The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,492,920 31,734 SH   SOLE   0 0 31,734
ABBVIE INC COM 00287Y109   910,251 5,874 SH   SOLE   0 0 5,874
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   531,278 1,514 SH   SOLE   0 0 1,514
ADOBE INC COM 00724F101   351,994 590 SH   SOLE   0 0 590
ALPHABET INC CAP STK CL C 02079K107   2,424,137 17,201 SH   SOLE   0 0 17,201
ALPHABET INC CAP STK CL A 02079K305   3,442,083 24,641 SH   SOLE   0 0 24,641
AMAZON COM INC COM 023135106   7,376,923 48,552 SH   SOLE   0 0 48,552
AMERICAN EXPRESS CO COM 025816109   275,577 1,471 SH   SOLE   0 0 1,471
AMERICAN WTR WKS CO INC NEW COM 030420103   239,958 1,818 SH   SOLE   0 0 1,818
APOLLO GLOBAL MGMT INC COM 03769M106   1,094,610 11,746 SH   SOLE   0 0 11,746
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   277,885 16,730 SH   SOLE   0 0 16,730
APPLE INC COM 037833100   27,284,724 141,717 SH   SOLE   0 0 141,717
ARES CAPITAL CORP COM 04010L103   279,539 13,956 SH   SOLE   0 0 13,956
AT&T INC COM 00206R102   199,934 11,915 SH   SOLE   0 0 11,915
AURORA CANNABIS INC COM 05156X884   26,191 55,000 SH   SOLE   0 0 55,000
BANK AMERICA CORP COM 060505104   256,191 7,609 SH   SOLE   0 0 7,609
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,257,807 11,938 SH   SOLE   0 0 11,938
BLACKROCK INC COM 09247X101   3,171,404 3,907 SH   SOLE   0 0 3,907
BOEING CO COM 097023105   432,018 1,657 SH   SOLE   0 0 1,657
BROADCOM INC COM 11135F101   1,451,125 1,300 SH   SOLE   0 0 1,300
BROWN FORMAN CORP CL B 115637209   1,596,587 27,961 SH   SOLE   0 0 27,961
CASA SYS INC COM 14713L102   5,300 10,000 SH   SOLE   0 0 10,000
CATERPILLAR INC COM 149123101   1,004,650 3,398 SH   SOLE   0 0 3,398
CHEVRON CORP NEW COM 166764100   2,054,546 13,774 SH   SOLE   0 0 13,774
CISCO SYS INC COM 17275R102   267,145 5,288 SH   SOLE   0 0 5,288
CITY HLDG CO COM 177835105   209,715 1,902 SH   SOLE   0 0 1,902
CLOROX CO DEL COM 189054109   249,561 1,750 SH   SOLE   0 0 1,750
COCA COLA CO COM 191216100   1,354,021 22,977 SH   SOLE   0 0 22,977
COMCAST CORP NEW CL A 20030N101   377,174 8,601 SH   SOLE   0 0 8,601
COMPASS DIVERSIFIED SH BEN INT 20451Q104   273,329 12,175 SH   SOLE   0 0 12,175
CONSTELLATION ENERGY CORP COM 21037T109   231,917 1,984 SH   SOLE   0 0 1,984
COSTCO WHSL CORP NEW COM 22160K105   2,784,289 4,218 SH   SOLE   0 0 4,218
CROWDSTRIKE HLDGS INC CL A 22788C105   410,555 1,608 SH   SOLE   0 0 1,608
CSX CORP COM 126408103   286,548 8,265 SH   SOLE   0 0 8,265
CVS HEALTH CORP COM 126650100   400,485 5,072 SH   SOLE   0 0 5,072
DISNEY WALT CO COM 254687106   736,773 8,160 SH   SOLE   0 0 8,160
EATON VANCE TAX-MANAGED GLOB COM 27829F108   103,518 13,409 SH   SOLE   0 0 13,409
ELI LILLY & CO COM 532457108   1,694,548 2,907 SH   SOLE   0 0 2,907
ETF SER SOLUTIONS CLERSHS PITON IN 26922A131   392,244 4,244 SH   SOLE   0 0 4,244
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   4,927,506 49,243 SH   SOLE   0 0 49,243
EXELON CORP COM 30161N101   216,652 6,035 SH   SOLE   0 0 6,035
EXXON MOBIL CORP COM 30231G102   1,203,236 12,035 SH   SOLE   0 0 12,035
