The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   293 2,669 SH   SOLE   0 0 2,669
ABBVIE INC COM 00287Y109   681 4,214 SH   SOLE   0 0 4,214
ALPHABET INC CAP STK CL C 02079K107   755 8,510 SH   SOLE   0 0 8,510
ALTRIA GROUP INC COM 02209S103   327 7,156 SH   SOLE   0 0 7,156
AMAZON COM INC COM 023135106   1,001 11,927 SH   SOLE   0 0 11,927
APPLE INC COM 037833100   2,067 15,908 SH   SOLE   0 0 15,908
AT&T INC COM 00206R102   262 14,271 SH   SOLE   0 0 14,271
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   256 829 SH   SOLE   0 0 829
BLACKROCK MULTI SECTOR INC T COM 09258A107   283 19,963 SH   SOLE   0 0 19,963
BP PLC SPONSORED ADR 055622104   221 6,350 SH   SOLE   0 0 6,350
CHEVRON CORP NEW COM 166764100   463 2,581 SH   SOLE   0 0 2,581
COLGATE PALMOLIVE CO COM 194162103   325 4,128 SH   SOLE   0 0 4,128
CSX CORP COM 126408103   1,534 49,518 SH   SOLE   0 0 49,518
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,620 184,521 SH   SOLE   0 0 184,521
ESSENTIAL UTILS INC COM 29670G102   361 7,575 SH   SOLE   0 0 7,575
EXELON CORP COM 30161N101   321 7,435 SH   SOLE   0 0 7,435
EXXON MOBIL CORP COM 30231G102   4,853 44,004 SH   SOLE   0 0 44,004
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   4,478 180,493 SH   SOLE   0 0 180,493
FLEXSHARES TR MORNSTAR UPSTR 33939L407   4,878 112,226 SH   SOLE   0 0 112,226
GLOBAL X FDS GBL X HYDROGEN 37954Y152   138 12,771 SH   SOLE   0 0 12,771
GUINNESS ATKINSON FDS SMARTETFS DIVID 402031835   944 40,891 SH   SOLE   0 0 40,891
HCA HEALTHCARE INC COM 40412C101   468 1,953 SH   SOLE   0 0 1,953
INDEPENDENCE RLTY TR INC COM 45378A106   178 10,569 SH   SOLE   0 0 10,569
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   956 31,673 SH   SOLE   0 0 31,673
INTERNATIONAL BUSINESS MACHS COM 459200101   368 2,613 SH   SOLE   0 0 2,613
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   187 12,719 SH   SOLE   0 0 12,719
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   377 8,603 SH   SOLE   0 0 8,603
INVESCO QQQ TR UNIT SER 1 46090E103   469 1,762 SH   SOLE   0 0 1,762
ISHARES GOLD TR ISHARES NEW 464285204   2,306 66,668 SH   SOLE   0 0 66,668
ISHARES INC MSCI JPN ETF NEW 46434G822   4,498 82,636 SH   SOLE   0 0 82,636
ISHARES INC MSCI GBL ETF NEW 46434G848   2,915 71,115 SH   SOLE   0 0 71,115
ISHARES TR SHORT TREAS BD 464288679   80,846 735,507 SH   SOLE   0 0 735,507
ISHARES TR ISHS 5-10YR INVT 464288638   9,766 197,260 SH   SOLE   0 0 197,260
ISHARES TR CORE TOTAL USD 46434V613   4,940 109,968 SH   SOLE   0 0 109,968
ISHARES TR CORE INTL AGGR 46435G672   2,926 61,547 SH   SOLE   0 0 61,547
ISHARES TR EUROPE ETF 464287861   2,563 56,607 SH   SOLE   0 0 56,607
ISHARES TR 1 3 YR TREAS BD 464287457   3,807 46,903 SH   SOLE   0 0 46,903
ISHARES TR TIPS BD ETF 464287176   3,584 33,680 SH   SOLE   0 0 33,680
ISHARES TR MSCI INDIA ETF 46429B598   943 22,604 SH   SOLE   0 0 22,604
ISHARES TR MSCI EAFE ETF 464287465   1,026 15,639 SH   SOLE   0 0 15,639
ISHARES TR MSCI EMG MKT ETF 464287234   526 13,892 SH   SOLE   0 0 13,892
ISHARES TR CORE S&P SCP ETF 464287804   1,241 13,113 SH   SOLE   0 0 13,113
ISHARES TR S&P 500 VAL ETF 464287408   1,079 7,440 SH   SOLE   0 0 7,440
ISHARES TR 10+ YR INVST GRD 464289511   318 6,388 SH   SOLE   0 0 6,388
ISHARES TR MSCI AC ASIA ETF 464288182   325 5,029 SH   SOLE   0 0 5,029
ISHARES TR S&P MC 400VL ETF 464287705   428 4,250 SH   SOLE   0 0 4,250
ISHARES TR U.S. MED DVC ETF 464288810   210 4,013 SH   SOLE   0 0 4,013
ISHARES TR RUSSELL 2000 ETF 464287655   419 2,407 SH   SOLE   0 0 2,407
ISHARES TR CORE S&P500 ETF 464287200   885 2,304 SH   SOLE   0 0 2,304
ISHARES TR CORE S&P MCP ETF 464287507   430 1,779 SH   SOLE   0 0 1,779
