The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,380,932 34,909 SH   SOLE   0 0 34,909
ABBVIE INC COM 00287Y109   697,205 4,677 SH   SOLE   0 0 4,677
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   470,800 1,533 SH   SOLE   0 0 1,533
ADOBE INC COM 00724F101   301,861 592 SH   SOLE   0 0 592
ALPHABET INC CAP STK CL C 02079K107   2,283,774 17,321 SH   SOLE   0 0 17,321
ALPHABET INC CAP STK CL A 02079K305   3,326,575 25,421 SH   SOLE   0 0 25,421
AMAZON COM INC COM 023135106   6,237,976 49,072 SH   SOLE   0 0 49,072
AMERICAN EXPRESS CO COM 025816109   211,999 1,421 SH   SOLE   0 0 1,421
AMERICAN WTR WKS CO INC NEW COM 030420103   225,123 1,818 SH   SOLE   0 0 1,818
APOLLO GLOBAL MGMT INC COM 03769M106   981,615 10,936 SH   SOLE   0 0 10,936
APPLE HOSPITALITY REIT INC COM NEW 03784Y200   239,764 15,630 SH   SOLE   0 0 15,630
APPLE INC COM 037833100   23,388,933 136,610 SH   SOLE   0 0 136,610
AT&T INC COM 00206R102   153,429 10,215 SH   SOLE   0 0 10,215
AURORA CANNABIS INC COM 05156X884   29,453 50,347 SH   SOLE   0 0 50,347
BANK AMERICA CORP COM 060505104   229,648 8,387 SH   SOLE   0 0 8,387
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,194,843 11,975 SH   SOLE   0 0 11,975
BLACKROCK INC COM 09247X101   2,560,998 3,961 SH   SOLE   0 0 3,961
BROADCOM INC COM 11135F101   1,107,163 1,333 SH   SOLE   0 0 1,333
BROWN FORMAN CORP CL B 115637209   1,790,933 31,044 SH   SOLE   0 0 31,044
CANOPY GROWTH CORP COM 138035100   7,959 10,167 SH   SOLE   0 0 10,167
CASA SYS INC COM 14713L102   8,475 10,000 SH   SOLE   0 0 10,000
CATERPILLAR INC COM 149123101   781,648 2,863 SH   SOLE   0 0 2,863
CHEVRON CORP NEW COM 166764100   2,416,008 14,328 SH   SOLE   0 0 14,328
CISCO SYS INC COM 17275R102   285,521 5,311 SH   SOLE   0 0 5,311
CLOROX CO DEL COM 189054109   234,521 1,789 SH   SOLE   0 0 1,789
COCA COLA CO COM 191216100   1,309,909 23,400 SH   SOLE   0 0 23,400
COMCAST CORP NEW CL A 20030N101   390,189 8,800 SH   SOLE   0 0 8,800
COMPASS DIVERSIFIED SH BEN INT 20451Q104   228,525 12,175 SH   SOLE   0 0 12,175
CONSTELLATION ENERGY CORP COM 21037T109   216,857 1,988 SH   SOLE   0 0 1,988
COSTCO WHSL CORP NEW COM 22160K105   2,377,383 4,208 SH   SOLE   0 0 4,208
CROWDSTRIKE HLDGS INC CL A 22788C105   274,168 1,638 SH   SOLE   0 0 1,638
CSX CORP COM 126408103   254,149 8,265 SH   SOLE   0 0 8,265
CVS HEALTH CORP COM 126650100   401,256 5,747 SH   SOLE   0 0 5,747
DISNEY WALT CO COM 254687106   751,381 9,271 SH   SOLE   0 0 9,271
DOMINION ENERGY INC COM 25746U109   226,411 5,069 SH   SOLE   0 0 5,069
EATON VANCE TAX-MANAGED GLOB COM 27829F108   96,877 13,145 SH   SOLE   0 0 13,145
ELI LILLY & CO COM 532457108   1,020,547 1,900 SH   SOLE   0 0 1,900
ETF SER SOLUTIONS CLERSHS PITON IN 26922A131   294,226 3,295 SH   SOLE   0 0 3,295
ETF SER SOLUTIONS CLEARSHS ULTRA 26922A453   5,289,041 52,785 SH   SOLE   0 0 52,785
