The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   15,948 135 SH   SOLE   0 0 135
ABBVIE INC COM 00287Y109   6,904 64 SH   SOLE   0 0 64
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,600 5 SH   SOLE   0 0 5
ADVANCED MICRO DEVICES INC COM 007903107   30,870 300 SH   SOLE   0 0 300
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   2,293 12 SH   SOLE   0 0 12
ALLIANT ENERGY CORP COM 018802108   2,128 38 SH   SOLE   0 0 38
ALLSTATE CORP COM 020002101   7,639 60 SH   SOLE   0 0 60
ALPHABET INC CAP STK CL A 02079K305   2,674 1 SH   SOLE   0 0 1
AMAZON COM INC COM 023135106   65,701 20 SH   SOLE   0 0 20
AMDOCS LTD SHS G02602103   2,348 31 SH   SOLE   0 0 31
AMERICAN TOWER CORP NEW COM 03027X100   9,555 36 SH   SOLE   0 0 36
AMERIPRISE FINL INC COM 03076C106   1,057 4 SH   SOLE   0 0 4
AMETEK INC COM 031100100   3,349 27 SH   SOLE   0 0 27
ANTHEM INC COM 036752103   13,421 36 SH   SOLE   0 0 36
APPLE INC COM 037833100   217,936 1,540 SH   SOLE   0 0 1,540
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   2,656 403 SH   SOLE   0 0 403
BANCO SANTANDER S.A. ADR 05964H105   2,886 797 SH   SOLE   0 0 797
BANK MONTREAL QUE COM 063671101   8,577 86 SH   SOLE   0 0 86
BARCLAYS PLC ADR 06738E204   2,023 196 SH   SOLE   0 0 196
BECTON DICKINSON & CO COM 075887109   145,280 591 SH   SOLE   0 0 591
BERKLEY W R CORP COM 084423102   1,976 27 SH   SOLE   0 0 27
BEST BUY INC COM 086516101   1,798 17 SH   SOLE   0 0 17
BK OF AMERICA CORP COM 060505104   36,465 859 SH   SOLE   0 0 859
BERKSHIRE HATHAWAY COM 084670702   36,574 118 SH   SOLE   0 0 118
BLACKROCK INC COM 09247X101   4,194 5 SH   SOLE   0 0 5
BOSTON SCIENTIFIC CORP COM 101137107   2,083 48 SH   SOLE   0 0 48
BP PLC SPONSORED ADR 055622104   1,558 57 SH   SOLE   0 0 57
BROADCOM INC COM 11135F101   7,274 15 SH   SOLE   0 0 15
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   2,667 16 SH   SOLE   0 0 16
CAPITAL ONE FINL CORP COM 14040H105   11,176 69 SH   SOLE   0 0 69
CARMAX INC COM 143130102   2,432 19 SH   SOLE   0 0 19
CARRIER GLOBAL CORPORATION COM 14448C104   12,992 251 SH   SOLE   0 0 251
CELANESE CORP DEL COM 150870103   3,315 22 SH   SOLE   0 0 22
CENTERPOINT ENERGY INC COM 15189T107   197 8 SH   SOLE   0 0 8
CERIDIAN HCM HLDG INC COM 15677J108   2,253 20 SH   SOLE   0 0 20
CHEVRON CORP NEW COM 166764100   7,812 77 SH   SOLE   0 0 77
CHURCH & DWIGHT INC COM 171340102   18,414 223 SH   SOLE   0 0 223
CIMPRESS PLC SHS EURO G2143T103   956 11 SH   SOLE   0 0 11
CINTAS CORP COM 172908105   1,904 5 SH   SOLE   0 0 5
CISCO SYS INC COM 17275R102   16,275 299 SH   SOLE   0 0 299
CITIGROUP INC COM NEW 172967424   19,300 275 SH   SOLE   0 0 275
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   1,238 22 SH   SOLE   0 0 22
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302   3,542 50 SH   SOLE   0 0 50
CONSTELLATION BRANDS INC CL A 21036P108   12,221 58 SH   SOLE   0 0 58
CORESITE RLTY CORP COM 21870Q105   6,789 49 SH   SOLE   0 0 49
COSTCO WHSL CORP NEW COM 22160K105   10,785 24 SH   SOLE   0 0 24