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   979,800 11,176 SH   SOLE   0 0 11,176
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   398,933 16,125 SH   SOLE   0 0 16,125
FORD MTR CO DEL COM 345370860   198,719 16,302 SH   SOLE   0 0 16,302
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   379,584 66,946 SH   SOLE   0 0 66,946
FS KKR CAP CORP COM 302635206   783,397 39,229 SH   SOLE   0 0 39,229
FULTON FINL CORP PA COM 360271100   179,628 10,913 SH   SOLE   0 0 10,913
GILEAD SCIENCES INC COM 375558103   739,426 9,128 SH   SOLE   0 0 9,128
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,404,590 40,760 SH   SOLE   0 0 40,760
GLOBAL X FDS INTERNET OF THNG 37954Y780   764,921 21,663 SH   SOLE   0 0 21,663
GOLDMAN SACHS GROUP INC COM 38141G104   217,189 563 SH   SOLE   0 0 563
GRAINGER W W INC COM 384802104   939,880 1,134 SH   SOLE   0 0 1,134
HOME DEPOT INC COM 437076102   1,651,809 4,766 SH   SOLE   0 0 4,766
HONEYWELL INTL INC COM 438516106   2,406,738 11,477 SH   SOLE   0 0 11,477
INTEL CORP COM 458140100   785,591 15,634 SH   SOLE   0 0 15,634
INTERCONTINENTAL EXCHANGE IN COM 45866F104   221,213 1,722 SH   SOLE   0 0 1,722
INTERNATIONAL BUSINESS MACHS COM 459200101   1,837,930 11,238 SH   SOLE   0 0 11,238
INVESCO QQQ TR UNIT SER 1 46090E103   4,881,182 11,919 SH   SOLE   0 0 11,919
ISHARES INC CORE MSCI EMKT 46434G103   249,511 4,933 SH   SOLE   0 0 4,933
ISHARES TR CORE MSCI EAFE 46432F842   2,308,833 32,819 SH   SOLE   0 0 32,819
ISHARES TR CORE DIV GRWTH 46434V621   241,005 4,478 SH   SOLE   0 0 4,478
ISHARES TR CRE U S REIT ETF 464288521   5,624,962 103,610 SH   SOLE   0 0 103,610
ISHARES TR CORE S&P TTL STK 464287150   1,206,988 11,470 SH   SOLE   0 0 11,470
ISHARES TR US AER DEF ETF 464288760   642,748 5,077 SH   SOLE   0 0 5,077
ISHARES TR U.S. MED DVC ETF 464288810   1,569,795 29,086 SH   SOLE   0 0 29,086
ISHARES TR CORE US AGGBD ET 464287226   563,542 5,678 SH   SOLE   0 0 5,678
ISHARES TR CORE S&P MCP ETF 464287507   2,032,244 7,333 SH   SOLE   0 0 7,333
ISHARES TR CORE S&P SCP ETF 464287804   3,808,373 35,181 SH   SOLE   0 0 35,181
ISHARES TR S&P 500 VAL ETF 464287408   269,124 1,548 SH   SOLE   0 0 1,548
ISHARES TR CORE S&P500 ETF 464287200   3,289,496 6,887 SH   SOLE   0 0 6,887
ISHARES TR RUS 1000 ETF 464287622   232,100 885 SH   SOLE   0 0 885
ISHARES TR RUS 1000 GRW ETF 464287614   1,052,634 3,472 SH   SOLE   0 0 3,472
ISHARES TR MSCI EAFE ETF 464287465   1,419,009 18,832 SH   SOLE   0 0 18,832
ISHARES TR RUS MD CP GR ETF 464287481   223,335 2,138 SH   SOLE   0 0 2,138
ISHARES TR US HLTHCARE ETF 464287762   606,829 2,120 SH   SOLE   0 0 2,120
ISHARES TR ISHARES BIOTECH 464287556   203,503 1,498 SH   SOLE   0 0 1,498
ISHARES TR EXPND TEC SC ETF 464287549   7,738,323 17,266 SH   SOLE   0 0 17,266
ISHARES TR MSCI EMG MKT ETF 464287234   761,093 18,928 SH   SOLE   0 0 18,928
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,513,654 69,951 SH   SOLE   0 0 69,951
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886   428,797 4,667 SH   SOLE   0 0 4,667
