 299 SH   SOLE   0 0 299
MICROSOFT CORP COM 594918104   59,196 192 SH   SOLE   0 0 192
NEKTAR THERAPEUTICS COM 640268108   534 99 SH   SOLE   0 0 99
NEW IRELAND FD INC COM 645673104   3,941 426 SH   SOLE   0 0 426
PIPER SANDLER COMPANIES COM 724078100   3,019 23 SH   SOLE   0 0 23
PROCTER AND GAMBLE CO COM 742718109   192,376 1,259 SH   SOLE   0 0 1,259
SALESFORCE COM INC COM 79466L302   35,033 165 SH   SOLE   0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,296,408 27,087 SH   SOLE   0 0 27,087
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854   822,908 15,454 SH   SOLE   0 0 15,454
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   26,034 330 SH   SOLE   0 0 330
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,030,685 21,763 SH   SOLE   0 0 21,763
SELECT SECTOR SPDR TR ENERGY 81369Y506   63,828 835 SH   SOLE   0 0 835
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   89,490 869 SH   SOLE   0 0 869
SEMPRA COM 816851109   48,419 288 SH   SOLE   0 0 288
SOUTHWEST AIRLS CO COM 844741108   18,320 400 SH   SOLE   0 0 400
SPDR GOLD TR GOLD SHS 78463V107   82,919 459 SH   SOLE   0 0 459
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   29,173 851 SH   SOLE   0 0 851
SPDR S&P 500 ETF TR TR UNIT 78462F103   80,883 179 SH   SOLE   0 0 179
STARBUCKS CORP COM 855244109   273 3 SH   SOLE   0 0 3
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   31,383 301 SH   SOLE   0 0 301
UNDER ARMOUR INC CL A 904311107   256 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   934 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   221,752 1,034 SH   SOLE   0 0 1,034
US BANCORP DEL COM NEW 902973304   167,954 3,160 SH   SOLE   0 0 3,160
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   15,470,314 198,592 SH   SOLE   0 0 198,592
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   23,579,667 449,650 SH   SOLE   0 0 449,650
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   37,460 226 SH   SOLE   0 0 226
VANGUARD INDEX FDS GROWTH ETF 922908736   2,202,721 7,659 SH   SOLE   0 0 7,659
VANGUARD INDEX FDS LARGE CAP ETF 922908637   61,143,382 293,268 SH   SOLE   0 0 293,268
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   11,342 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   1,170,161 4,920 SH   SOLE   0 0 4,920
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   819,961 1,975 SH   SOLE   0 0 1,975
VANGUARD INDEX FDS SM CP VAL ETF 922908611   17,594 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   32,639,282 153,582 SH   SOLE   0 0 153,582
VANGUARD INDEX FDS TOTAL STK MKT 922908769   483,684 2,124 SH   SOLE   0 0 2,124
VANGUARD INDEX FDS VALUE ETF 922908744   2,623,389 17,752 SH   SOLE   0 0 17,752
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   28,949,363 502,680 SH   SOLE   0 0 502,680
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   42,490 921 SH   SOLE   0 0 921
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   10,994,723 88,746 SH   SOLE   0 0 88,746
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   67,686 1,313 SH   SOLE   0 0 1,313
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   27,277,008 433,588 SH   SOLE   0 0 433,588
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   26,423,531 307,108 SH   SOLE   0 0 307,108
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,388,934 33,232 SH   SOLE   0 0 33,232
VANGUARD STAR FDS VG TL INTL STK F 921909768   477,234 7,989 SH   SOLE   0 0 7,989
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   366,192 3,262 SH   SOLE   0 0 3,262
VANGUARD WORLD FD ESG INTL STK ETF 921910725   362,704 6,341 SH   SOLE   0 0 6,341
VMWARE INC CL A COM 928563402   4,328 38 SH   SOLE   0 0 38
WABTEC COM 929740108   674 7 SH   SOLE   0 0 7
WEC ENERGY GROUP INC COM 92939U106   186,546 1,869 SH   SOLE   0 0 1,869