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,734 50,187 SH   SOLE   0 0 50,187
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,122 42,339 SH   SOLE   0 0 42,339
JOHNSON &JOHNSON COM 478160104   1,150 6,515 SH   SOLE   0 0 6,515
LILLY ELI &CO COM 532457108   373 1,020 SH   SOLE   0 0 1,020
LOCKHEED MARTIN CORP COM 539830109   205 423 SH   SOLE   0 0 423
MARATHON PETE CORP COM 56585A102   322 2,766 SH   SOLE   0 0 2,766
MCDONALDS CORP COM 580135101   295 1,121 SH   SOLE   0 0 1,121
MERCK &CO INC COM 58933Y105   1,544 13,916 SH   SOLE   0 0 13,916
MICROSOFT CORP COM 594918104   469 1,958 SH   SOLE   0 0 1,958
NETFLIX INC COM 64110L106   581 1,972 SH   SOLE   0 0 1,972
NORTHERN LTS FD TR IV INSPIRE CORP BD 66538H633   205 8,940 SH   SOLE   0 0 8,940
ONEOK INC NEW COM 682680103   311 4,741 SH   SOLE   0 0 4,741
PACER FDS TR TRENDPILOT US BD 69374H642   1,347 67,021 SH   SOLE   0 0 67,021
PACER FDS TR US CASH COWS 100 69374H881   389 8,412 SH   SOLE   0 0 8,412
PACER FDS TR DATA AND INFRAST 69374H741   206 7,130 SH   SOLE   0 0 7,130
PEPSICO INC COM 713448108   445 2,464 SH   SOLE   0 0 2,464
PFIZER INC COM 717081103   213 4,164 SH   SOLE   0 0 4,164
PROCTER AND GAMBLE CO COM 742718109   232 1,531 SH   SOLE   0 0 1,531
RBB FD INC MOTLEY FOL ETF 74933W601   310 10,206 SH   SOLE   0 0 10,206
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   2,659 91,494 SH   SOLE   0 0 91,494
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,960 39,192 SH   SOLE   0 0 39,192
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   429 17,313 SH   SOLE   0 0 17,313
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   687 15,351 SH   SOLE   0 0 15,351
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   378 11,058 SH   SOLE   0 0 11,058
SELECT SECTOR SPDR TR ENERGY 81369Y506   646 7,393 SH   SOLE   0 0 7,393
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   376 1,136 SH   SOLE   0 0 1,136
SPDR GOLD TR GOLD SHS 78463V107   679 4,007 SH   SOLE   0 0 4,007
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,948 5,093 SH   SOLE   0 0 5,093
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   798 1,803 SH   SOLE   0 0 1,803
SPDR SER TR S&P DIVID ETF 78464A763   641 5,129 SH   SOLE   0 0 5,129
TEXAS PACIFIC LAND CORPORATI COM 88262P102   239 102 SH   SOLE   0 0 102
VANECK ETF TRUST GOLD MINERS ETF 92189F106   3,087 107,726 SH   SOLE   0 0 107,726
VANECK ETF TRUST GAMING ETF 92189F882   248 6,448 SH   SOLE   0 0 6,448
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,326 17,845 SH   SOLE   0 0 17,845
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,266 26,697 SH   SOLE   0 0 26,697
VANGUARD INDEX FDS VALUE ETF 922908744   4,261 30,358 SH   SOLE   0 0 30,358
VANGUARD INDEX FDS GROWTH ETF 922908736   4,522 21,222 SH   SOLE   0 0 21,222
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,970 14,147 SH   SOLE   0 0 14,147
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,504 11,327 SH   SOLE   0 0 11,327
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,663 8,703 SH   SOLE   0 0 8,703
VANGUARD INDEX FDS MID CAP ETF 922908629   201 988 SH   SOLE   0 0 988
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   354 9,088 SH   SOLE   0 0 9,088
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   412 8,827 SH   SOLE   0 0 8,827
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   610 12,326 SH   SOLE   0 0 12,326
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   651 8,665 SH   SOLE   0 0 8,665
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,317 15,262 SH   SOLE   0 0 15,262
VANGUARD WORLD FD MEGA CAP INDEX 921910873   231 1,745 SH   SOLE   0 0 1,745
VERIZON COMMUNICATIONS INC COM 92343V104   288 7,322 SH   SOLE   0 0 7,322