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,607,025 101,983 SH   SOLE   0 0 101,983
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   6,336,716 126,912 SH   SOLE   0 0 126,912
JOHNSON & JOHNSON COM 478160104   3,443,755 21,971 SH   SOLE   0 0 21,971
JPMORGAN CHASE & CO COM 46625H100   1,853,131 10,894 SH   SOLE   0 0 10,894
KKR & CO INC COM 48251W104   377,382 4,555 SH   SOLE   0 0 4,555
KLA CORP COM NEW 482480100   229,614 395 SH   SOLE   0 0 395
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   27,778 47,500 SH   SOLE   0 0 47,500
LISTED FD TR SPEAR ALPHA ETF 53656F383   1,458,675 64,830 SH   SOLE   0 0 64,830
LKQ CORP COM 501889208   651,617 13,635 SH   SOLE   0 0 13,635
LOCKHEED MARTIN CORP COM 539830109   805,156 1,776 SH   SOLE   0 0 1,776
LOWES COS INC COM 548661107   3,015,278 13,549 SH   SOLE   0 0 13,549
MARRIOTT INTL INC NEW CL A 571903202   433,881 1,924 SH   SOLE   0 0 1,924
MASTERCARD INCORPORATED CL A 57636Q104   1,709,987 4,009 SH   SOLE   0 0 4,009
MCDONALDS CORP COM 580135101   7,072,539 23,853 SH   SOLE   0 0 23,853
MERCK & CO INC COM 58933Y105   513,266 4,708 SH   SOLE   0 0 4,708
META PLATFORMS INC CL A 30303M102   793,932 2,243 SH   SOLE   0 0 2,243
MICRON TECHNOLOGY INC COM 595112103   260,628 3,054 SH   SOLE   0 0 3,054
MICROSOFT CORP COM 594918104   15,161,581 40,319 SH   SOLE   0 0 40,319
MONDELEZ INTL INC CL A 609207105   6,990,244 96,510 SH   SOLE   0 0 96,510
NORTHROP GRUMMAN CORP COM 666807102   246,638 527 SH   SOLE   0 0 527
NOVO-NORDISK A S ADR 670100205   1,957,067 18,918 SH   SOLE   0 0 18,918
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   312,337 4,496 SH   SOLE   0 0 4,496
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   321,574 8,955 SH   SOLE   0 0 8,955
NVIDIA CORPORATION COM 67066G104   6,441,834 13,008 SH   SOLE   0 0 13,008
OREILLY AUTOMOTIVE INC COM 67103H107   530,145 558 SH   SOLE   0 0 558
PALO ALTO NETWORKS INC COM 697435105   1,534,556 5,204 SH   SOLE   0 0 5,204
PEPSICO INC COM 713448108   10,051,784 59,184 SH   SOLE   0 0 59,184
PHILIP MORRIS INTL INC COM 718172109   909,360 9,666 SH   SOLE   0 0 9,666
PROCTER AND GAMBLE CO COM 742718109   1,276,055 8,708 SH   SOLE   0 0 8,708
PUBLIC STORAGE COM 74460D109   921,670 3,022 SH   SOLE   0 0 3,022
QUALCOMM INC COM 747525103   285,500 1,974 SH   SOLE   0 0 1,974
RTX CORPORATION COM 75513E101   666,118 7,917 SH   SOLE   0 0 7,917
SALESFORCE INC COM 79466L302   1,147,554 4,361 SH   SOLE   0 0 4,361
SANDY SPRING BANCORP INC COM 800363103   298,087 10,943 SH   SOLE   0 0 10,943
SCHWAB STRATEGIC TR US TIPS ETF 808524870   264,028 5,058 SH   SOLE   0 0 5,058
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   678,967 8,184 SH   SOLE   0 0 8,184
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   412,468 5,884 SH   SOLE   0 0 5,884
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   979,230 39,501 SH   SOLE   0 0 39,501
SELECT SECTOR SPDR TR ENERGY 81369Y506   237,519 2,833 SH   SOLE   0 0 2,833
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   204,570 1,500 SH   SOLE   0 0 1,500
SNOWFLAKE INC CL A 833445109   201,587 1,013 SH   SOLE   0 0 1,013
