SCHEDULE 13G/A 0002053879 XXXXXXXX LIVE 1 Common Stock, par value $0.01 per share 12/31/2025 0001967656 PFS Bancorp, Inc. 69380A102 1730 Fourth Street Peru IL 61354 Rule 13d-1(b) Peru Federal Savings Bank Employee Stock Ownership Plan Trust b IL 121440 16560 138000 0 138000 N 8.6 EP PFS Bancorp, Inc. 1730 Fourth Street, Peru, Illinois, 61354 Peru Federal Savings Bank, Employee Stock Ownership Plan Trust, Trustee: Community Bank of Pleasant Hill, dba First Trust of MidAmerica 3500 N Village Dr. Suite 220, St. Joseph, Missouri 64506 Illinois N EP 138,000 8.6% 121,440 16,560 138,000 0 Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. Peru Federal Savings Bank Employee Stock Ownership Plan Trust /s/ Gerald Lau 02/05/2026