CROWDSTRIKE HLDGS INC CL A 22788C105   2,458 10 SH   SOLE   0 0 10
CROWN CASTLE INTL CORP NEW COM 22822V101   1,560 9 SH   SOLE   0 0 9
DANAHER CORPORATION COM 235851102   2,740 9 SH   SOLE   0 0 9
DELL TECHNOLOGIES INC CL C 24703L202   9,156 88 SH   SOLE   0 0 88
DEXCOM INC COM 252131107   547 1 SH   SOLE   0 0 1
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   8,996,710 338,604 SH   SOLE   0 0 338,604
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,671,448 141,864 SH   SOLE   0 0 141,864
DISNEY WALT CO COM 254687106   16,917 100 SH   SOLE   0 0 100
DOLLAR GEN CORP NEW COM 256677105   1,910 9 SH   SOLE   0 0 9
DTE ENERGY CO COM 233331107   3,687 33 SH   SOLE   0 0 33
EDWARDS LIFESCIENCES CORP COM 28176E108   2,718 24 SH   SOLE   0 0 24
ELANCO ANIMAL HEALTH INC COM 28414H103   1,085 34 SH   SOLE   0 0 34
EXACT SCIENCES CORP COM 30063P105   22,049 231 SH   SOLE   0 0 231
FIDELITY NATL INFORMATION SV COM 31620M106   126,669 1,041 SH   SOLE   0 0 1,041
FISERV INC COM 337738108   49,042 452 SH   SOLE   0 0 452
GARMIN LTD SHS H2906T109   6,685 43 SH   SOLE   0 0 43
GILDAN ACTIVEWEAR INC COM 375916103   1,534 42 SH   SOLE   0 0 42
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   38,472 1,052 SH   SOLE   0 0 1,052
GODADDY INC CL A 380237107   2,231 32 SH   SOLE   0 0 32
HILTON WORLDWIDE HLDGS INC COM 43300A203   11,890 90 SH   SOLE   0 0 90
HOME DEPOT INC COM 437076102   22,650 69 SH   SOLE   0 0 69
HONDA MOTOR LTD AMERN SHS 438128308   2,147 70 SH   SOLE   0 0 70
HONEYWELL INTL INC COM 438516106   21,016 99 SH   SOLE   0 0 99
HUNT J B TRANS SVCS INC COM 445658107   2,342 14 SH   SOLE   0 0 14
ICON PLC SHS G4705A100   787 3 SH   SOLE   0 0 3
INGERSOLL RAND INC COM 45687V106   4,941 98 SH   SOLE   0 0 98
INTERNATIONAL BUSINESS MACHS COM 459200101   73,772 531 SH   SOLE   0 0 531
INTUITIVE SURGICAL INC COM NEW 46120E602   4,971 5 SH   SOLE   0 0 5
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   15,412 276 SH   SOLE   0 0 276
ISHARES INC CORE MSCI EMKT 46434G103   20,628 334 SH   SOLE   0 0 334
ISHARES INC MSCI CDA ETF 464286509   7,914 218 SH   SOLE   0 0 218
ISHARES INC MSCI EURZONE ETF 464286608   28,584 594 SH   SOLE   0 0 594
ISHARES INC MSCI PAC JP ETF 464286665   12,783 262 SH   SOLE   0 0 262
ISHARES INC MSCI SWEDEN ETF 464286756   2,781 62 SH   SOLE   0 0 62
ISHARES INC MSCI SWITZERLAND 464286749   8,431 181 SH   SOLE   0 0 181
ISHARES TR CORE S&P500 ETF 464287200   479,934 1,114 SH   SOLE   0 0 1,114
ISHARES TR MSCI UK ETF NEW 46435G334   18,125 562 SH   SOLE   0 0 562
ISHARES TR RUS 1000 VAL ETF 464287598   205,870 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   66,854 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   12,458 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   129,704 1,131 SH   SOLE   0 0 1,131
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   654 124 SH   SOLE   0 0 124
JOHNSON & JOHNSON COM 478160104   11,790 73 SH   SOLE   0 0 73
JPMORGAN CHASE & CO COM 46625H100   28,319 173 SH   SOLE   0 0 173
