The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   38,953,668 773,658 SH   SOLE 0 0 0 773,658
AB ACTIVE ETFS INC DISRUPTORS ETF 00039J509   3,574,937 45,144 SH   SOLE 0 0 0 45,144
ABBOTT LABS COM 002824100   296,461 2,621 SH   SOLE 0 0 0 2,621
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   482,006 17,483 SH   SOLE 0 0 0 17,483
ALPHABET INC CAP STK CL C 02079K107   236,146 1,240 SH   SOLE 0 0 0 1,240
ALPHABET INC CAP STK CL A 02079K305   421,950 2,229 SH   SOLE 0 0 0 2,229
AMAZON COM INC COM 023135106   1,186,242 5,407 SH   SOLE 0 0 0 5,407
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   881,652 21,780 SH   SOLE 0 0 0 21,780
APPLE INC COM 037833100   8,050,502 32,148 SH   SOLE 0 0 0 32,148
AT&T INC COM 00206R102   779,373 34,228 SH   SOLE 0 0 0 34,228
BANK AMERICA CORP COM 060505104   427,356 9,724 SH   SOLE 0 0 0 9,724
BANK AMERICA CORP 7.25%CNV PFD L 060505682   771,785 633 SH   SOLE 0 0 0 633
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   993,136 2,191 SH   SOLE 0 0 0 2,191
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   2,841,723 54,628 SH   SOLE 0 0 0 54,628
BLACKSTONE INC COM 09260D107   375,921 2,180 SH   SOLE 0 0 0 2,180
BROADCOM INC COM 11135F101   1,420,484 6,127 SH   SOLE 0 0 0 6,127
CATERPILLAR INC COM 149123101   929,754 2,563 SH   SOLE 0 0 0 2,563
CHEVRON CORP NEW COM 166764100   1,200,593 8,289 SH   SOLE 0 0 0 8,289
CISCO SYS INC COM 17275R102   681,030 11,504 SH   SOLE 0 0 0 11,504
CITIGROUP INC COM NEW 172967424   347,436 4,936 SH   SOLE 0 0 0 4,936
CLEARWATER PAPER CORP COM 18538R103   272,931 9,168 SH   SOLE 0 0 0 9,168
COCA COLA CO COM 191216100   217,011 3,486 SH   SOLE 0 0 0 3,486
COLGATE PALMOLIVE CO COM 194162103   783,099 8,614 SH   SOLE 0 0 0 8,614
COSTCO WHSL CORP NEW COM 22160K105   620,315 677 SH   SOLE 0 0 0 677
CRANE NXT CO COM 224441105   833,012 14,308 SH   SOLE 0 0 0 14,308
DIGITAL RLTY TR INC COM 253868103   272,024 1,534 SH   SOLE 0 0 0 1,534
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   9,541,552 317,734 SH   SOLE 0 0 0 317,734
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   209,252 5,168 SH   SOLE 0 0 0 5,168
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   443,947 15,204 SH   SOLE 0 0 0 15,204
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   408,542 11,811 SH   SOLE 0 0 0 11,811
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,249,814 22,454 SH   SOLE 0 0 0 22,454
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   250,240 7,053 SH   SOLE 0 0 0 7,053
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,648,770 35,170 SH   SOLE 0 0 0 35,170
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   7,690,321 249,848 SH   SOLE 0 0 0 249,848
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   248,186 9,603 SH   SOLE 0 0 0 9,603
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   481,408 18,367 SH   SOLE 0 0 0 18,367
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   284,630 4,557 SH   SOLE 0 0 0 4,557
EATON CORP PLC SHS G29183103   265,496 800 SH   SOLE 0 0 0 800
ELEVATION SERIES TRUST SOVEREIGNS CAPIT 210322202   777,975 25,300 SH   SOLE 0 0 0 25,300
ELI LILLY & CO COM 532457108   5,025,662 6,510 SH   SOLE 0 0 0 6,510
