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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Matters  
Schedule of actual capital amounts and ratios

    

    

  

    

  

    

  

    

Minimum to Be Well

 

Capitalized Under

 

Prompt

Minimum Capital

Corrective Action

 

   

Actual

   

Requirement

   

Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

As of December 31, 2024:

  

  

  

  

  

  

 

Leverage ratio (to average assets)

$

31,662

 

15.9

%  

$

7,972

 

4.0

%  

$

9,965

 

5.0

%

Common Equity Tier 1 (to risk weighted assets)

$

31,662

 

33.0

%  

$

4,318

 

4.5

%  

$

6,238

 

6.5

%

Tier 1 Capital ratio (to risk weighted assets)

$

31,662

 

33.0

%  

$

5,758

 

6.0

%  

$

7,677

 

8.0

%

Total Capital (to risk-weighted assets)

$

32,379

 

33.7

%  

$

7,677

 

8.0

%  

$

9,596

 

10.0

%

As of December 31, 2023:

 

  

 

  

 

  

 

  

 

  

 

  

Leverage ratio (to average assets)

$

30,629

 

15.7

%  

$

7,800

 

4.0

%  

$

9,750

 

5.0

%

Common Equity Tier 1 (to risk weighted assets)

$

30,629

 

33.4

%  

$

4,131

 

4.5

%  

$

5,967

 

6.5

%

Tier 1 Capital ratio (to risk-weighted assets)

$

30,629

 

33.4

%  

$

5,508

 

6.0

%  

$

7,344

 

8.0

%

Total Capital (to risk-weighted assets)

$

31,326

 

34.1

%  

$

7,344

 

8.0

%  

$

9,180

 

10.0

%