Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents - cash and due from bank	$ 18,219	$ 20,202
Available-for-sale debt securities (net of credit losses of $0 at June 30, 2024 and December 31, 2023, respectively, amortized cost of $74,721 and $67,949 at June 30, 2024 and December 31, 2023, respectively)	70,120	63,513
Held-to-maturity debt securities (net of allowance for credit losses of $0 as of June 30, 2024 and December 31, 2023)	8,674	8,947
Equity securities	170	115
Loans, net of allowance for credit losses of $693 and $675 at June 30, 2024 and December 31, 2023	91,323	90,715
Premises and equipment, net of accumulated depreciation of $2,742 and $2,748 at June 30, 2024 and December 31, 2023	2,102	2,037
Federal Home Loan Bank stock	347	347
Interest receivable	719	689
Cash surrender value of bank-owned life insurance	3,926	3,877
Deferred income taxes	1,855	1,831
Mortgage servicing rights	300	300
Other	750	880
Total assets	198,505	193,453
Deposits
Demand	18,613	20,810
Savings, NOW and money market	77,615	75,676
Time	64,338	59,675
Total deposits	160,566	156,161
Deferred compensation	936	921
Income tax payable	150	257
Interest payable and other liabilities	877	595
Total liabilities	162,529	157,934
Stockholders' Equity
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common Stock, $0.01 par value, 14,000,000 shares authorized, 1,725,000 issued, 1,685,000 outstanding at June 30, 2024 and December 31, 2023	17	17
Additional Paid in Capital	15,603	15,605
Unallocated common stock of ESOP	(1,298)	(1,325)
Treasury stock - 40,000 share at June 30, 2024 and December 31, 2023	(400)	(400)
Retained earnings	25,346	24,796
Accumulated other comprehensive income (loss)	(3,292)	(3,174)
Total stockholders' equity	35,976	35,519
Total liabilities and stockholders' equity	$ 198,505	$ 193,453