Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents - cash and due from bank	$ 16,256	$ 20,202
Available-for-sale debt securities (net of credit losses of $0 at December 31, 2024 and December 31, 2023, respectively, amortized cost of $71,289 and $67,949 at December 31, 2024 and December 31, 2023, respectively)	66,658	63,513
Held-to-maturity debt securities (net of allowance for credit losses of $0 as of December 31, 2024 and December 31, 2023)	8,168	8,947
Equity securities	325	115
Loans, net of allowance for credit losses of $700 and $675 at December 31, 2024 and December 31, 2023	96,274	90,715
Premises and equipment, net of accumulated depreciation of $2,811 and $2,748 at December 31, 2024 and December 31, 2023	2,101	2,037
Federal Home Loan Bank stock	347	347
Interest receivable	733	689
Cash surrender value of bank-owned life insurance	3,979	3,877
Deferred income taxes	1,857	1,831
Mortgage servicing rights	254	300
Other	685	880
Total assets	197,637	193,453
Deposits
Demand	17,952	20,810
Savings, NOW and money market	73,082	75,676
Time	68,553	59,675
Total deposits	159,587	156,161
Deferred compensation	645	521
Income tax payable	173	257
Interest payable and other liabilities	557	595
Total liabilities	160,962	157,534
Stockholders' Equity
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common Stock, $0.01 par value, 14,000,000 shares authorized, 1,725,000 issued, 1,679,307 outstanding at December 31, 2024 and December 31, 2023	17	17
Additional Paid in Capital	15,603	15,605
Unallocated common stock of ESOP	(1,270)	(1,325)
Treasury stock - 45,693 share at December 31, 2024 and 40,000 at December 31, 2023	(463)	(400)
Deferred compensation liability	400	400
Retained earnings	25,701	24,796
Accumulated other comprehensive income (loss)	(3,313)	(3,174)
Total stockholders' equity	36,675	35,919
Total liabilities and stockholders' equity	$ 197,637	$ 193,453