ENTERPRISE PRODS PARTNERS L COM 293792107   211,680 6,750 SH   SOLE 0 0 0 6,750
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   1,814,196 72,423 SH   SOLE 0 0 0 72,423
EXXON MOBIL CORP COM 30231G102   1,171,551 10,891 SH   SOLE 0 0 0 10,891
FEDEX CORP COM 31428X106   233,504 830 SH   SOLE 0 0 0 830
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,084,848 113,324 SH   SOLE 0 0 0 113,324
FIRST TR EXCHANGE-TRADED FD FT VEST GOLD 33733E856   883,735 46,808 SH   SOLE 0 0 0 46,808
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   431,856 8,601 SH   SOLE 0 0 0 8,601
FORD MTR CO COM 345370860   454,410 45,900 SH   SOLE 0 0 0 45,900
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   228,722 33,537 SH   SOLE 0 0 0 33,537
GALLAGHER ARTHUR J & CO COM 363576109   229,351 808 SH   SOLE 0 0 0 808
GARMIN LTD SHS H2906T109   466,148 2,260 SH   SOLE 0 0 0 2,260
GE AEROSPACE COM NEW 369604301   477,795 2,865 SH   SOLE 0 0 0 2,865
GE VERNOVA INC COM 36828A101   227,620 692 SH   SOLE 0 0 0 692
GENERAL DYNAMICS CORP COM 369550108   403,930 1,533 SH   SOLE 0 0 0 1,533
GENERAL MTRS CO COM 37045V100   449,046 8,430 SH   SOLE 0 0 0 8,430
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   201,846 3,333 SH   SOLE 0 0 0 3,333
HCA HEALTHCARE INC COM 40412C101   770,785 2,568 SH   SOLE 0 0 0 2,568
HOME DEPOT INC COM 437076102   1,497,223 3,849 SH   SOLE 0 0 0 3,849
INTERNATIONAL BUSINESS MACHS COM 459200101   423,832 1,928 SH   SOLE 0 0 0 1,928
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804   4,995,146 107,654 SH   SOLE 0 0 0 107,654
INVESCO ACTIVELY MANAGED EXC AAA CLO FLTNG RT 46090A721   749,688 29,239 SH   SOLE 0 0 0 29,239
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   225,723 8,489 SH   SOLE 0 0 0 8,489
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   256,623 5,312 SH   SOLE 0 0 0 5,312
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   6,538,493 230,879 SH   SOLE 0 0 0 230,879
INVESCO QQQ TR UNIT SER 1 46090E103   522,988 1,023 SH   SOLE 0 0 0 1,023
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   246,654 11,330 SH   SOLE 0 0 0 11,330
ISHARES SILVER TR ISHARES 46428Q109   680,473 25,844 SH   SOLE 0 0 0 25,844
ISHARES TR MBS ETF 464288588   1,373,825 14,985 SH   SOLE 0 0 0 14,985
ISHARES TR PFD AND INCM SEC 464288687   5,214,340 165,851 SH   SOLE 0 0 0 165,851
ISHARES TR JPMORGAN USD EMG 464288281   280,387 3,149 SH   SOLE 0 0 0 3,149
ISHARES TR US TREAS BD ETF 46429B267   560,942 24,410 SH   SOLE 0 0 0 24,410
ISHARES TR ESG MSCI LEADR 46435U218   295,931 2,872 SH   SOLE 0 0 0 2,872
ISHARES TR HIGH YLD SYSTM B 46435G250   259,119 5,512 SH   SOLE 0 0 0 5,512
ISHARES TR MSCI USA QLT FCT 46432F339   6,574,001 36,916 SH   SOLE 0 0 0 36,916
ISHARES TR CORE DIV GRWTH 46434V621   286,028 4,663 SH   SOLE 0 0 0 4,663
ISHARES TR CORE TOTAL USD 46434V613   4,468,608 98,863 SH   SOLE 0 0 0 98,863
ISHARES TR CONV BD ETF 46435G102   441,079 5,191 SH   SOLE 0 0 0 5,191
ISHARES TR U.S. UTILITS ETF 464287697   1,870,996 19,447 SH   SOLE 0 0 0 19,447
ISHARES TR CORE S&P MCP ETF 464287507   372,240 5,974 SH   SOLE 0 0 0 5,974
ISHARES TR CORE S&P500 ETF 464287200   5,119,750 8,697 SH   SOLE 0 0 0 8,697
