The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC ULTRA SHORT INCM 00039J103   16,786,681 334,596 SH   SOLE 0 0 0 334,596
ABBOTT LABS COM 002824100   321,500 2,949 SH   SOLE 0 0 0 2,949
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   3,195,829 173,970 SH   SOLE 0 0 0 173,970
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,540,054 70,483 SH   SOLE 0 0 0 70,483
ALPHABET INC CAP STK CL A 02079K305   243,470 2,034 SH   SOLE 0 0 0 2,034
AMAZON COM INC COM 023135106   989,954 7,594 SH   SOLE 0 0 0 7,594
AMEREN CORP COM 023608102   244,275 2,991 SH   SOLE 0 0 0 2,991
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   322,200 8,950 SH   SOLE 0 0 0 8,950
APPLE INC COM 037833100   6,588,967 33,969 SH   SOLE 0 0 0 33,969
ARCHER DANIELS MIDLAND CO COM 039483102   233,329 3,088 SH   SOLE 0 0 0 3,088
AT&T INC COM 00206R102   907,946 56,924 SH   SOLE 0 0 0 56,924
AVALONBAY CMNTYS INC COM 053484101   259,489 1,371 SH   SOLE 0 0 0 1,371
BANK AMERICA CORP COM 060505104   350,510 12,217 SH   SOLE 0 0 0 12,217
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,110,637 3,257 SH   SOLE 0 0 0 3,257
BLACKSTONE INC COM 09260D107   452,113 4,863 SH   SOLE 0 0 0 4,863
BRISTOL-MYERS SQUIBB CO COM 110122108   480,776 7,518 SH   SOLE 0 0 0 7,518
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   704,617 11,519 SH   SOLE 0 0 0 11,519
CATERPILLAR INC COM 149123101   630,626 2,563 SH   SOLE 0 0 0 2,563
CHEVRON CORP NEW COM 166764100   1,445,795 9,188 SH   SOLE 0 0 0 9,188
CISCO SYS INC COM 17275R102   627,571 12,129 SH   SOLE 0 0 0 12,129
CITIGROUP INC COM NEW 172967424   454,878 9,880 SH   SOLE 0 0 0 9,880
COCA COLA CO COM 191216100   208,371 3,460 SH   SOLE 0 0 0 3,460
COLGATE PALMOLIVE CO COM 194162103   666,473 8,651 SH   SOLE 0 0 0 8,651
COSTCO WHSL CORP NEW COM 22160K105   333,257 619 SH   SOLE 0 0 0 619
CYBIN INC COM 23256X100   5,880 15,555 SH   SOLE 0 0 0 15,555
DIGITAL RLTY TR INC COM 253868103   545,210 4,788 SH   SOLE 0 0 0 4,788
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   659,282 14,212 SH   SOLE 0 0 0 14,212
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   209,119 8,581 SH   SOLE 0 0 0 8,581
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   416,304 15,238 SH   SOLE 0 0 0 15,238
DUPONT DE NEMOURS INC COM 26614N102   273,234 3,825 SH   SOLE 0 0 0 3,825
ELECTRONIC ARTS INC COM 285512109   245,392 1,892 SH   SOLE 0 0 0 1,892
EOG RES INC COM 26875P101   239,065 2,089 SH   SOLE 0 0 0 2,089
EXPEDIA GROUP INC COM NEW 30212P303   266,693 2,438 SH   SOLE 0 0 0 2,438
EXXON MOBIL CORP COM 30231G102   1,013,461 9,450 SH   SOLE 0 0 0 9,450
FEDEX CORP COM 31428X106   329,707 1,330 SH   SOLE 0 0 0 1,330
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST GLD 33733E856   1,618,149 84,587 SH   SOLE 0 0 0 84,587
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   1,470,551 27,825 SH   SOLE 0 0 0 27,825
FORD MTR CO DEL COM 345370860   723,297 47,805 SH   SOLE 0 0 0 47,805
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   269,111 56,655 SH   SOLE 0 0 0 56,655
FS KKR CAP CORP COM 302635206   628,720 32,780 SH   SOLE 0 0 0 32,780
GARMIN LTD SHS H2906T109   235,695 2,260 SH   SOLE 0 0 0 2,260
