The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   267,542 2,231 SH   SOLE   2,171 0 60
ABBOTT LABS COM 002824100   3,692,370 33,631 SH   SOLE   33,446 0 185
AETHLON MED INC COM 00808Y307   9,639 35,000 SH   SOLE   35,000 0 0
AIM ETF PRODUCTS TRUST US LRG CP BFR 10 00888H604   381,394 13,500 SH   SOLE   10,500 0 3,000
AIM ETF PRODUCTS TRUST US LRG CP BUFR20 00888H505   208,721 7,500 SH   SOLE   5,000 0 2,500
ALPHABET INC CAP STK CL C 02079K107   4,573,322 51,542 SH   SOLE   50,522 0 1,020
ALPHABET INC CAP STK CL A 02079K305   1,141,255 12,935 SH   SOLE   12,685 0 250
AMAZON COM INC COM 023135106   718,788 8,557 SH   SOLE   7,507 0 1,050
APPLE INC COM 037833100   1,038,009 7,989 SH   SOLE   6,944 0 1,045
ARBOR REALTY TRUST INC COM 038923108   253,050 19,185 SH   SOLE   19,185 0 0
AT&T INC COM 00206R102   193,139 10,491 SH   SOLE   10,491 0 0
BARINGS BDC INC COM 06759L103   280,262 34,388 SH   SOLE   34,388 0 0
BAXTER INTL INC COM 071813109   328,094 6,437 SH   SOLE   6,437 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,945,761 6,299 SH   SOLE   6,299 0 0
CELLDEX THERAPEUTICS INC NEW COM NEW 15117B202   289,705 6,500 SH   SOLE   6,500 0 0
COMCAST CORP NEW CL A 20030N101   251,224 7,184 SH   SOLE   7,184 0 0
EXXON MOBIL CORP COM 30231G102   391,014 3,545 SH   SOLE   3,545 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   307,591 4,808 SH   SOLE   4,808 0 0
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   341,812 7,130 SH   SOLE   6,205 0 925
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   788,892 39,964 SH   SOLE   39,964 0 0
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   1,091,177 44,556 SH   SOLE   43,907 0 649
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   1,308,034 17,452 SH   SOLE   17,452 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   524,208 11,057 SH   SOLE   10,807 0 250
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   806,635 18,366 SH   SOLE   18,366 0 0
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307   338,549 10,115 SH   SOLE   10,115 0 0
FORD MTR CO DEL COM 345370860   276,445 23,770 SH   SOLE   23,370 0 400
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   176,667 37,509 SH   SOLE   37,509 0 0
FS KKR CAP CORP COM 302635206   457,048 26,117 SH   SOLE   26,117 0 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404   327,608 18,080 SH   SOLE   18,080 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   495,707 7,758 SH   SOLE   7,758 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   194,657 13,518 SH   SOLE   13,518 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,376,495 5,169 SH   SOLE   5,169 0 0
ISHARES GOLD TR ISHARES NEW 464285204   224,143 6,480 SH   SOLE   6,480 0 0
ISHARES INC MSCI EMRG CHN 46434G764   408,208 8,599 SH   SOLE   8,589 0 10
ISHARES TR CORE S&P SCP ETF 464287804   1,152,021 12,173 SH   SOLE   11,324 0 849
ISHARES TR CORE US AGGBD ET 464287226   2,219,049 22,879 SH   SOLE   22,641 0 238
ISHARES TR TRS FLT RT BD 46434V860   2,336,756 46,355 SH   SOLE   45,910 0 445
ISHARES TR BLACKROCK ULTRA 46434V878   3,240,540 64,759 SH   SOLE   64,179 0 580
ISHARES TR U.S. MED DVC ETF 464288810   1,499,797 28,530 SH   SOLE   28,320 0 210
ISHARES TR CORE S&P MCP ETF 464287507   988,086 4,085 SH   SOLE   4,084 0 1
ISHARES TR S&P MC 400VL ETF 464287705   336,168 3,335 SH   SOLE   2,135 0 1,200
ISHARES TR CORE MSCI EAFE 46432F842   1,295,371 21,015 SH   SOLE   19,067 0 1,948
ISHARES TR CORE TOTAL USD 46434V613   431,643 9,607 SH   SOLE   9,542 0 65
ISHARES TR TIPS BD ETF 464287176   214,051 2,011 SH   SOLE   1,403 0 608
ISHARES TR MRNING SM CP ETF 464288703   737,691 14,170 SH   SOLE   14,170 0 0
ISHARES TR INTL SEL DIV ETF 464288448   243,524 8,966 SH   SOLE   8,766 0 200
ISHARES TR ISHS 1-5YR INVS 464288646   590,921 11,861 SH   SOLE   11,861 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,258,308 3,275 SH   SOLE   3,275 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   462,515 9,342 SH   SOLE   9,342 0 0
