The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMARIN CORP PLC SPONS ADR NEW 023111206   4,157 850 SH   SOLE   0 0 850
AMAZON COM INC COM 023135106   16,285 5 SH   SOLE   0 0 5
APPLE INC COM 037833100   199,192 1,501 SH   SOLE   0 0 1,501
BANK MONTREAL QUE COM 063671101   6,539 86 SH   SOLE   0 0 86
BECTON DICKINSON & CO COM 075887109   147,880 591 SH   SOLE   0 0 591
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,594 50 SH   SOLE   0 0 50
EXACT SCIENCES CORP COM 30063P105   49,286 372 SH   SOLE   0 0 372
FIDELITY NATL INFORMATION SV COM 31620M106   147,260 1,041 SH   SOLE   0 0 1,041
FISERV INC COM 337738108   51,465 452 SH   SOLE   0 0 452
GENERAL ELECTRIC CO COM 369604103   2,160 200 SH   SOLE   0 0 200
INTEL CORP COM 458140100   4,982 100 SH   SOLE   0 0 100
INTERNATIONAL BUSINESS MACHS COM 459200101   64,073 509 SH   SOLE   0 0 509
ISHARES TR CORE S&P500 ETF 464287200   418,184 1,114 SH   SOLE   0 0 1,114
ISHARES TR RUS 1000 VAL ETF 464287598   179,851 1,315 SH   SOLE   0 0 1,315
ISHARES TR RUS 2000 VAL ETF 464287630   54,971 417 SH   SOLE   0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473   10,666 110 SH   SOLE   0 0 110
ISHARES TR SELECT DIVID ETF 464287168   122,592 1,275 SH   SOLE   0 0 1,275
JOHNSON & JOHNSON COM 478160104   7,869 50 SH   SOLE   0 0 50
KOHLS CORP COM 500255104   13,224 325 SH   SOLE   0 0 325
MERCK & CO. INC COM 58933Y105   12,843 157 SH   SOLE   0 0 157
NATIONAL FUEL GAS CO N J COM 636180101   8,391 204 SH   SOLE   0 0 204
NEKTAR THERAPEUTICS COM 640268108   1,683 99 SH   SOLE   0 0 99
NEW IRELAND FD INC COM 645673104   4,422 426 SH   SOLE   0 0 426
PRINCIPAL FINL GROUP INC COM 74251V102   20,340 410 SH   SOLE   0 0 410
PROCTER AND GAMBLE CO COM 742718109   204,118 1,467 SH   SOLE   0 0 1,467
ROYAL BK CDA COM 780087102   2,626 32 SH   SOLE   0 0 32
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   968,476 10,882 SH   SOLE   0 0 10,882
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   76,950 869 SH   SOLE   0 0 869
SEMPRA ENERGY COM 816851109   36,694 288 SH   SOLE   0 0 288
SPDR S&P 500 ETF TR TR UNIT 78462F103   66,957 179 SH   SOLE   0 0 179
STARBUCKS CORP COM 855244109   321 3 SH   SOLE   0 0 3
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   965 100 SH   SOLE   0 0 100
3-D SYS CORP DEL COM NEW 88554D205   2,096 200 SH   SOLE   0 0 200
UNDER ARMOUR INC CL A 904311107   258 15 SH   SOLE   0 0 15
UNDER ARMOUR INC CL C 904311206   893 60 SH   SOLE   0 0 60
UNITED PARCEL SERVICE INC CL B 911312106   174,126 1,034 SH   SOLE   0 0 1,034
US BANCORP DEL COM NEW 902973304   210,167 4,511 SH   SOLE   0 0 4,511
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,850,549 155,013 SH   SOLE   0 0 155,013
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   20,855,070 356,192 SH   SOLE   0 0 356,192
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   23,569 143 SH   SOLE   0 0 143
VANGUARD INDEX FDS GROWTH ETF 922908736   1,670,373 6,593 SH   SOLE   0 0 6,593
VANGUARD INDEX FDS LARGE CAP ETF 922908637   49,956,851 284,266 SH   SOLE   0 0 284,266
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   15,319 129 SH   SOLE   0 0 129
VANGUARD INDEX FDS MID CAP ETF 922908629   1,294,548 6,261 SH   SOLE   0 0 6,261
VANGUARD INDEX FDS SMALL CP ETF 922908751   29,305,232 150,530 SH   SOLE   0 0 150,530
VANGUARD INDEX FDS VALUE ETF 922908744   2,513,733 21,131 SH   SOLE   0 0 21,131
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   22,772,632 390,210 SH   SOLE   0 0 390,210
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,178,108 58,914 SH   SOLE   0 0 58,914
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   72,464 1,313 SH   SOLE   0 0 1,313
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   22,614,836 232,807 SH   SOLE   0 0 311,839
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   21,647,834 311,839 SH   SOLE   0 0 232,807
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,528,653 32,079 SH   SOLE   0 0 32,079
VANGUARD STAR FDS VG TL INTL STK F 921909768   540,699 8,988 SH   SOLE   0 0 8,988
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   266,412 2,911 SH   SOLE   0 0 2,911
VANGUARD WORLD FD ESG INTL STK ETF 921910725   205,989 3,475 SH   SOLE   0 0 3,475
VEDANTA LTD SPONSORED ADR 92242Y100   1,054 120 SH   SOLE   0 0 120
WEC ENERGY GROUP INC COM 92939U106   172,005 1,869 SH   SOLE   0 0 1,869