EXELON CORP COM 30161N101   227,613 6,023 SH   SOLE   0 0 6,023
EXXON MOBIL CORP COM 30231G102   1,238,263 10,531 SH   SOLE   0 0 10,531
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   882,378 11,624 SH   SOLE   0 0 11,624
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   372,219 15,574 SH   SOLE   0 0 15,574
FORD MTR CO DEL COM 345370860   195,217 15,718 SH   SOLE   0 0 15,718
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   408,603 75,388 SH   SOLE   0 0 75,388
FS KKR CAP CORP COM 302635206   730,552 37,103 SH   SOLE   0 0 37,103
GLOBAL X FDS INTERNET OF THNG 37954Y780   676,555 22,088 SH   SOLE   0 0 22,088
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,492,964 49,143 SH   SOLE   0 0 49,143
GOLDMAN SACHS GROUP INC COM 38141G104   444,262 1,373 SH   SOLE   0 0 1,373
GRAINGER W W INC COM 384802104   791,530 1,144 SH   SOLE   0 0 1,144
HOME DEPOT INC COM 437076102   1,511,155 5,001 SH   SOLE   0 0 5,001
HONEYWELL INTL INC COM 438516106   2,097,333 11,353 SH   SOLE   0 0 11,353
INTEL CORP COM 458140100   699,955 19,689 SH   SOLE   0 0 19,689
INTERNATIONAL BUSINESS MACHS COM 459200101   1,142,351 8,142 SH   SOLE   0 0 8,142
INVESCO QQQ TR UNIT SER 1 46090E103   4,611,411 12,871 SH   SOLE   0 0 12,871
ISHARES INC CORE MSCI EMKT 46434G103   254,178 5,341 SH   SOLE   0 0 5,341
ISHARES TR CORE MSCI EAFE 46432F842   1,912,124 29,714 SH   SOLE   0 0 29,714
ISHARES TR CORE DIV GRWTH 46434V621   225,310 4,549 SH   SOLE   0 0 4,549
ISHARES TR CRE U S REIT ETF 464288521   4,013,791 85,074 SH   SOLE   0 0 85,074
ISHARES TR CORE S&P TTL STK 464287150   1,086,199 11,532 SH   SOLE   0 0 11,532
ISHARES TR US AER DEF ETF 464288760   385,201 3,635 SH   SOLE   0 0 3,635
ISHARES TR U.S. MED DVC ETF 464288810   1,424,334 29,368 SH   SOLE   0 0 29,368
ISHARES TR CORE US AGGBD ET 464287226   515,621 5,483 SH   SOLE   0 0 5,483
ISHARES TR CORE S&P MCP ETF 464287507   1,819,875 7,298 SH   SOLE   0 0 7,298
ISHARES TR CORE S&P SCP ETF 464287804   3,379,004 35,821 SH   SOLE   0 0 35,821
ISHARES TR S&P 500 VAL ETF 464287408   236,105 1,535 SH   SOLE   0 0 1,535
ISHARES TR CORE S&P500 ETF 464287200   2,943,802 6,855 SH   SOLE   0 0 6,855
ISHARES TR RUS 1000 ETF 464287622   213,768 910 SH   SOLE   0 0 910
ISHARES TR RUS 1000 GRW ETF 464287614   800,098 3,008 SH   SOLE   0 0 3,008
ISHARES TR RUS 2000 VAL ETF 464287630   664,466 4,902 SH   SOLE   0 0 4,902
ISHARES TR CORE S&P US GWT 464287671   662,957 6,991 SH   SOLE   0 0 6,991
ISHARES TR RUS MID CAP ETF 464287499   325,960 4,707 SH   SOLE   0 0 4,707
ISHARES TR US HLTHCARE ETF 464287762   560,125 2,074 SH   SOLE   0 0 2,074
ISHARES TR EXPND TEC SC ETF 464287549   7,244,879 18,957 SH   SOLE   0 0 18,957
ISHARES TR MSCI EAFE ETF 464287465   1,265,844 18,367 SH   SOLE   0 0 18,367
ISHARES TR MSCI EMG MKT ETF 464287234   695,391 18,324 SH   SOLE   0 0 18,324