ISHARES TR S&P 500 GRWT ETF 464287309   482,572 4,753 SH   SOLE 0 0 0 4,753
ISHARES TR RUSSELL 2000 ETF 464287655   356,188 1,612 SH   SOLE 0 0 0 1,612
ISHARES TR CORE S&P US GWT 464287671   9,590,764 68,825 SH   SOLE 0 0 0 68,825
ISHARES TR 20 YR TR BD ETF 464287432   19,411,538 222,278 SH   SOLE 0 0 0 222,278
ISHARES TR S&P 100 ETF 464287101   321,779 1,114 SH   SOLE 0 0 0 1,114
ISHARES TR TIPS BD ETF 464287176   1,104,604 10,367 SH   SOLE 0 0 0 10,367
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   3,707,484 73,605 SH   SOLE 0 0 0 73,605
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   286,614 4,982 SH   SOLE 0 0 0 4,982
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   750,001 14,790 SH   SOLE 0 0 0 14,790
JOHNSON & JOHNSON COM 478160104   279,117 1,930 SH   SOLE 0 0 0 1,930
JPMORGAN CHASE & CO. COM 46625H100   2,810,775 11,726 SH   SOLE 0 0 0 11,726
KLA CORP COM NEW 482480100   813,485 1,291 SH   SOLE 0 0 0 1,291
KRAFT HEINZ CO COM 500754106   252,487 8,222 SH   SOLE 0 0 0 8,222
KROGER CO COM 501044101   538,120 8,800 SH   SOLE 0 0 0 8,800
LAM RESEARCH CORP COM NEW 512807306   415,323 5,750 SH   SOLE 0 0 0 5,750
LINCOLN NATL CORP IND COM 534187109   333,937 10,531 SH   SOLE 0 0 0 10,531
LINDE PLC SHS G54950103   241,573 577 SH   SOLE 0 0 0 577
LOWES COS INC COM 548661107   223,354 905 SH   SOLE 0 0 0 905
MASTERCARD INCORPORATED CL A 57636Q104   764,053 1,451 SH   SOLE 0 0 0 1,451
MCDONALDS CORP COM 580135101   489,624 1,689 SH   SOLE 0 0 0 1,689
MERCK & CO INC COM 58933Y105   492,525 4,951 SH   SOLE 0 0 0 4,951
MERITAGE HOMES CORP COM 59001A102   735,721 4,783 SH   SOLE 0 0 0 4,783
META PLATFORMS INC CL A 30303M102   1,433,914 2,449 SH   SOLE 0 0 0 2,449
MICROSOFT CORP COM 594918104   3,009,510 7,140 SH   SOLE 0 0 0 7,140
NEW JERSEY RES CORP COM 646025106   226,253 4,850 SH   SOLE 0 0 0 4,850
NVIDIA CORPORATION COM 67066G104   6,337,548 47,193 SH   SOLE 0 0 0 47,193
ONEOK INC NEW COM 682680103   413,391 4,117 SH   SOLE 0 0 0 4,117
OWENS CORNING NEW COM 690742101   751,111 4,410 SH   SOLE 0 0 0 4,410
PALANTIR TECHNOLOGIES INC CL A 69608A108   213,730 2,826 SH   SOLE 0 0 0 2,826
PFIZER INC COM 717081103   242,484 9,140 SH   SOLE 0 0 0 9,140
PGIM ETF TR PGIM ULTRA SH BD 69344A107   2,304,868 46,516 SH   SOLE 0 0 0 46,516
PIPER SANDLER COMPANIES COM 724078100   267,855 893 SH   SOLE 0 0 0 893
PROCTER AND GAMBLE CO COM 742718109   590,463 3,522 SH   SOLE 0 0 0 3,522
PROSHARES TR S&P 500 DV ARIST 74348A467   258,233 2,594 SH   SOLE 0 0 0 2,594
PROSHARES TR S&P 500 HIGH INC 74347G242   486,178 10,977 SH   SOLE 0 0 0 10,977
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   219,505 2,598 SH   SOLE 0 0 0 2,598
QUALCOMM INC COM 747525103   243,641 1,586 SH   SOLE 0 0 0 1,586
REPUBLIC SVCS INC COM 760759100   558,410 2,776 SH   SOLE 0 0 0 2,776
SCHWAB CHARLES CORP COM 808513105   248,452 3,357 SH   SOLE 0 0 0 3,357
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   243,571 13,166 SH   SOLE 0 0 0 13,166
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   309,036 13,332 SH   SOLE 0 0 0 13,332
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   210,765 7,715 SH   SOLE 0 0 0 7,715