KOHLS CORP COM 500255104   15,304 325 SH   SOLE   0 0 325
LILLY ELI & CO COM 532457108   1,618 7 SH   SOLE   0 0 7
MARSH & MCLENNAN COS INC COM 571748102   2,423 16 SH   SOLE   0 0 16
MARVELL TECHNOLOGY INC COM 573874104   18,033 299 SH   SOLE   0 0 299
MASIMO CORP COM 574795100   2,166 8 SH   SOLE   0 0 8
MASTERCARD INCORPORATED CL A 57636Q104   1,044 3 SH   SOLE   0 0 3
MCDONALDS CORP COM 580135101   4,340 18 SH   SOLE   0 0 18
MICROCHIP TECHNOLOGY INC. COM 595017104   18,726 122 SH   SOLE   0 0 122
MICROSOFT CORP COM 594918104   59,204 210 SH   SOLE   0 0 210
MSCI INC COM 55354G100   3,042 5 SH   SOLE   0 0 5
NATIONAL INSTRS CORP COM 636518102   1,060 27 SH   SOLE   0 0 27
NEKTAR THERAPEUTICS COM 640268108   1,779 99 SH   SOLE   0 0 99
NEUROCRINE BIOSCIENCES INC COM 64125C109   960 10 SH   SOLE   0 0 10
NEW IRELAND FD INC COM 645673104   5,249 426 SH   SOLE   0 0 426
NORFOLK SOUTHN CORP COM 655844108   5,264 22 SH   SOLE   0 0 22
NUTRIEN LTD COM 67077M108   2,659 41 SH   SOLE   0 0 41
ON SEMICONDUCTOR CORP COM 682189105   2,564 56 SH   SOLE   0 0 56
ONEOK INC NEW COM 682680103   2,552 44 SH   SOLE   0 0 44
PIPER SANDLER COMPANIES COM 724078100   3,185 23 SH   SOLE   0 0 23
POSCO SPONSORED ADR 693483109   1,656 24 SH   SOLE   0 0 24
PROCTER AND GAMBLE CO COM 742718109   204,248 1,461 SH   SOLE   0 0 1,461
PROLOGIS INC. COM 74340W103   14,927 119 SH   SOLE   0 0 119
QUALCOMM INC COM 747525103   3,999 31 SH   SOLE   0 0 31
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,118 13 SH   SOLE   0 0 13
S&P GLOBAL INC COM 78409V104   3,825 9 SH   SOLE   0 0 9
SALESFORCE COM INC COM 79466L302   44,752 165 SH   SOLE   0 0 165
SCHWAB CHARLES CORP COM 808513105   1,603 22 SH   SOLE   0 0 22
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,089,264 10,882 SH   SOLE   0 0 10,882
SELECT SECTOR SPDR TR ENERGY 81369Y506   43,496 835 SH   SOLE   0 0 835
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,678 98 SH   SOLE   0 0 98
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   85,023 869 SH   SOLE   0 0 869
SEMPRA COM 816851109   36,432 288 SH   SOLE   0 0 288
SENSATA TECHNOLOGIES HLDG PL SHS G8060N102   3,776 69 SH   SOLE   0 0 69
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   708 21 SH   SOLE   0 0 21
SOUTHWEST AIRLS CO COM 844741108   20,572 400 SH   SOLE   0 0 400
SPDR GOLD TR GOLD SHS 78463V107   75,377 459 SH   SOLE   0 0 459
SPDR S&P 500 ETF TR TR UNIT 78462F103   76,853 179 SH   SOLE   0 0 179
SQUARE INC CL A 852234103   240 1 SH   SOLE   0 0 1
SS&C TECHNOLOGIES HLDGS INC COM 78467J100   2,776 40 SH   SOLE   0 0 40
STARBUCKS CORP COM 855244109   331 3 SH   SOLE   0 0 3
SUN CMNTYS INC COM 866674104   2,777 15 SH   SOLE   0 0 15
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   33,607 301 SH   SOLE   0 0 301
TE CONNECTIVITY LTD REG SHS H84989104   275 2 SH   SOLE   0 0 2
TELEFLEX INCORPORATED COM 879369106   4,519 12 SH   SOLE   0 0 12
TERMINIX GLOBAL HOLDINGS INC COM 88087E100   1,001 24 SH   SOLE   0 0 24
