X0202 SCHEDULE 13G 0001462284 XXXXXXXX LIVE Common Shares 03/31/2026 0001967656 PFS Bancorp, Inc. 69380A102 1730 FOURTH STREET PERU IL 61354 Rule 13d-1(b) Raymond James Financial Services Advisors, Inc. b X1 0.00 0.00 130665.00 0.00 130665.00 8.1 IA PFS Bancorp, Inc. 1730 FOURTH STREET, PERU, ILLINOIS, 61354 RAYMOND JAMES FINANCIAL SERVICES 880 CARILLON PARKWAY, ST PETERSBURG FL 33716 US N BD IA 130,665.00 8.1 0 0 130,665.00 0 Y N Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11. Raymond James Financial Services Advisors, Inc. Rachel Jacobson 04/07/2026