Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Operating Activities
Net income	$ 905	$ 1,008
Items not requiring (providing) cash
Depreciation	151	150
Provision for credit losses	165	99
Amortization of premiums and discounts on debt securities	173	450
Deferred income taxes	30	(81)
Change in fair value of equity securities	(210)	(27)
Net realized (gain) loss on loan sales	(7)	7
Loss on disposal of premises and equipment	4	7
Earnings on cash surrender value of life insurance	(102)	(94)
ESOP compensation expense	53	49
Interest receivable	(44)	(97)
Other assets and income tax receivable	241	(19)
Interest payable and other liabilities	7	485
Net cash provided by operating activities	1,366	1,937
Investing Activities
Purchases of available-for-sale debt securities	(11,784)	(6,795)
Proceeds from maturities of available-for-sale debt securities	8,276	6,888
Purchase of held-to-maturity debt securities		(7,099)
Proceeds from maturities of held-to-maturity debt securities	774	1,292
Net change in loans	(5,722)	(5,930)
Purchase of premises and equipment	(219)	(44)
Net cash (used in) provided by investing activities	(8,675)	(11,688)
Financing Activities
Net increase (decrease) in demand deposits, money market, NOW and savings accounts	(5,452)	(7,882)
Net increase in certificates of deposit	8,878	11,336
Gross proceeds from stock offering		17,250
Stock offering costs, net		(1,622)
Purchase of ESOP shares		(1,380)
Purchase of treasury stock (deferred compensation plans)	(63)	(400)
Net cash provided by (used in) financing activities	3,363	17,302
Increase (Decrease) in Cash and Cash Equivalents	(3,946)	7,551
Cash and Cash Equivalents, Beginning of Year	20,202	12,651
Cash and Cash Equivalents, End of Year	16,256	20,202
Supplemental Cash Flows Information
Interest paid	2,978	$ 1,885
Income taxes paid (refunded)	$ 268