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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   301,494 3,113 SH   SOLE   0 0 3,113
ABBVIE INC COM 00287Y109   691,191 4,637 SH   SOLE   0 0 4,637
ALPHABET INC CAP STK CL C 02079K107   664,524 5,040 SH   SOLE   0 0 5,040
ALPHABET INC CAP STK CL A 02079K305   656,917 5,020 SH   SOLE   0 0 5,020
AMAZON COM INC COM 023135106   871,153 6,853 SH   SOLE   0 0 6,853
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   907,889 20,508 SH   SOLE   0 0 20,508
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   742,436 14,093 SH   SOLE   0 0 14,093
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   876,290 18,202 SH   SOLE   0 0 18,202
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   704,007 13,336 SH   SOLE   0 0 13,336
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,142,158 25,086 SH   SOLE   0 0 25,086
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   550,100 9,885 SH   SOLE   0 0 9,885
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,162,599 20,096 SH   SOLE   0 0 20,096
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,326,453 29,845 SH   SOLE   0 0 29,845
AMERICAN CENTY ETF TR US EQT ETF 025072885   325,348 4,441 SH   SOLE   0 0 4,441
AMERICAN EXPRESS CO COM 025816109   275,405 1,846 SH   SOLE   0 0 1,846
APPLE INC COM 037833100   806,913 4,713 SH   SOLE   0 0 4,713
BOEING CO COM 097023105   230,974 1,205 SH   SOLE   0 0 1,205
CNFINANCE HLDGS LTD SPON ADS 18979T105   38,926 10,298 SH   OTR 1 0 0 10,298
COCA COLA CO COM 191216100   295,295 5,275 SH   SOLE   0 0 5,275
COMCAST CORP NEW CL A 20030N101   404,425 9,121 SH   SOLE   0 0 9,121
COSTCO WHSL CORP NEW COM 22160K105   317,508 562 SH   SOLE   0 0 562
DANAHER CORPORATION COM 235851102   297,224 1,198 SH   SOLE   0 0 1,198
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   277,001 10,609 SH   SOLE   0 0 10,609
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,608,496 71,267 SH   SOLE   0 0 71,267
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,507 244 SH   OTR 1 0 0 244
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   20,363 902 SH   OTR 1,2 0 0 902
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   172,095 3,697 SH   SOLE   0 0 3,697
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,495,553 118,057 SH   OTR 1 0 0 118,057
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   2,707,904 58,172 SH   OTR 1,2 0 0 58,172
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,454,655 27,713 SH   SOLE   0 0 27,713
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,175,937 212,916 SH   OTR 1 0 0 212,916
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,115,745 78,410 SH   OTR 1,2 0 0 78,410
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,432,199 31,346 SH   SOLE   0 0 31,346
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   11,131,052 243,621 SH   OTR 1 0 0 243,621
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,663,675 80,185 SH   OTR 1,2 0 0 80,185
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   12,175,481 464,713 SH   SOLE   0 0 464,713
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   26,373,665 1,006,628 SH   OTR 1 0 0 1,006,628
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   11,682,040 445,879 SH   OTR 1,2 0 0 445,879
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,303,716 97,111 SH   SOLE   0 0 97,111
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   15,899,901 467,369 SH   OTR 1 0 0 467,369
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   7,586,703 223,007 SH   OTR 1,2 0 0 223,007
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   124,848 5,356 SH   SOLE   0 0 5,356
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,146,455 92,083 SH   OTR 1 0 0 92,083
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,629,694 112,814 SH   OTR 1,2 0 0 112,814
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,688,919 76,979 SH   SOLE   0 0 76,979
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,556,043 116,502 SH   OTR 1 0 0 116,502
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,145,163 97,774 SH   OTR 1,2 0 0 97,774
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   101,992 4,289 SH   SOLE   0 0 4,289
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   893,642 37,580 SH   OTR 1 0 0 37,580
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,321,597 55,576 SH   OTR 1,2 0 0 55,576
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,634,441 112,824 SH   SOLE   0 0 112,824
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,020,913 86,549 SH   OTR 1 0 0 86,549
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,443,074 147,455 SH   OTR 1,2 0 0 147,455
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,194,186 36,609 SH   SOLE   0 0 36,609
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,195,757 159,281 SH   OTR 1 0 0 159,281
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,343,499 41,186 SH   OTR 1,2 0 0 41,186
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   100,762 5,162 SH   SOLE   0 0 5,162
