The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307   336,872 9,085 SH   SOLE   9,085 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404   338,633 19,803 SH   SOLE   19,803 0 0
ISHARES TR CORE S&P TTL STK 464287150   539,144 5,724 SH   SOLE   5,724 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,333,062 46,077 SH   SOLE   46,077 0 0
ISHARES TR INTL SEL DIV ETF 464288448   315,904 12,437 SH   SOLE   12,437 0 0
ISHARES TR JPMORGAN USD EMG 464288281   259,855 3,149 SH   SOLE   3,149 0 0
ISHARES TR U.S. MED DVC ETF 464288810   1,078,192 22,231 SH   SOLE   22,231 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,844,124 34,431 SH   SOLE   27,131 0 7,300
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,737,745 95,220 SH   SOLE   95,220 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,078,482 20,151 SH   SOLE   20,151 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   634,083 9,987 SH   SOLE   9,987 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,512,604 16,734 SH   SOLE   15,710 0 1,024
INVESCO QQQ TR UNIT SER 1 46090E103   1,908,367 5,327 SH   SOLE   4,833 0 494
ISHARES TR ISHS 1-5YR INVS 464288646   511,233 10,260 SH   SOLE   9,143 0 1,116
ISHARES TR ISHS 5-10YR INVT 464288638   389,566 8,008 SH   SOLE   6,950 0 1,057
ISHARES TR CORE S&P500 ETF 464287200   1,565,642 3,646 SH   SOLE   3,379 0 267
ISHARES TR PFD AND INCM SEC 464288687   302,273 10,026 SH   SOLE   9,088 0 938
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,292,621 25,930 SH   SOLE   25,504 0 426
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,877,049 60,147 SH   SOLE   58,050 0 2,097
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   304,610 3,792 SH   SOLE   3,572 0 221
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,179,902 21,099 SH   SOLE   18,843 0 2,255
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,166,259 2,811 SH   SOLE   2,755 0 56
WISDOMTREE TR US TOTAL DIVIDND 97717W109   622,472 10,345 SH   SOLE   9,066 0 1,279
ISHARES TR 20 YR TR BD ETF 464287432   1,566,466 17,662 SH   SOLE   17,550 0 112
ISHARES TR CORE MSCI EAFE 46432F842   2,244,871 34,885 SH   SOLE   34,319 0 566
ISHARES TR MSCI USA MIN VOL 46429B697   671,831 9,282 SH   SOLE   9,282 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   3,668,506 27,836 SH   SOLE   27,836 0 0
ISHARES TR TRS FLT RT BD 46434V860   1,910,513 37,653 SH   SOLE   37,653 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   2,706,414 53,720 SH   SOLE   53,720 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   8,894,988 176,979 SH   SOLE   176,979 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,497,671 5,500 SH   SOLE   5,475 0 25
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   191,927 13,651 SH   SOLE   12,393 0 1,257
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   444,032 7,553 SH   SOLE   5,344 0 2,209
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   310,833 1,322 SH   SOLE   1,183 0 139
AMAZON COM INC COM 023135106   697,126 5,484 SH   SOLE   3,444 0 2,040
ISHARES TR MRNING SM CP ETF 464288703   740,679 14,304 SH   SOLE   12,742 0 1,562
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,569,977 35,341 SH   SOLE   35,230 0 111
ABBOTT LABS COM 002824100   2,645,932 27,320 SH   SOLE   27,320 0 0
ALPHABET INC CAP STK CL A 02079K305   1,432,524 10,947 SH   SOLE   10,697 0 250
ALPHABET INC CAP STK CL C 02079K107   5,313,291 40,298 SH   SOLE   39,538 0 760
ISHARES TR CORE S&P MCP ETF 464287507   893,966 3,585 SH   SOLE   3,585 0 0
ISHARES TR CORE S&P SCP ETF 464287804   483,405 5,125 SH   SOLE   3,963 0 1,162
ISHARES INC MSCI EMRG CHN 46434G764   1,114,095 22,358 SH   SOLE   21,358 0 1,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,826,919 50,460 SH   SOLE   47,719 0 2,741
ISHARES TR CORE TOTAL USD 46434V613   506,482 11,586 SH   SOLE   11,586 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   846,324 11,494 SH   SOLE   11,494 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   214,893 7,560 SH   SOLE   7,560 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   249,329 5,355 SH   SOLE   5,005 0 350
