The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   262 2,706 SH   SOLE   0 0 2,706
ABBVIE INC COM 00287Y109   620 4,160 SH   SOLE   0 0 4,160
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   2,432 28,903 SH   SOLE   0 0 28,903
ADOBE INC COM 00724F101   286 562 SH   SOLE   0 0 562
AIR PRODS &CHEMS INC COM 009158106   280 989 SH   SOLE   0 0 989
ALPHABET INC CAP STK CL C 02079K107   369 2,799 SH   SOLE   0 0 2,799
ALPHABET INC CAP STK CL A 02079K305   771 5,896 SH   SOLE   0 0 5,896
ALTRIA GROUP INC COM 02209S103   273 6,504 SH   SOLE   0 0 6,504
AMAZON COM INC COM 023135106   1,873 14,739 SH   SOLE   0 0 14,739
AMERICAN EXPRESS CO COM 025816109   275 1,849 SH   SOLE   0 0 1,849
APPLE INC COM 037833100   4,194 24,500 SH   SOLE   0 0 24,500
ARK ETF TR INNOVATION ETF 00214Q104   215 5,433 SH   SOLE   0 0 5,433
AT&T INC COM 00206R102   215 14,324 SH   SOLE   0 0 14,324
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   377 1,079 SH   SOLE   0 0 1,079
BLACKROCK MULTI SECTOR INC T COM 09258A107   205 14,190 SH   SOLE   0 0 14,190
BOEING CO COM 097023105   205 1,072 SH   SOLE   0 0 1,072
BP PLC SPONSORED ADR 055622104   246 6,358 SH   SOLE   0 0 6,358
BROADCOM INC COM 11135F101   345 415 SH   SOLE   0 0 415
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101   148 10,571 SH   SOLE   0 0 10,571
CHEVRON CORP NEW COM 166764100   616 3,653 SH   SOLE   0 0 3,653
CHUBB LIMITED COM H1467J104   251 1,209 SH   SOLE   0 0 1,209
COCA COLA CO COM 191216100   315 5,642 SH   SOLE   0 0 5,642
COLGATE PALMOLIVE CO COM 194162103   372 5,234 SH   SOLE   0 0 5,234
COMCAST CORP NEW CL A 20030N101   205 4,632 SH   SOLE   0 0 4,632
CONSTELLATION ENERGY CORP COM 21037T109   2,566 2,352 SH   SOLE   0 0 2,352
COSTCO WHSL CORP NEW COM 22160K105   756 1,339 SH   SOLE   0 0 1,339
CSX CORP COM 126408103   1,522 49,518 SH   SOLE   0 0 49,518
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   957 42,526 SH   SOLE   0 0 42,526
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,344 59,591 SH   SOLE   0 0 59,591
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,328 89,191 SH   SOLE   0 0 89,191
ELI LILLY &CO COM 532457108   651 1,213 SH   SOLE   0 0 1,213
ESSENTIAL UTILS INC COM 29670G102   260 7,589 SH   SOLE   0 0 7,589
EXELON CORP COM 30161N101   289 7,653 SH   SOLE   0 0 7,653
EXXON MOBIL CORP COM 30231G102   5,300 45,080 SH   SOLE   0 0 45,080
FEDEX CORP COM 31428X106   205 777 SH   SOLE   0 0 777
FLEXSHARES TR MORNSTAR UPSTR 33939L407   5,564 137,594 SH   SOLE   0 0 137,594
FREEPORT-MCMORAN INC CL B 35671D857   200 5,389 SH   SOLE   0 0 5,389
GUINNESS ATKINSON FDS SMARTETFS DIVID 402031835   578 23,898 SH   SOLE   0 0 23,898
HCA HEALTHCARE INC COM 40412C101   489 1,988 SH   SOLE   0 0 1,988
HOME DEPOT INC COM 437076102   343 1,137 SH   SOLE   0 0 1,137
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   842 25,013 SH   SOLE   0 0 25,013