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,354,548 66,850 SH   SOLE   0 0 66,850
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   4,430,912 82,728 SH   SOLE   0 0 82,728
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   4,910,990 104,645 SH   SOLE   0 0 104,645
JOHNSON & JOHNSON COM 478160104   3,713,510 23,843 SH   SOLE   0 0 23,843
JPMORGAN CHASE & CO COM 46625H100   1,588,292 10,952 SH   SOLE   0 0 10,952
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   108,275 30,500 SH   SOLE   0 0 30,500
LISTED FD TR SPEAR ALPHA ETF 53656F383   262,486 14,965 SH   SOLE   0 0 14,965
LKQ CORP COM 501889208   716,657 14,475 SH   SOLE   0 0 14,475
LOCKHEED MARTIN CORP COM 539830109   650,020 1,589 SH   SOLE   0 0 1,589
LOWES COS INC COM 548661107   2,816,734 13,552 SH   SOLE   0 0 13,552
MARRIOTT INTL INC NEW CL A 571903202   378,181 1,924 SH   SOLE   0 0 1,924
MASTERCARD INCORPORATED CL A 57636Q104   1,638,376 4,138 SH   SOLE   0 0 4,138
MCDONALDS CORP COM 580135101   6,262,467 23,772 SH   SOLE   0 0 23,772
MERCK & CO INC COM 58933Y105   239,668 2,328 SH   SOLE   0 0 2,328
META PLATFORMS INC CL A 30303M102   668,868 2,228 SH   SOLE   0 0 2,228
MICROSOFT CORP COM 594918104   12,825,280 40,618 SH   SOLE   0 0 40,618
MONDELEZ INTL INC CL A 609207105   7,126,663 102,690 SH   SOLE   0 0 102,690
NORTHROP GRUMMAN CORP COM 666807102   231,645 526 SH   SOLE   0 0 526
NOVO-NORDISK A S ADR 670100205   1,787,335 19,654 SH   SOLE   0 0 19,654
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   271,304 4,524 SH   SOLE   0 0 4,524
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   300,798 8,955 SH   SOLE   0 0 8,955
NVIDIA CORPORATION COM 67066G104   5,463,481 12,560 SH   SOLE   0 0 12,560
OREILLY AUTOMOTIVE INC COM 67103H107   517,141 569 SH   SOLE   0 0 569
PALO ALTO NETWORKS INC COM 697435105   1,341,466 5,722 SH   SOLE   0 0 5,722
PEPSICO INC COM 713448108   10,288,555 60,721 SH   SOLE   0 0 60,721
PHILIP MORRIS INTL INC COM 718172109   971,081 10,489 SH   SOLE   0 0 10,489
PROCTER AND GAMBLE CO COM 742718109   1,244,531 8,532 SH   SOLE   0 0 8,532
PUBLIC STORAGE COM 74460D109   894,448 3,394 SH   SOLE   0 0 3,394
QUALCOMM INC COM 747525103   245,887 2,214 SH   SOLE   0 0 2,214
RTX CORPORATION COM 75513E101   539,533 7,497 SH   SOLE   0 0 7,497
SALESFORCE INC COM 79466L302   891,421 4,396 SH   SOLE   0 0 4,396
SANDY SPRING BANCORP INC COM 800363103   234,508 10,943 SH   SOLE   0 0 10,943
SCHWAB STRATEGIC TR US TIPS ETF 808524870   255,378 5,058 SH   SOLE   0 0 5,058
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   639,664 8,796 SH   SOLE   0 0 8,796
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   405,067 6,284 SH   SOLE   0 0 6,284
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,247,489 52,109 SH   SOLE   0 0 52,109
SELECT SECTOR SPDR TR ENERGY 81369Y506   287,169 3,177 SH   SOLE   0 0 3,177