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   577,239 12,300 SH   SOLE   9,200 0 3,100
MERCK & CO INC COM 58933Y105   543,576 5,280 SH   SOLE   4,970 0 310
PEPSICO INC COM 713448108   2,091,165 12,342 SH   SOLE   12,342 0 0
TOLL BROTHERS INC COM 889478103   451,156 6,100 SH   SOLE   3,900 0 2,200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,116,162 7,935 SH   SOLE   7,865 0 70
WELLTOWER INC COM 95040Q104   518,144 6,325 SH   SOLE   6,325 0 0
XCEL ENERGY INC COM 98389B100   202,730 3,543 SH   SOLE   3,543 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   564,746 9,125 SH   SOLE   5,350 0 3,775
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   637,263 4,950 SH   SOLE   3,450 0 1,500
BARINGS BDC INC COM 06759L103   275,426 30,912 SH   SOLE   30,912 0 0
FS KKR CAP CORP COM 302635206   493,234 25,050 SH   SOLE   25,050 0 0
ISHARES TR S&P MC 400VL ETF 464287705   470,334 4,660 SH   SOLE   2,710 0 1,950
ISHARES TR SP SMCP600VL ETF 464287879   281,489 3,155 SH   SOLE   2,105 0 1,050
VANGUARD BD INDEX FDS INTERMED TERM 921937819   235,008 3,250 SH   SOLE   2,300 0 950
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,164,253 17,202 SH   SOLE   17,202 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,015,777 24,524 SH   SOLE   24,524 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,749,749 4,995 SH   SOLE   4,415 0 580
MICROSOFT CORP COM 594918104   1,062,525 3,365 SH   SOLE   2,915 0 450
APPLE INC COM 037833100   1,286,541 7,514 SH   SOLE   6,471 0 1,044
SCHWAB CHARLES CORP COM 808513105   763,934 13,915 SH   SOLE   10,165 0 3,750
COMCAST CORP NEW CL A 20030N101   296,989 6,698 SH   SOLE   6,698 0 0
EXXON MOBIL CORP COM 30231G102   416,821 3,545 SH   SOLE   3,545 0 0
FORD MTR CO DEL COM 345370860   168,987 13,606 SH   SOLE   13,406 0 200
META PLATFORMS INC CL A 30303M102   759,531 2,530 SH   SOLE   1,885 0 645
TESLA INC COM 88160R101   203,679 814 SH   SOLE   749 0 65
SCHWAB STRATEGIC TR US TIPS ETF 808524870   776,467 15,379 SH   SOLE   15,379 0 0
NORTHERN LTS FD TR III HCM DEFND 100 66538R748   1,439,651 32,092 SH   SOLE   32,092 0 0
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730   1,281,031 34,280 SH   SOLE   34,280 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   403,114 3,181 SH   SOLE   3,181 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JUN 00888H745   288,750 11,250 SH   SOLE   10,750 0 500
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   283,209 4,675 SH   SOLE   4,496 0 179
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   211,239 3,150 SH   SOLE   2,400 0 750
VANGUARD WORLD FDS UTILITIES ETF 92204A876   365,929 2,869 SH   SOLE   2,594 0 275
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   274,250 1,501 SH   SOLE   1,467 0 34
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   262,127 1,850 SH   SOLE   1,500 0 350
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   237,480 3,139 SH   SOLE   1,962 0 1,177
REALTY INCOME CORP COM 756109104   318,324 6,374 SH   SOLE   5,530 0 844
LOCKHEED MARTIN CORP COM 539830109   223,292 546 SH   SOLE   546 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   314,284 57,986 SH   SOLE   57,986 0 0
SPDR GOLD TR GOLD SHS 78463V107   245,859 1,434 SH   SOLE   1,434 0 0
ISHARES TR MSCI USA ESG SLC 464288802   265,681 2,953 SH   SOLE   2,953 0 0
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   382,314 19,722 SH   SOLE   19,722 0 0
AIM ETF PRODUCTS TRUST US LRGCP B10 JAN 00888H703   276,121 9,825 SH   SOLE   2,500 0 7,325
AIM ETF PRODUCTS TRUST US LRGCP B10 OCT 00888H604   426,967 13,500 SH   SOLE   10,500 0 3,000
AIM ETF PRODUCTS TRUST US LRGCP B20 OCT 00888H505   233,063 7,500 SH   SOLE   5,000 0 2,500
ARBOR REALTY TRUST INC COM 038923108   275,608 18,156 SH   SOLE   18,156 0 0
SOFI TECHNOLOGIES INC COM 83406F102   123,845 15,500 SH   SOLE   10,000 0 5,500
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   788,778 17,166 SH   SOLE   17,166 0 0
AETHLON MED INC COM 00808Y307   7,903 35,000 SH   SOLE   35,000 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   227,805 1,500 SH   SOLE   1,500 0 0
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   737,413 53,630 SH   SOLE   53,630 0 0