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   253,295 672 SH   SOLE   0 0 672
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,772,112 10,040 SH   SOLE   0 0 10,040
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,237,274 2,439 SH   SOLE   0 0 2,439
SPDR SER TR PRTFLO S&P500 HI 78468R788   390,724 9,970 SH   SOLE   0 0 9,970
STANLEY BLACK & DECKER INC COM 854502101   429,580 4,379 SH   SOLE   0 0 4,379
STRYKER CORPORATION COM 863667101   299,460 1,000 SH   SOLE   0 0 1,000
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   359,528 3,457 SH   SOLE   0 0 3,457
TARGET CORP COM 87612E106   639,409 4,490 SH   SOLE   0 0 4,490
TEGNA INC COM 87901J105   385,193 25,176 SH   SOLE   0 0 25,176
TESLA INC COM 88160R101   897,261 3,611 SH   SOLE   0 0 3,611
THERMO FISHER SCIENTIFIC INC COM 883556102   453,917 855 SH   SOLE   0 0 855
TJX COS INC NEW COM 872540109   289,076 3,082 SH   SOLE   0 0 3,082
UNITED PARCEL SERVICE INC CL B 911312106   230,520 1,466 SH   SOLE   0 0 1,466
UNITEDHEALTH GROUP INC COM 91324P102   2,117,994 4,023 SH   SOLE   0 0 4,023
US BANCORP DEL COM NEW 902973304   600,284 13,870 SH   SOLE   0 0 13,870
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   392,059 2,242 SH   SOLE   0 0 2,242
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   572,881 7,789 SH   SOLE   0 0 7,789
VANGUARD INDEX FDS SMALL CP ETF 922908751   14,288,203 66,977 SH   SOLE   0 0 66,977
VANGUARD INDEX FDS GROWTH ETF 922908736   332,331 1,069 SH   SOLE   0 0 1,069
VANGUARD INDEX FDS SML CP GRW ETF 922908595   212,083 877 SH   SOLE   0 0 877
VANGUARD INDEX FDS VALUE ETF 922908744   1,002,478 6,706 SH   SOLE   0 0 6,706
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   34,038,634 77,927 SH   SOLE   0 0 77,927
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   294,212 1,340 SH   SOLE   0 0 1,340
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   481,946 11,726 SH   SOLE   0 0 11,726
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   921,525 5,408 SH   SOLE   0 0 5,408
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,102,924 43,902 SH   SOLE   0 0 43,902
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   881,864 11,115 SH   SOLE   0 0 11,115
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,131,483 10,136 SH   SOLE   0 0 10,136
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,331,129 9,298 SH   SOLE   0 0 9,298
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,449,209 12,826 SH   SOLE   0 0 12,826
VERIZON COMMUNICATIONS INC COM 92343V104   328,338 8,709 SH   SOLE   0 0 8,709
VERTEX PHARMACEUTICALS INC COM 92532F100   1,093,720 2,688 SH   SOLE   0 0 2,688
VISA INC COM CL A 92826C839   5,252,890 20,176 SH   SOLE   0 0 20,176
WALMART INC COM 931142103   2,991,773 18,977 SH   SOLE   0 0 18,977
WASTE MGMT INC DEL COM 94106L109   5,885,758 32,863 SH   SOLE   0 0 32,863
WELLS FARGO CO NEW COM 949746101   532,231 10,813 SH   SOLE   0 0 10,813
WP CAREY INC COM 92936U109   518,674 8,003 SH   SOLE   0 0 8,003
XYLEM INC COM 98419M100   2,094,901 18,318 SH   SOLE   0 0 18,318