INTERNATIONAL BUSINESS MACHS COM 459200101   428 3,052 SH   SOLE   0 0 3,052
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   209 5,356 SH   SOLE   0 0 5,356
INVESCO QQQ TR UNIT SER 1 46090E103   919 2,566 SH   SOLE   0 0 2,566
ISHARES GOLD TR ISHARES NEW 464285204   351 10,042 SH   SOLE   0 0 10,042
ISHARES INC MSCI JPN ETF NEW 46434G822   215 3,576 SH   SOLE   0 0 3,576
ISHARES TR GLOB HLTHCRE ETF 464287325   250 3,035 SH   SOLE   0 0 3,035
ISHARES TR S&P 500 VAL ETF 464287408   253 1,645 SH   SOLE   0 0 1,645
ISHARES TR 1 3 YR TREAS BD 464287457   254 3,139 SH   SOLE   0 0 3,139
ISHARES TR RUSSELL 2000 ETF 464287655   433 2,450 SH   SOLE   0 0 2,450
ISHARES TR TIPS BD ETF 464287176   438 4,227 SH   SOLE   0 0 4,227
ISHARES TR CORE TOTAL USD 46434V613   520 11,908 SH   SOLE   0 0 11,908
ISHARES TR 10+ YR INVST GRD 464289511   562 11,925 SH   SOLE   0 0 11,925
ISHARES TR CORE S&P MCP ETF 464287507   577 2,316 SH   SOLE   0 0 2,316
ISHARES TR MSCI EMG MKT ETF 464287234   709 18,703 SH   SOLE   0 0 18,703
ISHARES TR CORE S&P500 ETF 464287200   981 2,284 SH   SOLE   0 0 2,284
ISHARES TR MSCI EAFE ETF 464287465   1,249 18,135 SH   SOLE   0 0 18,135
ISHARES TR CORE S&P US VLU 464287663   1,439 19,293 SH   SOLE   0 0 19,293
ISHARES TR CORE S&P SCP ETF 464287804   1,580 16,758 SH   SOLE   0 0 16,758
ISHARES TR ISHS 5-10YR INVT 464288638   8,824 181,377 SH   SOLE   0 0 181,377
ISHARES TR SHORT TREAS BD 464288679   79,952 723,745 SH   SOLE   0 0 723,745
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   291 5,785 SH   SOLE   0 0 5,785
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   933 18,612 SH   SOLE   0 0 18,612
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   4,253 79,412 SH   SOLE   0 0 79,412
JOHNSON &JOHNSON COM 478160104   1,353 8,690 SH   SOLE   0 0 8,690
JPMORGAN CHASE &CO COM 46625H100   276 1,903 SH   SOLE   0 0 1,903
LOCKHEED MARTIN CORP COM 539830109   351 859 SH   SOLE   0 0 859
LOWES COS INC COM 548661107   254 1,225 SH   SOLE   0 0 1,225
MARATHON PETE CORP COM 56585A102   479 3,166 SH   SOLE   0 0 3,166
MASTERCARD INCORPORATED CL A 57636Q104   344 869 SH   SOLE   0 0 869
MCDONALDS CORP COM 580135101   437 1,660 SH   SOLE   0 0 1,660
MERCK &CO INC COM 58933Y105   1,612 15,659 SH   SOLE   0 0 15,659
MICROSOFT CORP COM 594918104   970 3,074 SH   SOLE   0 0 3,074
NETFLIX INC COM 64110L106   332 880 SH   SOLE   0 0 880
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   528 23,357 SH   SOLE   0 0 23,357
NVIDIA CORPORATION COM 67066G104   544 1,252 SH   SOLE   0 0 1,252
ONEOK INC NEW COM 682680103   300 4,742 SH   SOLE   0 0 4,742
PACER FDS TR US CASH COWS 100 69374H881   533 10,789 SH   SOLE   0 0 10,789
PACER FDS TR TRENDPILOT US BD 69374H642   1,307 67,106 SH   SOLE   0 0 67,106
PEPSICO INC COM 713448108   540 3,191 SH   SOLE   0 0 3,191
PFIZER INC COM 717081103   210 6,346 SH   SOLE   0 0 6,346
PHILLIPS 66 COM 718546104   294 2,450 SH   SOLE   0 0 2,450
