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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   280,044 11,008 SH   SOLE   0 0 11,008
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,277,761 227,025 SH   SOLE   0 0 227,025
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   243,195 6,793 SH   SOLE   0 0 6,793
VANGUARD STAR FDS VG TL INTL STK F 921909768   30,525,179 506,222 SH   SOLE   0 0 506,222
FASTENAL CO COM 311900104   489,455 6,345 SH   SOLE   0 0 6,345
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   537,025 16,989 SH   SOLE   0 0 16,989
MICROSOFT CORP COM 594918104   944,734 2,246 SH   SOLE   0 0 2,246
ALPHABET INC CAP STK CL C 02079K107   1,855,593 12,187 SH   SOLE   0 0 12,187
HOME DEPOT INC COM 437076102   461,211 1,202 SH   SOLE   0 0 1,202
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   269,812 9,923 SH   SOLE   0 0 9,923
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   8,217,392 162,399 SH   SOLE   0 0 162,399
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   226,973 2,650 SH   SOLE   0 0 2,650
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   580,291 12,067 SH   SOLE   0 0 12,067
WALMART INC COM 931142103   429,062 7,131 SH   SOLE   0 0 7,131
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,191,287 48,958 SH   SOLE   0 0 48,958
ISHARES TR CORE US AGGBD ET 464287226   681,087 6,954 SH   SOLE   0 0 6,954
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   246,015 9,132 SH   SOLE   0 0 9,132
JPMORGAN CHASE & CO COM 46625H100   209,769 1,047 SH   SOLE   0 0 1,047
AMAZON COM INC COM 023135106   877,549 4,865 SH   SOLE   0 0 4,865
TESLA INC COM 88160R101   340,624 1,938 SH   SOLE   0 0 1,938
UNITEDHEALTH GROUP INC COM 91324P102   206,290 417 SH   SOLE   0 0 417
NVIDIA CORPORATION COM 67066G104   227,700 252 SH   SOLE   0 0 252
PROSHARES TR ULTRAPRO QQQ 74347X831   544,682 8,848 SH   SOLE   0 0 8,848
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   9,976,537 170,393 SH   SOLE   0 0 170,393
VANGUARD INDEX FDS GROWTH ETF 922908736   12,157,213 35,320 SH   SOLE   0 0 35,320
VANGUARD INDEX FDS VALUE ETF 922908744   19,167,521 117,693 SH   SOLE   0 0 117,693
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   696,749 11,177 SH   SOLE   0 0 11,177
FISERV INC COM 337738108   256,991 1,608 SH   SOLE   0 0 1,608
SPDR SER TR PORTFOLIO LN TSR 78464A664   2,006,055 71,799 SH   SOLE   0 0 71,799
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   325,576 8,344 SH   SOLE   0 0 8,344
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   932,736 34,869 SH   SOLE   0 0 34,869
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,950,494 47,689 SH   SOLE   0 0 47,689
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   275,984 6,579 SH   SOLE   0 0 6,579
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,009,016 27,456 SH   SOLE   0 0 27,456
VANGUARD INDEX FDS SM CP VAL ETF 922908611   33,595,419 175,086 SH   SOLE   0 0 175,086
META PLATFORMS INC CL A 30303M102   244,339 503 SH   SOLE   0 0 503
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,092,179 96,782 SH   SOLE   0 0 96,782
ISHARES TR NATIONAL MUN ETF 464288414   9,474,612 88,054 SH   SOLE   0 0 88,054
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   19,165,309 164,030 SH   SOLE   0 0 164,030
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   720,945 28,283 SH   SOLE   0 0 28,283
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   893,222 15,676 SH   SOLE   0 0 15,676
SNAP ON INC COM 833034101   259,833 877 SH   SOLE   0 0 877
SPDR S&P 500 ETF TR TR UNIT 78462F103   571,311 1,092 SH   SOLE   0 0 1,092
ISHARES TR EAFE VALUE ETF 464288877   643,268 11,825 SH   SOLE   0 0 11,825
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   358,887 11,923 SH   SOLE   0 0 11,923
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,397,589 25,677 SH   SOLE   0 0 25,677
LOWES COS INC COM 548661107   200,568 787 SH   SOLE   0 0 787
APPLE INC COM 037833100   2,629,470 15,334 SH   SOLE   0 0 15,334
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,518,495 9,400 SH   SOLE   0 0 9,400
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,146 300 SH Put SOLE   0 0 300