The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE TR CURRNCY INT EQ 97717X263   3,614,610 116,944 SH   SOLE   0 0 116,944
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   1,517,734 31,785 SH   SOLE   0 0 31,785
ISHARES TR FALN ANGLS USD 46435G474   832,722 32,953 SH   SOLE   0 0 32,953
ISHARES TR ESG AWR MSCI USA 46435G425   9,366,731 103,557 SH   SOLE   0 0 103,557
ISHARES TR CORE S&P SCP ETF 464287804   716,354 7,408 SH   SOLE   0 0 7,408
ISHARES TR US INFRASTRUC 46435U713   522,853 14,010 SH   SOLE   0 0 14,010
GRAHAM CORP COM 384556106   1,045,432 79,926 SH   SOLE   0 0 79,926
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,739,663 14,157 SH   SOLE   0 0 14,157
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,809,011 4,693 SH   SOLE   0 0 4,693
ISHARES TR EAFE GRWTH ETF 464288885   3,434,871 36,666 SH   SOLE   0 0 36,666
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,524,557 73,296 SH   SOLE   0 0 73,296
LOOP MEDIA INC COM NEW 54352F107   57,954 10,079 SH   SOLE   0 0 10,079
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   11,682,279 249,036 SH   SOLE   0 0 249,036
ISHARES TR EAFE VALUE ETF 464288877   3,897,638 80,314 SH   SOLE   0 0 80,314
ISHARES TR MSCI USA MIN VOL 46429B697   1,397,990 19,219 SH   SOLE   0 0 19,219
ISHARES TR US TREAS BD ETF 46429B267   7,498,691 320,731 SH   SOLE   0 0 320,731
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,259,724 79,122 SH   SOLE   0 0 79,122
WISDOMTREE TR US TOTAL DIVIDND 97717W109   5,854,448 96,624 SH   SOLE   0 0 96,624
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,327,055 38,186 SH   SOLE   0 0 38,186
ISHARES INC CORE MSCI EMKT 46434G103   3,012,539 61,745 SH   SOLE   0 0 61,745
WISDOMTREE TR US QTLY DIV GRT 97717X669   2,934,656 47,075 SH   SOLE   0 0 47,075
WISDOMTREE TR US HIGH DIVIDEND 97717W208   2,599,074 31,592 SH   SOLE   0 0 31,592
ISHARES TR MSCI USA MMENTM 46432F396   1,030,982 7,415 SH   SOLE   0 0 7,415
ISHARES TR U.S. TECH ETF 464287721   1,759,214 18,955 SH   SOLE   0 0 18,955
ISHARES TR MBS ETF 464288588   7,409,307 78,215 SH   SOLE   0 0 78,215
ISHARES TR 10-20 YR TRS ETF 464288653   1,121,805 9,794 SH   SOLE   0 0 9,794
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,240,889 40,198 SH   SOLE   0 0 40,198
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,697,846 18,288 SH   SOLE   0 0 18,288
WISDOMTREE TR EMER MKT HIGH FD 97717W315   2,154,726 56,913 SH   SOLE   0 0 56,913
SPDR SER TR PORTFOLIO S&P500 78464A854   11,233,202 233,296 SH   SOLE   0 0 233,296
ISHARES TR CORE TOTAL USD 46434V613   10,095,589 218,756 SH   SOLE   0 0 218,756
WISDOMTREE TR EMG MKTS SMCAP 97717W281   1,375,898 30,048 SH   SOLE   0 0 30,048
ISHARES TR JPMORGAN USD EMG 464288281   902,144 10,456 SH   SOLE   0 0 10,456
WISDOMTREE TR GLB US QTLY DIV 97717W844   2,098,831 59,172 SH   SOLE   0 0 59,172