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,485,851 12,833 SH   SOLE   0 0 12,833
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,112,528 2,436 SH   SOLE   0 0 2,436
SPDR SER TR PRTFLO S&P500 HI 78468R788   883,448 25,191 SH   SOLE   0 0 25,191
STANLEY BLACK & DECKER INC COM 854502101   368,504 4,409 SH   SOLE   0 0 4,409
STRYKER CORPORATION COM 863667101   273,270 1,000 SH   SOLE   0 0 1,000
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   300,674 3,460 SH   SOLE   0 0 3,460
TARGET CORP COM 87612E106   709,774 6,419 SH   SOLE   0 0 6,419
TEGNA INC COM 87901J105   366,814 25,176 SH   SOLE   0 0 25,176
TESLA INC COM 88160R101   896,038 3,581 SH   SOLE   0 0 3,581
THERMO FISHER SCIENTIFIC INC COM 883556102   434,803 859 SH   SOLE   0 0 859
TJX COS INC NEW COM 872540109   283,614 3,191 SH   SOLE   0 0 3,191
UNITED PARCEL SERVICE INC CL B 911312106   275,172 1,765 SH   SOLE   0 0 1,765
UNITEDHEALTH GROUP INC COM 91324P102   2,394,817 4,750 SH   SOLE   0 0 4,750
US BANCORP DEL COM NEW 902973304   566,746 17,143 SH   SOLE   0 0 17,143
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   325,045 2,242 SH   SOLE   0 0 2,242
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   537,376 7,701 SH   SOLE   0 0 7,701
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   275,546 1,415 SH   SOLE   0 0 1,415
VANGUARD INDEX FDS MID CAP ETF 922908629   323,813 1,555 SH   SOLE   0 0 1,555
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,070,994 58,555 SH   SOLE   0 0 58,555
VANGUARD INDEX FDS VALUE ETF 922908744   957,565 6,942 SH   SOLE   0 0 6,942
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   27,545,008 70,143 SH   SOLE   0 0 70,143
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   424,616 10,829 SH   SOLE   0 0 10,829
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   907,402 17,494 SH   SOLE   0 0 17,494
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   849,256 5,466 SH   SOLE   0 0 5,466
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,849,532 42,304 SH   SOLE   0 0 42,304
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,206,657 11,679 SH   SOLE   0 0 11,679
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   738,622 10,355 SH   SOLE   0 0 10,355
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,240,738 9,531 SH   SOLE   0 0 9,531
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   2,715,628 14,866 SH   SOLE   0 0 14,866
VERIZON COMMUNICATIONS INC COM 92343V104   218,622 6,746 SH   SOLE   0 0 6,746
VISA INC COM CL A 92826C839   4,800,755 20,872 SH   SOLE   0 0 20,872
WALMART INC COM 931142103   3,047,036 19,052 SH   SOLE   0 0 19,052
WASTE MGMT INC DEL COM 94106L109   5,108,270 33,510 SH   SOLE   0 0 33,510
WELLS FARGO CO NEW COM 949746101   618,094 15,127 SH   SOLE   0 0 15,127
WP CAREY INC COM 92936U109   459,301 8,493 SH   SOLE   0 0 8,493
XYLEM INC COM 98419M100   1,891,188 20,775 SH   SOLE   0 0 20,775