Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Assets
Cash and cash equivalents - cash and due from bank	$ 18,795	$ 16,256
Available-for-sale debt securities (net of credit losses of $0 at March 31, 2025 and December 31, 2024, respectively, amortized cost of $72,501 and $71,289 at March 31, 2025 and December 31, 2024, respectively)	68,767	66,658
Held-to-maturity debt securities (net of allowance for credit losses of $0 as of March 31, 2025 and December 31, 2024)	7,922	8,168
Equity securities	324	325
Loans, net of allowance for credit losses of $745 and $700 at March 31, 2025 and December 31, 2024	99,576	96,274
Premises and equipment, net of accumulated depreciation of $2,845 and $2,811 at March 31, 2025 and December 31, 2024	2,082	2,101
Federal Home Loan Bank stock	347	347
Interest receivable	712	733
Cash surrender value of bank-owned life insurance	4,005	3,979
Deferred income taxes	1,597	1,857
Mortgage servicing rights	254	254
Other	625	685
Total assets	205,006	197,637
Deposits
Demand	19,983	17,952
Savings, NOW and money market	74,890	73,082
Time	71,231	68,553
Total deposits	166,104	159,587
Deferred compensation	624	645
Income tax payable	251	173
Interest payable and other liabilities	615	557
Total liabilities	167,594	160,962
Stockholders' Equity
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common Stock, $0.01 par value, 14,000,000 shares authorized, 1,725,000 issued, 1,660,265 and 1,679,307 outstanding at March 31, 2025 and December 31, 2024	17	17
Additional Paid in Capital	15,604	15,603
Unallocated common stock of ESOP	(1,256)	(1,270)
Treasury stock - 64,735 shares at March 31, 2025 and 45,693 shares at December 31, 2024	(669)	(463)
Deferred compensation liability	400	400
Retained earnings	25,986	25,701
Accumulated other comprehensive (loss)	(2,670)	(3,313)
Total stockholders' equity	37,412	36,675
Total liabilities and stockholders' equity	$ 205,006	$ 197,637