The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307   316,488 7,865 SH   SOLE   7,865 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404   367,165 20,443 SH   SOLE   20,443 0 0
ISHARES TR 20 YR TR BD ETF 464287432   2,671,236 27,015 SH   SOLE   24,728 0 2,287
ISHARES TR CORE S&P TTL STK 464287150   590,656 5,613 SH   SOLE   5,613 0 0
ISHARES TR IBONDS DEC 2033 46436E130   755,854 29,240 SH   SOLE   29,240 0 0
ISHARES TR INTL SEL DIV ETF 464288448   430,945 15,396 SH   SOLE   15,396 0 0
ISHARES TR JPMORGAN USD EMG 464288281   280,450 3,149 SH   SOLE   3,149 0 0
ISHARES TR U.S. MED DVC ETF 464288810   1,068,706 19,802 SH   SOLE   19,802 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,226,240 40,492 SH   SOLE   32,692 0 7,800
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,273,695 95,543 SH   SOLE   95,543 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,079,447 18,624 SH   SOLE   18,624 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   1,053,256 14,987 SH   SOLE   14,987 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,487,426 17,741 SH   SOLE   16,711 0 1,030
INVESCO QQQ TR UNIT SER 1 46090E103   2,158,308 5,270 SH   SOLE   4,776 0 494
ISHARES TR ISHS 1-5YR INVS 464288646   474,258 9,249 SH   SOLE   8,132 0 1,117
ISHARES TR CORE S&P500 ETF 464287200   1,776,442 3,719 SH   SOLE   3,450 0 269
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,394,812 25,055 SH   SOLE   24,627 0 428
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,266,309 60,860 SH   SOLE   58,749 0 2,111
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   342,751 3,715 SH   SOLE   3,492 0 223
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,364,058 21,178 SH   SOLE   18,922 0 2,255
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,309,972 2,707 SH   SOLE   2,650 0 56
WISDOMTREE TR US TOTAL DIVIDND 97717W109   679,734 10,397 SH   SOLE   9,108 0 1,288
ISHARES TR BLACKROCK ULTRA 46434V878   2,311,534 45,900 SH   SOLE   45,900 0 0
ISHARES TR TRS FLT RT BD 46434V860   1,800,113 35,667 SH   SOLE   35,667 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   10,013,096 179,125 SH   SOLE   179,125 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   476,084 7,598 SH   SOLE   5,381 0 2,217
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   333,912 1,332 SH   SOLE   1,192 0 140
AMAZON COM INC COM 023135106   869,401 5,722 SH   SOLE   3,682 0 2,040
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   203,136 5,403 SH   SOLE   3,773 0 1,630
ISHARES TR MRNING SM CP ETF 464288703   800,678 13,523 SH   SOLE   11,948 0 1,574
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,856,915 34,437 SH   SOLE   34,326 0 111
ABBOTT LABS COM 002824100   2,800,441 25,442 SH   SOLE   25,442 0 0
ALPHABET INC CAP STK CL A 02079K305   1,664,267 11,914 SH   SOLE   10,664 0 1,250
ALPHABET INC CAP STK CL C 02079K107   5,059,387 35,900 SH   SOLE   35,120 0 780
ISHARES TR CORE MSCI EAFE 46432F842   2,197,252 31,233 SH   SOLE   30,667 0 566
ISHARES TR CORE S&P MCP ETF 464287507   966,816 3,488 SH   SOLE   3,488 0 0
ISHARES TR CORE S&P SCP ETF 464287804   482,854 4,461 SH   SOLE   3,299 0 1,162
ISHARES TR CORE US AGGBD ET 464287226   1,483,964 14,952 SH   SOLE   14,952 0 0
ISHARES INC MSCI EMRG CHN 46434G764   837,075 15,107 SH   SOLE   14,107 0 1,000
ISHARES TR MSCI USA QLT FCT 46432F339   3,897,466 26,488 SH   SOLE   26,488 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,520,847 53,268 SH   SOLE   50,527 0 2,741
VANGUARD INDEX FDS GROWTH ETF 922908736   1,599,004 5,143 SH   SOLE   5,118 0 25
ISHARES TR CORE TOTAL USD 46434V613   515,662 11,193 SH   SOLE   11,193 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   528,731 6,776 SH   SOLE   6,776 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   703,015 8,783 SH   SOLE   8,783 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   245,480 7,793 SH   SOLE   7,793 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   281,405 5,255 SH   SOLE   4,905 0 350
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   626,622 12,550 SH   SOLE   9,450 0 3,100
META PLATFORMS INC CL A 30303M102   913,217 2,580 SH   SOLE   1,810 0 770
PEPSICO INC COM 713448108   1,991,851 11,728 SH   SOLE   11,728 0 0