PROCTER AND GAMBLE CO COM 742718109   595 4,085 SH   SOLE   0 0 4,085
PROLOGIS INC. COM 74340W103   231 2,060 SH   SOLE   0 0 2,060
RBB FD INC MOTLEY FOL ETF 74933W601   348 8,867 SH   SOLE   0 0 8,867
SALESFORCE INC COM 79466L302   319 1,576 SH   SOLE   0 0 1,576
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   674 13,538 SH   SOLE   0 0 13,538
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,109 35,045 SH   SOLE   0 0 35,045
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,035 42,893 SH   SOLE   0 0 42,893
SELECT SECTOR SPDR TR ENERGY 81369Y506   667 7,389 SH   SOLE   0 0 7,389
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   447 1,337 SH   SOLE   0 0 1,337
SPDR GOLD TR GOLD SHS 78463V107   400 2,337 SH   SOLE   0 0 2,337
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,872 4,380 SH   SOLE   0 0 4,380
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   848 1,857 SH   SOLE   0 0 1,857
SPDR SER TR PRTFLO S&P500 GW 78464A409   309 5,216 SH   SOLE   0 0 5,216
SPDR SER TR S&P DIVID ETF 78464A763   583 5,070 SH   SOLE   0 0 5,070
STARBUCKS CORP COM 855244109   324 3,558 SH   SOLE   0 0 3,558
TESLA INC COM 88160R101   389 1,555 SH   SOLE   0 0 1,555
T-MOBILE US INC COM 872590104   204 1,458 SH   SOLE   0 0 1,458
UNITEDHEALTH GROUP INC COM 91324P102   274 544 SH   SOLE   0 0 544
VANECK ETF TRUST GAMING ETF 92189F882   238 6,000 SH   SOLE   0 0 6,000
VANECK ETF TRUST GOLD MINERS ETF 92189F106   571 2,123 SH   SOLE   0 0 2,123
VANGUARD BD INDEX FDS INTERMED TERM 921937819   499 6,902 SH   SOLE   0 0 6,902
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   822 11,790 SH   SOLE   0 0 11,790
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,427 29,854 SH   SOLE   0 0 29,854
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,658 11,574 SH   SOLE   0 0 11,574
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,544 11,978 SH   SOLE   0 0 11,978
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,590 14,235 SH   SOLE   0 0 14,235
VANGUARD INDEX FDS VALUE ETF 922908744   7,051 51,122 SH   SOLE   0 0 51,122
VANGUARD INDEX FDS GROWTH ETF 922908736   9,150 33,604 SH   SOLE   0 0 33,604
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   366 9,337 SH   SOLE   0 0 9,337
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   400 8,466 SH   SOLE   0 0 8,466
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   596 12,407 SH   SOLE   0 0 12,407
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   390 5,194 SH   SOLE   0 0 5,194
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,571 16,550 SH   SOLE   0 0 16,550
VANGUARD WORLD FD MEGA CAP INDEX 921910873   247 1,627 SH   SOLE   0 0 1,627
VERIZON COMMUNICATIONS INC COM 92343V104   201 6,211 SH   SOLE   0 0 6,211
VISA INC COM CL A 92826C839   917 3,987 SH   SOLE   0 0 3,987
WALMART INC COM 931142103   291 1,823 SH   SOLE   0 0 1,823
WISDOMTREE TR US QTLY DIV GRT 97717X669   507 7,985 SH   SOLE   0 0 7,985