TESLA INC COM 88160R101   6,980 9 SH   SOLE   0 0 9
TEXAS INSTRS INC COM 882508104   3,652 19 SH   SOLE   0 0 19
THERMO FISHER SCIENTIFIC INC COM 883556102   17,140 30 SH   SOLE   0 0 30
TRANSUNION COM 89400J107   1,236 11 SH   SOLE   0 0 11
TRUIST FINL CORP COM 89832Q109   11,085 189 SH   SOLE   0 0 189
UBS GROUP AG SHS H42097107   1,499 94 SH   SOLE   0 0 94
UNDER ARMOUR INC CL A 904311107   303 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   1,052 60 SH   SOLE   0 0 60
UNION PAC CORP COM 907818108   14,113 72 SH   SOLE   0 0 72
UNITED PARCEL SERVICE INC CL B 911312106   188,292 1,034 SH   SOLE   0 0 1,034
UNITEDHEALTH GROUP INC COM 91324P102   2,345 6 SH   SOLE   0 0 6
US BANCORP DEL COM NEW 902973304   252,026 4,240 SH   SOLE   0 0 4,240
VALERO ENERGY CORP COM 91913Y100   2,118 30 SH   SOLE   0 0 30
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   16,216,156 197,903 SH   SOLE   0 0 197,903
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   24,525,007 430,565 SH   SOLE   0 0 430,565
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   17,894 98 SH   SOLE   0 0 98
VANGUARD INDEX FDS GROWTH ETF 922908736   2,286,443 7,880 SH   SOLE   0 0 7,880
VANGUARD INDEX FDS LARGE CAP ETF 922908637   60,196,668 299,605 SH   SOLE   0 0 299,605
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   10,580 76 SH   SOLE   0 0 76
VANGUARD INDEX FDS MID CAP ETF 922908629   1,225,458 5,176 SH   SOLE   0 0 5,176
VANGUARD INDEX FDS SMALL CP ETF 922908751   33,098,742 151,364 SH   SOLE   0 0 151,364
VANGUARD INDEX FDS TOTAL STK MKT 922908769   435,387 1,961 SH   SOLE   0 0 1,961
VANGUARD INDEX FDS VALUE ETF 922908744   2,603,422 19,232 SH   SOLE   0 0 19,232
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   29,517,604 484,213 SH   SOLE   0 0 484,213
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   46,064 921 SH   SOLE   0 0 921
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   11,285,209 84,413 SH   SOLE   0 0 84,413
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   71,914 1,313 SH   SOLE   0 0 1,313
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   27,275,694 403,785 SH   SOLE   0 0 403,785
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   27,202,405 288,131 SH   SOLE   0 0 288,131
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,246,547 34,157 SH   SOLE   0 0 34,157
VANGUARD STAR FDS VG TL INTL STK F 921909768   504,543 7,976 SH   SOLE   0 0 7,976
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   300,882 2,911 SH   SOLE   0 0 2,911
VANGUARD WORLD FD ESG INTL STK ETF 921910725   388,659 6,295 SH   SOLE   0 0 6,295
VISA INC COM CL A 92826C839   29,181 131 SH   SOLE   0 0 131
VISTEON CORP COM NEW 92839U206   850 9 SH   SOLE   0 0 9
WABTEC COM 929740108   1,466 17 SH   SOLE   0 0 17
WALMART INC COM 931142103   15,750 113 SH   SOLE   0 0 113
WASTE MGMT INC DEL COM 94106L109   2,390 16 SH   SOLE   0 0 16
WEC ENERGY GROUP INC COM 92939U106   164,847 1,869 SH   SOLE   0 0 1,869
ZOETIS INC CL A 98978V103   2,330 12 SH   SOLE   0 0 12