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,393,863 16,566 SH   SOLE 0 0 0 16,566
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,787,971 44,221 SH   SOLE 0 0 0 44,221
SILA REALTY TRUST INC COMMON STOCK 146280508   547,443 22,510 SH   SOLE 0 0 0 22,510
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   731,934 14,730 SH   SOLE 0 0 0 14,730
SOUTHERN CO COM 842587107   444,516 5,400 SH   SOLE 0 0 0 5,400
SPDR GOLD TR GOLD SHS 78463V107   1,576,993 6,513 SH   SOLE 0 0 0 6,513
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,407,605 24,583 SH   SOLE 0 0 0 24,583
SPDR SER TR S&P KENSHO CLEAN 78468R655   220,747 3,645 SH   SOLE 0 0 0 3,645
SPDR SER TR S&P METALS MNG 78464A755   3,639,434 64,131 SH   SOLE 0 0 0 64,131
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,159,108 48,784 SH   SOLE 0 0 0 48,784
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,942,709 9,837 SH   SOLE 0 0 0 9,837
TAYLOR MORRISON HOME CORP COM 87724P106   790,956 12,922 SH   SOLE 0 0 0 12,922
TESLA INC COM 88160R101   466,435 1,155 SH   SOLE 0 0 0 1,155
TOTALENERGIES SE SPONSORED ADS 89151E109   417,223 7,655 SH   SOLE 0 0 0 7,655
UNITED RENTALS INC COM 911363109   414,211 588 SH   SOLE 0 0 0 588
UNUM GROUP COM 91529Y106   951,830 13,033 SH   SOLE 0 0 0 13,033
US BANCORP DEL COM NEW 902973304   4,330,648 90,543 SH   SOLE 0 0 0 90,543
VANGUARD INDEX FDS MID CAP ETF 922908629   1,562,025 5,914 SH   SOLE 0 0 0 5,914
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,248,116 36,463 SH   SOLE 0 0 0 36,463
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,207,391 9,187 SH   SOLE 0 0 0 9,187
VANGUARD INDEX FDS GROWTH ETF 922908736   835,656 2,036 SH   SOLE 0 0 0 2,036
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,964,448 10,229 SH   SOLE 0 0 0 10,229
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   221,990 412 SH   SOLE 0 0 0 412
VANGUARD INDEX FDS VALUE ETF 922908744   1,644,149 9,711 SH   SOLE 0 0 0 9,711
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   432,914 3,685 SH   SOLE 0 0 0 3,685
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   780,505 17,723 SH   SOLE 0 0 0 17,723
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,808,110 9,233 SH   SOLE 0 0 0 9,233
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,574,066 74,740 SH   SOLE 0 0 0 74,740
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   205,165 1,608 SH   SOLE 0 0 0 1,608
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   419,398 5,243 SH   SOLE 0 0 0 5,243
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   426,960 1,683 SH   SOLE 0 0 0 1,683
VANGUARD WORLD FD INF TECH ETF 92204A702   1,170,849 1,883 SH   SOLE 0 0 0 1,883
VANGUARD WORLD FD FINANCIALS ETF 92204A405   281,928 2,388 SH   SOLE 0 0 0 2,388
VANGUARD WORLD FD UTILITIES ETF 92204A876   1,262,420 7,725 SH   SOLE 0 0 0 7,725
VANGUARD WORLD FD ENERGY ETF 92204A306   407,966 3,363 SH   SOLE 0 0 0 3,363
VERIZON COMMUNICATIONS INC COM 92343V104   743,199 18,585 SH   SOLE 0 0 0 18,585
WALMART INC COM 931142103   682,504 7,554 SH   SOLE 0 0 0 7,554
WELLS FARGO CO NEW PERP PFD CNV A 949746804   785,856 658 SH   SOLE 0 0 0 658