The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE TR CURRNCY INT EQ 97717X263   3,538,904 116,182 SH   SOLE   0 0 116,182
ISHARES TR TRS FLT RT BD 46434V860   5,681,916 111,981 SH   SOLE   0 0 111,981
ISHARES TR TIPS BD ETF 464287176   1,743,429 16,809 SH   SOLE   0 0 16,809
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   3,059,047 63,770 SH   SOLE   0 0 63,770
ISHARES TR ESG AWR MSCI USA 46435G425   2,805,186 29,871 SH   SOLE   0 0 29,871
ISHARES TR US INFRASTRUC 46435U713   504,905 13,799 SH   SOLE   0 0 13,799
GRAHAM CORP COM 384556106   1,285,272 77,426 SH   SOLE   0 0 77,426
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,811,474 15,391 SH   SOLE   0 0 15,391
VANGUARD WORLD FDS INF TECH ETF 92204A702   865,896 2,087 SH   SOLE   0 0 2,087
ISHARES TR EAFE GRWTH ETF 464288885   3,398,063 39,375 SH   SOLE   0 0 39,375
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   2,186,635 51,816 SH   SOLE   0 0 51,816
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   11,622,229 262,768 SH   SOLE   0 0 262,768
ISHARES TR EAFE VALUE ETF 464288877   4,142,610 84,664 SH   SOLE   0 0 84,664
ISHARES TR MSCI USA MIN VOL 46429B697   1,146,716 15,843 SH   SOLE   0 0 15,843
ISHARES TR US TREAS BD ETF 46429B267   4,563,073 207,036 SH   SOLE   0 0 207,036
WISDOMTREE TR US SMALLCAP DIVD 97717W604   899,242 31,888 SH   SOLE   0 0 31,888
LOOP MEDIA INC COM NEW 54352F206   6,303 12,683 SH   SOLE   0 0 12,683
WISDOMTREE TR US TOTAL DIVIDND 97717W109   5,810,436 96,567 SH   SOLE   0 0 96,567
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,199,722 38,276 SH   SOLE   0 0 38,276
PEAKSTONE REALTY TRUST COMMON SHARES 39818P799   393,020 23,619 SH   SOLE   0 0 23,619
ISHARES INC CORE MSCI EMKT 46434G103   1,588,078 33,370 SH   SOLE   0 0 33,370
WISDOMTREE TR US QTLY DIV GRT 97717X669   4,323,225 68,093 SH   SOLE   0 0 68,093
WISDOMTREE TR US HIGH DIVIDEND 97717W208   2,622,816 33,600 SH   SOLE   0 0 33,600
ISHARES TR MSCI USA QLT FCT 46432F339   4,024,339 30,536 SH   SOLE   0 0 30,536
ISHARES TR U.S. TECH ETF 464287721   1,070,709 10,205 SH   SOLE   0 0 10,205
ISHARES TR S&P 500 GRWT ETF 464287309   1,075,494 15,719 SH   SOLE   0 0 15,719
ISHARES TR MBS ETF 464288588   7,027,543 79,139 SH   SOLE   0 0 79,139
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,196,342 40,615 SH   SOLE   0 0 40,615
VANGUARD WORLD FDS UTILITIES ETF 92204A876   3,470,363 27,210 SH   SOLE   0 0 27,210
WISDOMTREE TR EMER MKT HIGH FD 97717W315   2,149,216 57,343 SH   SOLE   0 0 57,343
ISHARES TR 20 YR TR BD ETF 464287432   3,129,959 35,291 SH   SOLE   0 0 35,291
SPDR SER TR PORTFOLIO S&P500 78464A854   14,225,490 283,038 SH   SOLE   0 0 283,038
ISHARES TR CORE TOTAL USD 46434V613   7,679,414 175,670 SH   SOLE   0 0 175,670
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,395,618 30,169 SH   SOLE   0 0 30,169
ISHARES TR JPMORGAN USD EMG 464288281   890,968 10,797 SH   SOLE   0 0 10,797
ISHARES TR CORE S&P MCP ETF 464287507   661,276 2,652 SH   SOLE   0 0 2,652
WISDOMTREE TR GLB US QTLY DIV 97717W844   1,962,378 58,666 SH   SOLE   0 0 58,666
ISHARES TR CONV BD ETF 46435G102   426,782 5,751 SH   SOLE   0 0 5,751