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   428,659 21,960 SH   OTR 1 0 0 21,960
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   829,229 42,481 SH   OTR 1,2 0 0 42,481
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   540,095 11,645 SH   SOLE   0 0 11,645
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,853,372 83,083 SH   OTR 1 0 0 83,083
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,927,387 41,556 SH   OTR 1,2 0 0 41,556
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,147,010 53,183 SH   SOLE   0 0 53,183
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   6,513,982 161,357 SH   OTR 1 0 0 161,357
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,589,184 88,907 SH   OTR 1,2 0 0 88,907
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   160,340 7,119 SH   SOLE   0 0 7,119
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,351,652 148,830 SH   OTR 1 0 0 148,830
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   161,266 7,161 SH   OTR 1,2 0 0 7,161
EXXON MOBIL CORP COM 30231G102   419,290 3,566 SH   SOLE   0 0 3,566
ISHARES TR CORE US AGGBD ET 464287226   144,126 1,532 SH   SOLE   0 0 1,532
ISHARES TR CORE US AGGBD ET 464287226   6,190,430 65,828 SH   OTR 1 0 0 65,828
ISHARES TR CORE US AGGBD ET 464287226   1,761,923 18,736 SH   OTR 1,2 0 0 18,736
ISHARES TR 1 3 YR TREAS BD 464287457   2,249,670 27,784 SH   OTR 1 0 0 27,784
ISHARES TR 1 3 YR TREAS BD 464287457   215,056 2,656 SH   OTR 1,2 0 0 2,656
ISHARES TR RUS 2000 VAL ETF 464287630   10,573 78 SH   SOLE   0 0 78
ISHARES TR RUS 2000 VAL ETF 464287630   533,239 3,933 SH   OTR 1,2 0 0 3,933
ISHARES TR CALIF MUN BD ETF 464288356   873,217 15,923 SH   SOLE   0 0 15,923
ISHARES INC CORE MSCI EMKT 46434G103   874,561 18,377 SH   SOLE   0 0 18,377
JPMORGAN CHASE & CO COM 46625H100   548,031 3,779 SH   SOLE   0 0 3,779
JOHNSON & JOHNSON COM 478160104   382,276 2,454 SH   SOLE   0 0 2,454
LILLY ELI & CO COM 532457108   331,946 618 SH   SOLE   0 0 618
LOWES COS INC COM 548661107   253,565 1,220 SH   SOLE   0 0 1,220
MCKESSON CORP COM 58155Q103   257,431 592 SH   SOLE   0 0 592
MICROSOFT CORP COM 594918104   1,997,435 6,326 SH   SOLE   0 0 6,326
MICRON TECHNOLOGY INC COM 595112103   205,383 3,019 SH   SOLE   0 0 3,019
ORACLE CORP COM 68389X105   283,972 2,681 SH   SOLE   0 0 2,681
PEPSICO INC COM 713448108   293,640 1,733 SH   SOLE   0 0 1,733
PFIZER INC COM 717081103   258,096 7,781 SH   SOLE   0 0 7,781
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,501,185 5,851 SH   SOLE   0 0 5,851
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   937,801 10,213 SH   OTR 1 0 0 10,213
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   216,028 2,353 SH   OTR 1,2 0 0 2,353
TEXAS INSTRS INC COM 882508104   403,726 2,539 SH   SOLE   0 0 2,539
UNITEDHEALTH GROUP INC COM 91324P102   564,189 1,119 SH   SOLE   0 0 1,119
VANGUARD BD INDEX FDS INTERMED TERM 921937819   10,630 147 SH   SOLE   0 0 147
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,468,776 75,630 SH   OTR 1 0 0 75,630
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,074,744 14,863 SH   OTR 1,2 0 0 14,863
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,570,326 34,193 SH   SOLE   0 0 34,193
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,043,681 67,097 SH   OTR 1 0 0 67,097
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,821,219 24,228 SH   OTR 1,2 0 0 24,228
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   943,866 13,526 SH   SOLE   0 0 13,526
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   304,116 6,956 SH   SOLE   0 0 6,956
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   227,649 2,443 SH   SOLE   0 0 2,443
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   10,157 109 SH   OTR 1 0 0 109
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,727 40 SH   OTR 1,2 0 0 40
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,563,654 61,869 SH   SOLE   0 0 61,869
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   314,644 5,463 SH   OTR 1 0 0 5,463
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   59,574 1,034 SH   OTR 1,2 0 0 1,034
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   422,493 5,622 SH   SOLE   0 0 5,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   346,558 6,064 SH   SOLE   0 0 6,064
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,184,062 90,710 SH   OTR 1 0 0 90,710
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   412,623 7,220 SH   OTR 1,2 0 0 7,220
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   585,908 1,492 SH   SOLE   0 0 1,492
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,006,883 26,525 SH   SOLE   0 0 26,525
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   39,856 527 SH   OTR 1 0 0 527
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   65,673 868 SH   OTR 1,2 0 0 868
VANGUARD INDEX FDS VALUE ETF 922908744   230,205 1,669 SH   SOLE   0 0 1,669
VANGUARD INDEX FDS SMALL CP ETF 922908751   590,087 3,121 SH   SOLE   0 0 3,121
WALMART INC COM 931142103   304,987 1,907 SH   SOLE   0 0 1,907
WISDOMTREE TR INTL SMCAP DIV 97717W760   344,152 5,988 SH   SOLE   0 0 5,988