The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   15,886,694 316,468 SH   SOLE 0 0 0 316,468
ABBOTT LABS COM 002824100   285,611 2,949 SH   SOLE 0 0 0 2,949
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   2,471,629 139,719 SH   SOLE 0 0 0 139,719
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,109,411 52,183 SH   SOLE 0 0 0 52,183
ALPHABET INC CAP STK CL A 02079K305   266,169 2,034 SH   SOLE 0 0 0 2,034
AMAZON COM INC COM 023135106   993,316 7,814 SH   SOLE 0 0 0 7,814
AMEREN CORP COM 023608102   248,885 3,326 SH   SOLE 0 0 0 3,326
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   293,469 8,450 SH   SOLE 0 0 0 8,450
APPLE INC COM 037833100   5,809,840 33,934 SH   SOLE 0 0 0 33,934
ARCHER DANIELS MIDLAND CO COM 039483102   242,551 3,216 SH   SOLE 0 0 0 3,216
AT&T INC COM 00206R102   818,585 54,500 SH   SOLE 0 0 0 54,500
AVALONBAY CMNTYS INC COM 053484101   201,795 1,175 SH   SOLE 0 0 0 1,175
BANK AMERICA CORP COM 060505104   334,506 12,217 SH   SOLE 0 0 0 12,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,140,927 3,257 SH   SOLE 0 0 0 3,257
BLACKSTONE INC COM 09260D107   513,956 4,797 SH   SOLE 0 0 0 4,797
BRISTOL-MYERS SQUIBB CO COM 110122108   417,308 7,190 SH   SOLE 0 0 0 7,190
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   712,565 11,519 SH   SOLE 0 0 0 11,519
CATERPILLAR INC COM 149123101   699,699 2,563 SH   SOLE 0 0 0 2,563
CHEVRON CORP NEW COM 166764100   1,551,540 9,201 SH   SOLE 0 0 0 9,201
CISCO SYS INC COM 17275R102   651,207 12,113 SH   SOLE 0 0 0 12,113
CITIGROUP INC COM NEW 172967424   376,296 9,149 SH   SOLE 0 0 0 9,149
COLGATE PALMOLIVE CO COM 194162103   615,173 8,651 SH   SOLE 0 0 0 8,651
COSTCO WHSL CORP NEW COM 22160K105   400,557 709 SH   SOLE 0 0 0 709
CYBIN INC COM 23256X100   8,266 15,555 SH   SOLE 0 0 0 15,555
DIGITAL RLTY TR INC COM 253868103   549,189 4,538 SH   SOLE 0 0 0 4,538
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   211,427 8,070 SH   SOLE 0 0 0 8,070
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   755,257 16,530 SH   SOLE 0 0 0 16,530
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   435,647 9,393 SH   SOLE 0 0 0 9,393
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   254,503 10,752 SH   SOLE 0 0 0 10,752
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   407,518 15,608 SH   SOLE 0 0 0 15,608
DUPONT DE NEMOURS INC COM 26614N102   248,732 3,335 SH   SOLE 0 0 0 3,335
ELI LILLY & CO COM 532457108   3,760,697 7,001 SH   SOLE 0 0 0 7,001
EOG RES INC COM 26875P101   264,802 2,089 SH   SOLE 0 0 0 2,089
EXPEDIA GROUP INC COM NEW 30212P303   228,403 2,216 SH   SOLE 0 0 0 2,216
EXXON MOBIL CORP COM 30231G102   1,134,994 9,653 SH   SOLE 0 0 0 9,653
FEDEX CORP COM 31428X106   352,344 1,330 SH   SOLE 0 0 0 1,330
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   1,415,052 28,668 SH   SOLE 0 0 0 28,668
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST GLD 33733E856   1,211,331 66,890 SH   SOLE 0 0 0 66,890
FORD MTR CO DEL COM 345370860   595,164 47,920 SH   SOLE 0 0 0 47,920
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   307,070 56,655 SH   SOLE 0 0 0 56,655
FS KKR CAP CORP COM 302635206   625,709 31,778 SH   SOLE 0 0 0 31,778
GARMIN LTD SHS H2906T109   237,752 2,260 SH   SOLE 0 0 0 2,260
GEN DIGITAL INC COM 668771108   192,500 10,888 SH   SOLE 0 0 0 10,888
GENERAL ELECTRIC CO COM NEW 369604301   296,626 2,683 SH   SOLE 0 0 0 2,683
GENERAL MTRS CO COM 37045V100   268,947 8,157 SH   SOLE 0 0 0 8,157
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   557,934 10,113 SH   SOLE 0 0 0 10,113
HOME DEPOT INC COM 437076102   1,163,014 3,849 SH   SOLE 0 0 0 3,849
INNOVATIVE INDL PPTYS INC COM 45781V101   201,861 2,668 SH   SOLE 0 0 0 2,668