ISHARES TR PFD AND INCM SEC 464288687   293,693 9,620 SH   SOLE   9,620 0 0
ISHARES TR CORE S&P TTL STK 464287150   495,995 5,849 SH   SOLE   5,849 0 0
ISHARES TR MSCI USA ESG SLC 464288802   353,235 4,291 SH   SOLE   4,201 0 90
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   619,824 11,375 SH   SOLE   7,800 0 3,575
LOCKHEED MARTIN CORP COM 539830109   241,299 496 SH   SOLE   496 0 0
MERCK & CO INC COM 58933Y105   690,553 6,224 SH   SOLE   5,914 0 310
MICROSOFT CORP COM 594918104   937,303 3,908 SH   SOLE   3,401 0 507
MIDCAP FINANCIAL INVSTMNT CO COM NEW 03761U502   611,382 53,630 SH   SOLE   53,630 0 0
NORTHERN LTS FD TR III HCM DEFND 100 66538R748   1,019,349 29,937 SH   SOLE   29,937 0 0
NORTHERN LTS FD TR III HCM DEFEN 500 66538R730   1,062,323 31,854 SH   SOLE   31,854 0 0
PEPSICO INC COM 713448108   2,705,225 14,974 SH   SOLE   14,974 0 0
PHILIP MORRIS INTL INC COM 718172109   267,210 2,640 SH   SOLE   2,640 0 0
REALTY INCOME CORP COM 756109104   391,811 6,177 SH   SOLE   6,177 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   9,735,724 128,882 SH   SOLE   127,500 0 1,382
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,040,096 36,719 SH   SOLE   36,719 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,776,300 57,199 SH   SOLE   57,199 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,162,356 17,716 SH   SOLE   17,716 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   955,952 23,598 SH   SOLE   23,598 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   987,419 19,066 SH   SOLE   19,046 0 20
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,117,086 24,929 SH   SOLE   24,929 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,345,786 15,386 SH   SOLE   15,386 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   529,815 3,900 SH   SOLE   3,400 0 500
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   200,217 5,854 SH   SOLE   5,854 0 0
SPDR GOLD TR GOLD SHS 78463V107   230,541 1,359 SH   SOLE   1,359 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   6,585,409 146,407 SH   SOLE   144,197 0 2,210
SPDR SER TR PRTFLO S&P500 HI 78468R788   337,328 8,523 SH   SOLE   8,273 0 250
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   3,146,410 48,473 SH   SOLE   47,539 0 934
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   227,358 8,414 SH   SOLE   8,414 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,230,357 5,773 SH   SOLE   5,668 0 105
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   626,570 7,597 SH   SOLE   6,930 0 667
VANGUARD INDEX FDS SM CP VAL ETF 922908611   775,292 4,882 SH   SOLE   4,805 0 77
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,865,952 8,157 SH   SOLE   8,032 0 125
VANGUARD STAR FDS VG TL INTL STK F 921909768   898,118 17,365 SH   SOLE   17,365 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,139,053 19,768 SH   SOLE   19,498 0 270
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   300,829 5,050 SH   SOLE   3,950 0 1,100
VANGUARD WORLD FD MEGA CAP INDEX 921910873   231,700 1,750 SH   SOLE   1,750 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   379,850 3,132 SH   SOLE   3,132 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   344,139 4,160 SH   SOLE   4,160 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   869,355 2,722 SH   SOLE   2,722 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   435,214 2,838 SH   SOLE   2,838 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   347,350 1,400 SH   SOLE   1,400 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   284,322 1,484 SH   SOLE   1,484 0 0
WELLTOWER INC COM 95040Q104   430,991 6,575 SH   SOLE   6,575 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109   596,755 9,839 SH   SOLE   9,839 0 0
XCEL ENERGY INC COM 98389B100   293,691 4,189 SH   SOLE   4,189 0 0