The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,035,464 6,861 SH   SOLE   6,861 0 0
ALPHABET INC CAP STK CL C 02079K107   596,859 3,920 SH   SOLE   3,920 0 0
AMAZON COM INC COM 023135106   223,446 1,239 SH   SOLE   1,239 0 0
APPLE INC COM 037833100   3,216,062 18,755 SH   SOLE   18,755 0 0
AUTOZONE INC COM 053332102   315,165 100 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,584,078 6,146 SH   SOLE   6,146 0 0
COSTCO WHSL CORP NEW COM 22160K105   695,679 949 SH   SOLE   949 0 0
EXXON MOBIL CORP COM 30231G102   278,511 2,396 SH   SOLE   2,396 0 0
GARMIN LTD SHS H2906T109   314,562 2,113 SH   SOLE   2,113 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   419,891 6,647 SH   SOLE   6,647 0 0
ISHARES GOLD TR ISHARES NEW 464285204   252,024 5,999 SH   SOLE   5,999 0 0
ISHARES TR U.S. REAL ES ETF 464287739   1,667,986 18,557 SH   SOLE   18,557 0 0
ISHARES TR U.S. ENERGY ETF 464287796   1,257,659 25,460 SH   SOLE   25,460 0 0
ISHARES TR EAFE GRWTH ETF 464288885   2,855,658 27,513 SH   SOLE   27,513 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   2,827,606 118,805 SH   SOLE   118,805 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,604,926 22,699 SH   SOLE   22,699 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,391,834 95,479 SH   SOLE   95,479 0 0
ISHARES TR IBDS DEC28 ETF 46435U515   1,382,056 55,492 SH   SOLE   55,492 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   33,084,470 391,809 SH   SOLE   391,809 0 0
ISHARES TR NORTH AMERN NAT 464287374   225,224 5,006 SH   SOLE   5,006 0 0
ISHARES TR EAFE SML CP ETF 464288273   2,267,373 35,800 SH   SOLE   35,800 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   4,943,664 18,256 SH   SOLE   18,256 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,865,748 69,758 SH   SOLE   69,758 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   1,323,538 55,894 SH   SOLE   55,894 0 0
ISHARES TR RUS MD CP GR ETF 464287481   234,223 2,052 SH   SOLE   2,052 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   208,146 1,661 SH   SOLE   1,661 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,959,608 119,288 SH   SOLE   119,288 0 0
ISHARES TR S&P 500 VAL ETF 464287408   31,331,337 167,715 SH   SOLE   167,715 0 0
ISHARES TR IBONDS DEC 29 46436E205   232,988 10,209 SH   SOLE   10,209 0 0
ISHARES TR S&P MC 400VL ETF 464287705   5,019,928 42,435 SH   SOLE   42,435 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,824,552 19,994 SH   SOLE   19,994 0 0
ISHARES TR EAFE VALUE ETF 464288877   3,648,658 67,074 SH   SOLE   67,074 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   3,657,649 153,361 SH   SOLE   153,361 0 0
JPMORGAN CHASE & CO COM 46625H100   470,139 2,347 SH   SOLE   2,347 0 0
MICROSOFT CORP COM 594918104   1,549,423 3,683 SH   SOLE   3,683 0 0
NEW YORK CMNTY BANCORP INC COM 649445103   32,561 10,112 SH   SOLE   10,112 0 0
UNITEDHEALTH GROUP INC COM 91324P102   201,838 408 SH   SOLE   408 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   286,718 834 SH   SOLE   834 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   389,108 4,490 SH   SOLE   4,490 0 0