INTEL CORP COM 458140100   244,573 6,880 SH   SOLE 0 0 0 6,880
INTERNATIONAL BUSINESS MACHS COM 459200101   283,266 2,019 SH   SOLE 0 0 0 2,019
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   970,173 45,314 SH   SOLE 0 0 0 45,314
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   249,327 6,362 SH   SOLE 0 0 0 6,362
INVESCO QQQ TR UNIT SER 1 46090E103   349,313 975 SH   SOLE 0 0 0 975
ISHARES INC CORE MSCI EMKT 46434G103   780,666 16,404 SH   SOLE 0 0 0 16,404
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   1,147,852 50,993 SH   SOLE 0 0 0 50,993
ISHARES SILVER TR ISHARES 46428Q109   519,585 25,545 SH   SOLE 0 0 0 25,545
ISHARES TR EAFE VALUE ETF 464288877   462,780 9,458 SH   SOLE 0 0 0 9,458
ISHARES TR EAFE GRWTH ETF 464288885   313,873 3,637 SH   SOLE 0 0 0 3,637
ISHARES TR MBS ETF 464288588   399,067 4,494 SH   SOLE 0 0 0 4,494
ISHARES TR PFD AND INCM SEC 464288687   4,836,330 160,409 SH   SOLE 0 0 0 160,409
ISHARES TR INTL SEL DIV ETF 464288448   456,362 17,967 SH   SOLE 0 0 0 17,967
ISHARES TR CORE MSCI EAFE 46432F842   710,295 11,038 SH   SOLE 0 0 0 11,038
ISHARES TR MSCI USA QLT FCT 46432F339   368,880 2,799 SH   SOLE 0 0 0 2,799
ISHARES TR TRS FLT RT BD 46434V860   362,892 7,152 SH   SOLE 0 0 0 7,152
ISHARES TR CORE TOTAL USD 46434V613   1,276,653 29,204 SH   SOLE 0 0 0 29,204
ISHARES TR ESG MSCI LEADR 46435U218   216,578 2,872 SH   SOLE 0 0 0 2,872
ISHARES TR U.S. UTILITS ETF 464287697   1,840,530 25,014 SH   SOLE 0 0 0 25,014
ISHARES TR CORE S&P MCP ETF 464287507   299,968 1,203 SH   SOLE 0 0 0 1,203
ISHARES TR CORE S&P500 ETF 464287200   7,611,647 17,725 SH   SOLE 0 0 0 17,725
ISHARES TR S&P 500 GRWT ETF 464287309   349,010 5,101 SH   SOLE 0 0 0 5,101
ISHARES TR RUS 1000 GRW ETF 464287614   260,404 979 SH   SOLE 0 0 0 979
ISHARES TR RUSSELL 2000 ETF 464287655   269,705 1,526 SH   SOLE 0 0 0 1,526
ISHARES TR 20 YR TR BD ETF 464287432   1,385,781 15,625 SH   SOLE 0 0 0 15,625
ISHARES TR S&P 100 ETF 464287101   222,108 1,107 SH   SOLE 0 0 0 1,107
ISHARES TR CORE US AGGBD ET 464287226   1,635,920 17,396 SH   SOLE 0 0 0 17,396
ISHARES TR TIPS BD ETF 464287176   2,395,828 23,099 SH   SOLE 0 0 0 23,099
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   648,879 7,789 SH   SOLE 0 0 0 7,789
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,075,582 61,291 SH   SOLE 0 0 0 61,291
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   269,835 5,038 SH   SOLE 0 0 0 5,038
JACOBS SOLUTIONS INC COM 46982L108   294,840 2,160 SH   SOLE 0 0 0 2,160
JOHNSON & JOHNSON COM 478160104   430,337 2,763 SH   SOLE 0 0 0 2,763
JPMORGAN CHASE & CO COM 46625H100   908,181 6,262 SH   SOLE 0 0 0 6,262
KRAFT HEINZ CO COM 500754106   324,994 9,661 SH   SOLE 0 0 0 9,661
KROGER CO COM 501044101   451,975 10,100 SH   SOLE 0 0 0 10,100
LAM RESEARCH CORP COM 512807108   360,393 575 SH   SOLE 0 0 0 575
LINDE PLC SHS G54950103   214,846 577 SH   SOLE 0 0 0 577
MASTERCARD INCORPORATED CL A 57636Q104   545,564 1,378 SH   SOLE 0 0 0 1,378
MCDONALDS CORP COM 580135101   708,390 2,689 SH   SOLE 0 0 0 2,689
MEDICAL PPTYS TRUST INC COM 58463J304   56,053 10,285 SH   SOLE 0 0 0 10,285
MEDTRONIC PLC SHS G5960L103   304,820 3,890 SH   SOLE 0 0 0 3,890
MERCK & CO INC COM 58933Y105   523,192 5,082 SH   SOLE 0 0 0 5,082
META PLATFORMS INC CL A 30303M102   859,201 2,862 SH   SOLE 0 0 0 2,862
MICROSOFT CORP COM 594918104   2,177,412 6,896 SH   SOLE 0 0 0 6,896
NEW JERSEY RES CORP COM 646025106   209,245 5,150 SH   SOLE 0 0 0 5,150
NIKE INC CL B 654106103   201,949 2,112 SH   SOLE 0 0 0 2,112
NVIDIA CORPORATION COM 67066G104   2,033,578 4,675 SH   SOLE 0 0 0 4,675
NXP SEMICONDUCTORS N V COM N6596X109   272,491 1,363 SH   SOLE 0 0 0 1,363
