The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   279,885 3,891 SH   SOLE   0 0 3,891
AMERICAN CENTY ETF TR US SML CP VALU 025072877   464,032 6,228 SH   SOLE   0 0 6,228
APPLE INC COM 037833100   872,077 6,712 SH   SOLE   0 0 6,712
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   6,928,598 168,333 SH   SOLE   600 0 167,733
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   9,084,743 378,373 SH   SOLE   500 0 377,873
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,023,868 243,192 SH   SOLE   2,200 0 240,992
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   19,992,991 925,601 SH   SOLE   1,096 0 924,505
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,710,884 108,262 SH   SOLE   0 0 108,262
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   658,630 30,006 SH   SOLE   0 0 30,006
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   890,244 21,441 SH   SOLE   5,851 0 15,590
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   219,816 9,787 SH   SOLE   0 0 9,787
ENTERPRISE PRODS PARTNERS L COM 293792107   392,492 16,272 SH   SOLE   0 0 16,272
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   608,542 14,930 SH   SOLE   0 0 14,930
GSK PLC SPONSORED ADR 37733W204   202,477 5,762 SH   SOLE   0 0 5,762
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466   279,648 8,113 SH   SOLE   0 0 8,113
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C615   369,749 10,549 SH   SOLE   0 0 10,549
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   258,125 8,550 SH   SOLE   0 0 8,550
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   272,079 24,336 SH   SOLE   0 0 24,336
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621   444,487 30,867 SH   SOLE   0 0 30,867
INVESCO QQQ TR UNIT SER 1 46090E103   1,022,584 3,840 SH   SOLE   0 0 3,840
ISHARES INC MSCI PAC JP ETF 464286665   369,184 8,628 SH   SOLE   0 0 8,628
ISHARES TR GLOBAL REIT ETF 46434V647   2,623,155 115,507 SH   SOLE   0 0 115,507
ISHARES TR MSCI USA QLT FCT 46432F339   666,207 5,846 SH   SOLE   0 0 5,846
ISHARES TR ISHS 1-5YR INVS 464288646   477,474 9,584 SH   SOLE   0 0 9,584
ISHARES TR CORE S&P SCP ETF 464287804   297,067 3,139 SH   SOLE   0 0 3,139
ISHARES TR BLACKROCK ULTRA 46434V878   418,898 8,371 SH   SOLE   0 0 8,371
ISHARES TR CORE S&P500 ETF 464287200   346,490 902 SH   SOLE   0 0 902
JOHNSON & JOHNSON COM 478160104   274,401 1,553 SH   SOLE   0 0 1,553
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   374,437 15,166 SH   SOLE   0 0 15,166
MERCK & CO INC COM 58933Y105   224,402 2,023 SH   SOLE   0 0 2,023
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,910,307 59,308 SH   SOLE   0 0 59,308
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,262,428 117,439 SH   SOLE   0 0 117,439
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   276,081 11,664 SH   SOLE   0 0 11,664
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   790,842 17,516 SH   SOLE   3,289 0 14,227
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   497,026 7,528 SH   SOLE   0 0 7,528
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,212,283 16,048 SH   SOLE   0 0 16,048
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,049,690 63,219 SH   SOLE   0 0 63,219
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   228,656 4,645 SH   SOLE   0 0 4,645
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   403,131 12,810 SH   SOLE   0 0 12,810
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,375,770 73,949 SH   SOLE   0 0 73,949
SCHWAB STRATEGIC TR US REIT ETF 808524847   939,642 48,711 SH   SOLE   0 0 48,711
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   221,568 5,469 SH   SOLE   0 0 5,469
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,136,567 21,946 SH   SOLE   0 0 21,946
SOUTHWEST AIRLS CO COM 844741108   398,453 6,804 SH   SOLE   0 0 6,804
SPDR SER TR PORTFOLIO AGRGTE 78464A649   8,676,555 345,267 SH   SOLE   0 0 345,267
SPDR SER TR PORTFOLIO S&P500 78464A854   14,308,316 318,104 SH   SOLE   850 0 317,254
SPDR SER TR PORTFLI TIPS ETF 78464A656   970,849 37,688 SH   SOLE   7,183 0 30,505
SPDR SER TR S&P 600 SMCP VAL 78464A300   454,731 6,127 SH   SOLE   0 0 6,127
SPDR SER TR S&P DIVID ETF 78464A763   1,779,715 14,225 SH   SOLE   0 0 14,225
SPDR SER TR PORT MTG BK ETF 78464A383   1,411,466 65,045 SH   SOLE   0 0 65,045
SPDR SER TR PORTFLI INTRMDIT 78464A672   833,259 29,506 SH   SOLE   0 0 29,506
SPDR SER TR PORTFOLIO S&P600 78468R853   1,151,188 31,138 SH   SOLE   0 0 31,138
SPDR SER TR PORTFOLIO LN TSR 78464A664   458,361 15,789 SH   SOLE   791 0 14,998
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   333,134 3,642 SH   SOLE   0 0 3,642
VANECK ETF TRUST GOLD MINERS ETF 92189F106   276,204 9,637 SH   SOLE   0 0 9,637
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   241,569 5,093 SH   SOLE   0 0 5,093
VANGUARD INDEX FDS TOTAL STK MKT 922908769   541,713 2,833 SH   SOLE   0 0 2,833
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   746,879 15,990 SH   SOLE   0 0 15,990
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,312,494 21,814 SH   SOLE   0 0 21,814
VANGUARD STAR FDS VG TL INTL STK F 921909768   365,775 7,072 SH   SOLE   2,655 0 4,417
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   282,959 2,615 SH   SOLE   0 0 2,615
WISDOMTREE TR US EFFICIENT COR 97717Y790   1,032,450 31,817 SH   SOLE   891 0 30,926
WORLD GOLD TR SPDR GLD MINIS 98149E303   634,302 17,527 SH   SOLE   0 0 17,527