Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Assets
Cash and cash equivalents - cash and due from bank	$ 15,494	$ 16,256
Available-for-sale debt securities (net of credit losses of $0 at December 31, 2025 and December 31, 2024, respectively, amortized cost of $68,943 and $71,289 at December 31, 2025 and December 31, 2024, respectively)	66,930	66,658
Held-to-maturity debt securities (net of allowance for credit losses of $0 as of December 31, 2025 and December 31, 2024)	6,205	8,168
Equity securities	408	325
Loans, net of allowance for credit losses of $842 and $700 at December 31, 2025 and December 31, 2024	108,869	96,274
Premises and equipment, net of accumulated depreciation of $2,941 and $2,811 at December 31, 2025 and December 31, 2024	1,992	2,101
Federal Home Loan Bank stock	354	347
Interest receivable	757	733
Cash surrender value of bank-owned life insurance	4,086	3,979
Deferred income taxes	1,057	1,857
Mortgage servicing rights	208	254
Other	551	685
Total assets	206,911	197,637
Deposits
Demand	18,783	17,952
Savings, NOW and money market	72,671	73,082
Time	75,024	68,553
Total deposits	166,478	159,587
Deferred compensation	691	645
Income tax payable	341	173
Interest payable and other liabilities	348	557
Total liabilities	167,858	160,962
Stockholders' Equity
Preferred Stock, $0.01 par value, 1,000,000 shares authorized, none issued
Common Stock, $0.01 par value, 14,000,000 shares authorized, 1,725,000 issued, 1,562,319 and 1,679,307 outstanding at December 31, 2025 and December 31, 2024	17	17
Additional Paid in Capital	15,705	15,603
Unallocated common stock of ESOP	(1,214)	(1,270)
Treasury stock - 162,681 shares at December 31, 2025 and 45,693 shares at December 31, 2024	(1,788)	(463)
Deferred compensation liability - 40,000 shares held in trust at December 31, 2025 and 2024	400	400
Retained earnings	27,372	25,701
Accumulated other comprehensive (loss)	(1,439)	(3,313)
Total stockholders' equity	39,053	36,675
Total liabilities and stockholders' equity	$ 206,911	$ 197,637