ONEOK INC NEW COM 682680103   280,170 4,417 SH   SOLE 0 0 0 4,417
PEPSICO INC COM 713448108   219,594 1,296 SH   SOLE 0 0 0 1,296
PFIZER INC COM 717081103   296,205 8,930 SH   SOLE 0 0 0 8,930
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,722,598 34,807 SH   SOLE 0 0 0 34,807
PHYSICIANS RLTY TR COM 71943U104   128,605 10,550 SH   SOLE 0 0 0 10,550
PROCTER AND GAMBLE CO COM 742718109   729,738 5,003 SH   SOLE 0 0 0 5,003
PROSHARES TR S&P 500 DV ARIST 74348A467   362,435 4,093 SH   SOLE 0 0 0 4,093
QUALCOMM INC COM 747525103   267,766 2,411 SH   SOLE 0 0 0 2,411
REPUBLIC SVCS INC COM 760759100   380,295 2,669 SH   SOLE 0 0 0 2,669
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,234,492 15,716 SH   SOLE 0 0 0 15,716
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,224,754 35,676 SH   SOLE 0 0 0 35,676
SOUTHERN CO COM 842587107   398,761 6,161 SH   SOLE 0 0 0 6,161
SPDR GOLD TR GOLD SHS 78463V107   1,595,685 9,307 SH   SOLE 0 0 0 9,307
SPDR S&P 500 ETF TR TR UNIT 78462F103   828,884 1,939 SH   SOLE 0 0 0 1,939
SPDR SER TR S&P METALS MNG 78464A755   1,401,068 26,687 SH   SOLE 0 0 0 26,687
SPDR SER TR NUVEEN BLMBRG MU 78468R721   255,514 5,847 SH   SOLE 0 0 0 5,847
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,121,868 64,773 SH   SOLE 0 0 0 64,773
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   576,747 13,755 SH   SOLE 0 0 0 13,755
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   241,669 2,781 SH   SOLE 0 0 0 2,781
TARGET CORP COM 87612E106   211,078 1,909 SH   SOLE 0 0 0 1,909
TESLA INC COM 88160R101   289,004 1,155 SH   SOLE 0 0 0 1,155
TOTALENERGIES SE SPONSORED ADS 89151E109   542,354 8,247 SH   SOLE 0 0 0 8,247
UNION PAC CORP COM 907818108   368,570 1,810 SH   SOLE 0 0 0 1,810
UNITED RENTALS INC COM 911363109   225,842 508 SH   SOLE 0 0 0 508
UNUM GROUP COM 91529Y106   707,991 14,393 SH   SOLE 0 0 0 14,393
US BANCORP DEL COM NEW 902973304   2,992,102 90,505 SH   SOLE 0 0 0 90,505
VANECK ETF TRUST GOLD MINERS ETF 92189F106   287,802 10,695 SH   SOLE 0 0 0 10,695
VANGUARD INDEX FDS MID CAP ETF 922908629   1,250,881 6,007 SH   SOLE 0 0 0 6,007
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   340,683 4,503 SH   SOLE 0 0 0 4,503
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,073,837 5,680 SH   SOLE 0 0 0 5,680
VANGUARD INDEX FDS GROWTH ETF 922908736   520,657 1,912 SH   SOLE 0 0 0 1,912
VANGUARD INDEX FDS VALUE ETF 922908744   1,189,609 8,625 SH   SOLE 0 0 0 8,625
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,039,923 9,604 SH   SOLE 0 0 0 9,604
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   732,562 18,683 SH   SOLE 0 0 0 18,683
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   251,306 2,697 SH   SOLE 0 0 0 2,697
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,748,189 11,251 SH   SOLE 0 0 0 11,251
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,282,797 75,087 SH   SOLE 0 0 0 75,087
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   371,639 5,210 SH   SOLE 0 0 0 5,210
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   260,568 3,244 SH   SOLE 0 0 0 3,244
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,390,355 18,742 SH   SOLE 0 0 0 18,742
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   242,153 1,030 SH   SOLE 0 0 0 1,030
VANGUARD WORLD FDS ENERGY ETF 92204A306   220,781 1,742 SH   SOLE 0 0 0 1,742
VERIZON COMMUNICATIONS INC COM 92343V104   494,532 15,259 SH   SOLE 0 0 0 15,259
WALMART INC COM 931142103   531,767 3,325 SH   SOLE 0 0 0 3,325
WISDOMTREE TR ITL HIGH DIV FD 97717W802   1,349,140 37,274 SH   SOLE 0 0 0 37,274
ZOETIS INC CL A 98978V103   254,359 1,462 SH   SOLE 0 0 0 1,462