The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EA SERIES TRUST ALPHA ARCHITECT 02072L516   26,249,744 299,860 SH   SOLE   299,860 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   31,211,057 321,996 SH   SOLE   321,996 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   12,489,912 302,639 SH   SOLE   302,639 0 0
ISHARES TR CORE S&P500 ETF 464287200   31,099,090 52,829 SH   SOLE   52,829 0 0
ISHARES TR CORE S&P SCP ETF 464287804   6,592,888 57,220 SH   SOLE   57,220 0 0
ISHARES TR FALN ANGLS USD 46435G474   4,525,555 169,433 SH   SOLE   169,433 0 0
TIDAL TR II RETURN STCKD US 88636J816   10,264,758 429,488 SH   SOLE   429,488 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   7,082,806 136,234 SH   SOLE   136,234 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   5,510,650 79,934 SH   SOLE   79,934 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   6,848,339 70,740 SH   SOLE   70,740 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   4,231,209 32,113 SH   SOLE   32,113 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   6,621,629 16,133 SH   SOLE   16,133 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   13,855,297 171,201 SH   SOLE   171,201 0 0
APPLE INC COM 037833100   536,149 2,141 SH   SOLE   2,141 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   250,027 489 SH   SOLE   489 0 0
JPMORGAN CHASE & CO. COM 46625H100   367,955 1,535 SH   SOLE   1,535 0 0
NETFLIX INC COM 64110L106   200,547 225 SH   SOLE   225 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,695,633 82,113 SH   SOLE   82,113 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   922,825 13,183 SH   SOLE   13,183 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   802,486 7,977 SH   SOLE   7,977 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,255,235 20,145 SH   SOLE   20,145 0 0
ISHARES GOLD TR ISHARES NEW 464285204   288,049 5,818 SH   SOLE   5,818 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   1,073,334 21,309 SH   SOLE   21,309 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   362,034 1,557 SH   SOLE   1,557 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,054,545 7,525 SH   SOLE   7,525 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   628,273 13,906 SH   SOLE   13,906 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,453,393 28,883 SH   SOLE   28,883 0 0
AMAZON COM INC COM 023135106   503,500 2,295 SH   SOLE   2,295 0 0
LAM RESEARCH CORP COM NEW 512807306   339,481 4,700 SH   SOLE   4,700 0 0
META PLATFORMS INC CL A 30303M102   224,886 384 SH   SOLE   384 0 0
MICROSOFT CORP COM 594918104   2,176,635 5,164 SH   SOLE   5,164 0 0
NVIDIA CORPORATION COM 67066G104   671,316 4,999 SH   SOLE   4,999 0 0
GE AEROSPACE COM NEW 369604301   403,131 2,417 SH   SOLE   2,417 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,117,849 22,299 SH   SOLE   22,299 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   723,517 31,873 SH   SOLE   31,873 0 0
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   714,524 22,121 SH   SOLE   22,121 0 0
ISHARES TR MRGSTR SM CP ETF 464288505   241,463 4,116 SH   SOLE   4,116 0 0
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   2,720,056 24,665 SH   SOLE   24,665 0 0
ISHARES TR CORE DIV GRWTH 46434V621   367,733 5,995 SH   SOLE   5,995 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   274,872 469 SH   SOLE   469 0 0
ISHARES TR SELECT DIVID ETF 464287168   401,541 3,058 SH   SOLE   3,058 0 0
ISHARES TR US HLTHCARE ETF 464287762   388,078 6,660 SH   SOLE   6,660 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   660,274 23,828 SH   SOLE   23,828 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   380,181 1,729 SH   SOLE   1,729 0 0
MCDONALDS CORP COM 580135101   235,970 814 SH   SOLE   814 0 0
UNITEDHEALTH GROUP INC COM 91324P102   377,372 746 SH   SOLE   746 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   224,879 8,696 SH   SOLE   8,696 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   887,301 5,241 SH   SOLE   5,241 0 0
ISHARES TR GLB CNS DISC ETF 464288745   270,995 1,470 SH   SOLE   1,470 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   238,195 1,078 SH   SOLE   1,078 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   204,324 6,503 SH   SOLE   6,503 0 0
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C821   202,743 5,747 SH   SOLE   5,747 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   396,548 10,804 SH   SOLE   10,804 0 0
PLUG POWER INC COM NEW 72919P202   30,885 14,500 SH   SOLE   14,500 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   281,208 3,271 SH   SOLE   3,271 0 0
ISHARES TR GLOBAL TECH ETF 464287291   488,160 5,760 SH   SOLE   5,760 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   387,352 1,978 SH   SOLE   1,978 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   354,333 9,444 SH   SOLE   9,444 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   357,063 9,944 SH   SOLE   9,944 0 0