TOLL BROTHERS INC COM 889478103   637,298 6,200 SH   SOLE   4,000 0 2,200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,366,581 7,707 SH   SOLE   7,637 0 70
WELLTOWER INC COM 95040Q104   561,308 6,225 SH   SOLE   6,225 0 0
XCEL ENERGY INC COM 98389B100   216,809 3,502 SH   SOLE   3,502 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   411,670 8,900 SH   SOLE   6,400 0 2,500
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   603,397 9,075 SH   SOLE   5,300 0 3,775
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   675,081 4,950 SH   SOLE   3,450 0 1,500
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   422,115 2,675 SH   SOLE   1,775 0 900
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   286,777 3,988 SH   SOLE   2,713 0 1,275
ISHARES TR U.S. TECH ETF 464287721   221,932 1,808 SH   SOLE   1,808 0 0
BARINGS BDC INC COM 06759L103   255,916 29,827 SH   SOLE   29,827 0 0
FS KKR CAP CORP COM 302635206   500,248 25,050 SH   SOLE   25,050 0 0
ISHARES TR S&P MC 400VL ETF 464287705   531,426 4,660 SH   SOLE   2,710 0 1,950
ISHARES TR SP SMCP600VL ETF 464287879   325,186 3,155 SH   SOLE   2,105 0 1,050
VANGUARD BD INDEX FDS INTERMED TERM 921937819   248,235 3,250 SH   SOLE   2,300 0 950
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,293,726 17,176 SH   SOLE   17,176 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,185,966 25,105 SH   SOLE   25,105 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,578,934 4,427 SH   SOLE   3,847 0 580
MICROSOFT CORP COM 594918104   1,377,101 3,662 SH   SOLE   3,109 0 553
APPLE INC COM 037833100   1,478,847 7,681 SH   SOLE   6,672 0 1,009
SCHWAB CHARLES CORP COM 808513105   957,558 13,918 SH   SOLE   10,168 0 3,750
COMCAST CORP NEW CL A 20030N101   280,333 6,393 SH   SOLE   6,393 0 0
EXXON MOBIL CORP COM 30231G102   354,429 3,545 SH   SOLE   3,545 0 0
FORD MTR CO DEL COM 345370860   165,699 13,593 SH   SOLE   13,393 0 200
MERCK & CO INC COM 58933Y105   461,155 4,230 SH   SOLE   3,920 0 310
NVIDIA CORPORATION COM 67066G104   269,895 545 SH   SOLE   539 0 6
TESLA INC COM 88160R101   326,751 1,315 SH   SOLE   1,250 0 65
SCHWAB STRATEGIC TR US TIPS ETF 808524870   804,288 15,408 SH   SOLE   15,408 0 0
NORTHERN LTS FD TR III HCM DEFND 100 66538R748   1,534,746 30,529 SH   SOLE   30,529 0 0
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730   1,389,570 33,763 SH   SOLE   33,763 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   330,268 2,816 SH   SOLE   2,816 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   320,946 1,681 SH   SOLE   1,646 0 35
AIM ETF PRODUCTS TRUST US LRGCP B10 JUN 00888H745   313,373 11,250 SH   SOLE   10,750 0 500
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   274,508 4,243 SH   SOLE   4,064 0 179
VANGUARD WORLD FDS UTILITIES ETF 92204A876   302,041 2,204 SH   SOLE   1,929 0 275
EATON CORP PLC SHS G29183103   221,795 921 SH   SOLE   921 0 0
LOCKHEED MARTIN CORP COM 539830109   270,131 596 SH   SOLE   596 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   271,866 3,077 SH   SOLE   1,893 0 1,184
REALTY INCOME CORP COM 756109104   371,155 6,464 SH   SOLE   5,617 0 847
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   251,215 44,306 SH   SOLE   44,306 0 0
SPDR GOLD TR GOLD SHS 78463V107   261,521 1,368 SH   SOLE   1,368 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   207,546 7,211 SH   SOLE   7,211 0 0
ISHARES TR MSCI USA ESG SLC 464288802   296,806 2,953 SH   SOLE   2,953 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JAN 00888H703   305,550 9,825 SH   SOLE   2,500 0 7,325
AIM ETF PRODUCTS TRUST US LRGCP B10 OCT 00888H604   469,726 13,750 SH   SOLE   10,750 0 3,000
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   245,400 7,500 SH   SOLE   5,000 0 2,500
SOFI TECHNOLOGIES INC COM 83406F102   228,850 23,000 SH   SOLE   12,500 0 10,500
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   886,967 17,166 SH   SOLE   17,166 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   315,363 6,065 SH   SOLE   4,993 0 1,072
ARBOR REALTY TRUST INC COM 038923108   207,298 13,656 SH   SOLE   13,656 0 0
CELLDEX THERAPEUTICS INC NEW COM NEW 15117B202   257,790 6,500 SH   SOLE   6,500 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   253,920 1,500 SH   SOLE   1,500 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   733,658 53,630 SH   SOLE   53,630 0 0