0001085146-23-001466.txt : 20230310 0001085146-23-001466.hdr.sgml : 20230310 20230310122405 ACCESSION NUMBER: 0001085146-23-001466 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230310 DATE AS OF CHANGE: 20230310 EFFECTIVENESS DATE: 20230310 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Financial Alternatives, Inc CENTRAL INDEX KEY: 0001967227 IRS NUMBER: 912099892 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23157 FILM NUMBER: 23722669 BUSINESS ADDRESS: STREET 1: 7825 FAY AVENUE, SUITE 210 CITY: LA JOLLA STATE: CA ZIP: 92037 BUSINESS PHONE: 858-459-8289 MAIL ADDRESS: STREET 1: 7825 FAY AVENUE, SUITE 210 CITY: LA JOLLA STATE: CA ZIP: 92037 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001967227 XXXXXXXX 12-31-2022 12-31-2022 false Financial Alternatives, Inc

7825 FAY AVENUE, SUITE 210 LA JOLLA CA 92037

13F HOLDINGS REPORT 028-23157 000108245 801-57864 N Christopher E. Jaccard 858-459-8289 /s/Christopher E. Jaccard La Jolla CA 03-10-2023 0 78 100707875 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE APPLE INC COM 037833100 BBG001S5N8V8 941873 7249 SH SOLE 7249 0 0 BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 386477 11669 SH SOLE 11669 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 937422 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 930407 3012 SH SOLE 3012 0 0 CARLYLE SECURED LENDING INC COM 872280102 BBG00GQVWWQ3 311672 21780 SH SOLE 21780 0 0 COHEN & STEERS CLOSED-END OP COM 19248P106 BBG001SMCWX8 485789 46487 SH SOLE 46487 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 1340031 59663 SH SOLE 59663 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 4160590 189549 SH SOLE 189549 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 8102760 323593 SH SOLE 323593 0 0 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 1352913 60533 SH SOLE 60533 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 1616904 59841 SH SOLE 59841 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 9701035 399548 SH SOLE 399548 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 217377 4946 SH SOLE 4946 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 278748 12905 SH SOLE 12905 0 0 EATON VANCE RISK-MANAGED DIV COM 27829G106 BBG001SV50F6 2792568 372342 SH SOLE 372342 0 0 EATON VANCE TAX-MANAGED GLOB COM 27829C105 BBG001SGGKG2 117106 15091 SH SOLE 15091 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1198740 10868 SH SOLE 10868 0 0 GOLDMAN SACHS BDC INC SHS 38147U107 BBG004DDDL70 1163881 84831 SH SOLE 84831 0 0 HOME DEPOT INC COM 437076102 BBG001S5RTW7 1903151 6025 SH SOLE 6025 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 315236 1188 SH SOLE 1188 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 280201 1806 SH SOLE 1806 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 317929 2007 SH SOLE 2007 0 0 INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 1184484 14340 SH SOLE 14340 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 2478789 71662 SH SOLE 71662 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 224207 4801 SH SOLE 4801 0 0 ISHARES INC MSCI EURZONE ETF 464286608 BBG001SFQPM5 252640 6400 SH SOLE 6400 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 971111 16778 SH SOLE 16778 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 390928 4610 SH SOLE 4610 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 220152 573 SH SOLE 573 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 288545 2975 SH SOLE 2975 0 0 ISHARES TR DEVSMCP EXNA ETF 464288497 BBG001T0KY71 215384 4360 SH SOLE 4360 0 0 ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 3699024 50238 SH SOLE 50238 0 0 ISHARES TR INTL DEV RE ETF 464288489 BBG001T0KY80 360631 17124 SH SOLE 17124 0 0 ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 4562459 53936 SH SOLE 53936 0 0 ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 275688 4200 SH SOLE 4200 0 0 ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 235151 1117 SH SOLE 1117 0 0 ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 536796 6421 SH SOLE 6421 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 428839 4071 SH SOLE 4071 0 0 ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 298174 4421 SH SOLE 4421 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 257704 1478 SH SOLE 1478 0 0 ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 722887 10584 SH SOLE 10584 0 0 ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 383645 3806 SH SOLE 3806 0 0 ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 903897 8364 SH SOLE 8364 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 364424 3495 SH SOLE 3495 0 0 ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 545121 5970 SH SOLE 5970 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 5110726 93792 SH SOLE 93792 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 200520 4000 SH SOLE 4000 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 262123 1093 SH SOLE 1093 0 0 PFIZER INC COM 717081103 BBG001S5V466 383941 7493 SH SOLE 7493 0 0 PHYSICIANS RLTY TR COM 71943U104 BBG004MF5B76 307401 21244 SH SOLE 21244 0 0 PIMCO DYNAMIC INCOME FD SHS 72201Y101 BBG002Q8P804 411938 22291 SH SOLE 22291 0 0 PIMCO INCOME STRATEGY FD II COM 72201J104 BBG001S9L7C5 417328 59028 SH SOLE 59028 0 0 QUALCOMM INC COM 747525103 BBG001S6VS70 645349 5870 SH SOLE 5870 0 0 REALTY INCOME CORP COM 756109104 BBG001S884K0 720147 11353 SH SOLE 11353 0 0 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 793535 2395 SH SOLE 2395 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 257964 675 SH SOLE 675 0 0 TANDEM DIABETES CARE INC COM NEW 875372203 BBG001TG5QC4 279724 6223 SH SOLE 6223 0 0 TESLA INC COM 88160R101 BBG001SQKGD7 370279 3006 SH SOLE 3006 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1839992 8634 SH SOLE 8634 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 1754717 10073 SH SOLE 10073 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 619628 4582 SH SOLE 4582 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 430039 2110 SH SOLE 2110 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 3731775 45245 SH SOLE 45245 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 731407 4606 SH SOLE 4606 0 0 VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 570135 2843 SH SOLE 2843 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5214857 27276 SH SOLE 27276 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 1262224 25174 SH SOLE 25174 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 299845 7692 SH SOLE 7692 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 BBG001SHTV36 275251 4277 SH SOLE 4277 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 2800902 67753 SH SOLE 67753 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 544044 10993 SH SOLE 10993 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 BBG001TCH518 1458636 26463 SH SOLE 26463 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 543016 3576 SH SOLE 3576 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 343944 8195 SH SOLE 8195 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 8566768 140485 SH SOLE 140485 0 0 VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 258336 3923 SH SOLE 3923 0 0 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 277901 2702 SH SOLE 2702 0 0 VISA INC COM CL A 92826C839 BBG001SRCFY3 369993 1781 SH SOLE 1781 0 0