The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   416,840 2,157 SH   SOLE   2,157 0 0
ELI LILLY & CO COM 532457108   264,406 292 SH   SOLE   292 0 0
GE AEROSPACE COM NEW 369604301   551,308 3,468 SH   SOLE   3,468 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   211,773 442 SH   SOLE   442 0 0
LAM RESEARCH CORP COM 512807108   587,797 552 SH   SOLE   552 0 0
MICROSOFT CORP COM 594918104   2,312,529 5,174 SH   SOLE   5,174 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   7,185,431 155,900 SH   SOLE   155,900 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,338,060 28,016 SH   SOLE   28,016 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   31,197,623 345,910 SH   SOLE   345,910 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,135,829 53,933 SH   SOLE   53,933 0 0
ISHARES TR CORE S&P500 ETF 464287200   29,089,780 53,158 SH   SOLE   53,158 0 0
ISHARES TR FALN ANGLS USD 46435G474   7,205,157 275,111 SH   SOLE   275,111 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   9,687,313 191,942 SH   SOLE   191,942 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   6,595,220 76,993 SH   SOLE   76,993 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   6,268,408 16,760 SH   SOLE   16,760 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   13,462,499 26,918 SH   SOLE   26,918 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   20,576,991 409,004 SH   SOLE   409,004 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   19,485,573 249,655 SH   SOLE   249,655 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   7,724,446 185,952 SH   SOLE   185,952 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   868,136 13,366 SH   SOLE   13,366 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   810,147 8,143 SH   SOLE   8,143 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,188,541 20,310 SH   SOLE   20,310 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,378,581 12,925 SH   SOLE   12,925 0 0
ISHARES GOLD TR ISHARES NEW 464285204   254,794 5,800 SH   SOLE   5,800 0 0
ALPHABET INC CAP STK CL C 02079K107   210,750 1,149 SH   SOLE   1,149 0 0
APPLE INC COM 037833100   552,246 2,622 SH   SOLE   2,622 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   713,300 15,708 SH   SOLE   15,708 0 0
NVIDIA CORPORATION COM 67066G104   274,259 2,220 SH   SOLE   2,220 0 0
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756   566,914 18,574 SH   SOLE   18,574 0 0
ISHARES TR MRGSTR SM CP ETF 464288505   221,745 4,116 SH   SOLE   4,116 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   316,935 10,682 SH   SOLE   10,682 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   224,940 3,744 SH   SOLE   3,744 0 0
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   673,089 6,243 SH   SOLE   6,243 0 0
ISHARES TR CORE DIV GRWTH 46434V621   374,695 6,504 SH   SOLE   6,504 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   283,539 521 SH   SOLE   521 0 0
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   507,397 25,665 SH   SOLE   25,665 0 0
ISHARES TR SELECT DIVID ETF 464287168   370,009 3,058 SH   SOLE   3,058 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,401,493 13,405 SH   SOLE   13,405 0 0
ISHARES TR US HLTHCARE ETF 464287762   408,058 6,660 SH   SOLE   6,660 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   612,144 12,216 SH   SOLE   12,216 0 0
ISHARES TR CORE US AGGBD ET 464287226   291,501 3,003 SH   SOLE   3,003 0 0
JPMORGAN CHASE & CO. COM 46625H100   261,320 1,292 SH   SOLE   1,292 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   643,421 8,267 SH   SOLE   8,267 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   317,784 1,837 SH   SOLE   1,837 0 0
MCDONALDS CORP COM 580135101   232,924 914 SH   SOLE   914 0 0
UNITEDHEALTH GROUP INC COM 91324P102   393,149 772 SH   SOLE   772 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   206,313 4,348 SH   SOLE   4,348 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   826,432 5,152 SH   SOLE   5,152 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   939,514 45,942 SH   SOLE   45,942 0 0
ISHARES TR GLB CNS DISC ETF 464288745   236,464 1,470 SH   SOLE   1,470 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   218,715 1,078 SH   SOLE   1,078 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   422,384 2,898 SH   SOLE   2,898 0 0
UNION PAC CORP COM 907818108   366,994 1,622 SH   SOLE   1,622 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   374,467 10,804 SH   SOLE   10,804 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   303,680 3,271 SH   SOLE   3,271 0 0
ISHARES TR GLOBAL TECH ETF 464287291   477,043 5,760 SH   SOLE   5,760 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   361,084 1,978 SH   SOLE   1,978 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   336,395 9,444 SH   SOLE   9,444 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   339,190 9,944 SH   SOLE   9,944 0 0