GEN DIGITAL INC COM 668771108   241,076 12,996 SH   SOLE 0 0 0 12,996
GENERAL ELECTRIC CO COM NEW 369604301   294,742 2,683 SH   SOLE 0 0 0 2,683
GENERAL MTRS CO COM 37045V100   314,547 8,157 SH   SOLE 0 0 0 8,157
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   657,547 10,113 SH   SOLE 0 0 0 10,113
HOME DEPOT INC COM 437076102   1,195,653 3,849 SH   SOLE 0 0 0 3,849
INTEL CORP COM 458140100   229,281 6,856 SH   SOLE 0 0 0 6,856
INTERNATIONAL BUSINESS MACHS COM 459200101   270,162 2,019 SH   SOLE 0 0 0 2,019
INVESCO DB MULTI-SECTOR COMM AGRICULTURE FD 46140H106   1,087,676 51,622 SH   SOLE 0 0 0 51,622
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   263,069 6,362 SH   SOLE 0 0 0 6,362
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   1,172,187 60,143 SH   SOLE 0 0 0 60,143
ISHARES SILVER TR ISHARES 46428Q109   533,635 25,545 SH   SOLE 0 0 0 25,545
ISHARES TR PFD AND INCM SEC 464288687   4,682,043 151,375 SH   SOLE 0 0 0 151,375
ISHARES TR INTL SEL DIV ETF 464288448   329,099 12,499 SH   SOLE 0 0 0 12,499
ISHARES TR MODERT ALLOC ETF 464289875   200,070 4,951 SH   SOLE 0 0 0 4,951
ISHARES TR U.S. UTILITS ETF 464287697   2,109,804 25,808 SH   SOLE 0 0 0 25,808
ISHARES TR CORE S&P MCP ETF 464287507   268,017 1,025 SH   SOLE 0 0 0 1,025
ISHARES TR CORE S&P500 ETF 464287200   3,513,086 7,882 SH   SOLE 0 0 0 7,882
ISHARES TR S&P 500 GRWT ETF 464287309   252,036 3,576 SH   SOLE 0 0 0 3,576
ISHARES TR RUSSELL 2000 ETF 464287655   285,774 1,526 SH   SOLE 0 0 0 1,526
ISHARES TR TIPS BD ETF 464287176   2,594,718 24,110 SH   SOLE 0 0 0 24,110
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   652,523 7,789 SH   SOLE 0 0 0 7,789
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,531,619 50,491 SH   SOLE 0 0 0 50,491
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   276,761 5,002 SH   SOLE 0 0 0 5,002
JACOBS SOLUTIONS INC COM 46982L108   292,232 2,458 SH   SOLE 0 0 0 2,458
JOHNSON & JOHNSON COM 478160104   453,525 2,740 SH   SOLE 0 0 0 2,740
JPMORGAN CHASE & CO COM 46625H100   909,697 6,255 SH   SOLE 0 0 0 6,255
KRAFT HEINZ CO COM 500754106   346,514 9,761 SH   SOLE 0 0 0 9,761
KROGER CO COM 501044101   474,700 10,100 SH   SOLE 0 0 0 10,100
LAM RESEARCH CORP COM 512807108   369,645 575 SH   SOLE 0 0 0 575
LILLY ELI & CO COM 532457108   3,449,097 7,354 SH   SOLE 0 0 0 7,354
LINDE PLC SHS G54950103   219,883 577 SH   SOLE 0 0 0 577
LOWES COS INC COM 548661107   204,259 905 SH   SOLE 0 0 0 905
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   362,932 5,824 SH   SOLE 0 0 0 5,824
MASTERCARD INCORPORATED CL A 57636Q104   541,967 1,378 SH   SOLE 0 0 0 1,378
MCDONALDS CORP COM 580135101   802,424 2,689 SH   SOLE 0 0 0 2,689
MEDICAL PPTYS TRUST INC COM 58463J304   95,239 10,285 SH   SOLE 0 0 0 10,285
MEDTRONIC PLC SHS G5960L103   380,416 4,318 SH   SOLE 0 0 0 4,318
MERCK & CO INC COM 58933Y105   579,791 5,025 SH   SOLE 0 0 0 5,025
META PLATFORMS INC CL A 30303M102   821,337 2,862 SH   SOLE 0 0 0 2,862
MICROSOFT CORP COM 594918104   2,355,175 6,916 SH   SOLE 0 0 0 6,916
NEW JERSEY RES CORP COM 646025106   243,080 5,150 SH   SOLE 0 0 0 5,150
NIKE INC CL B 654106103   266,102 2,411 SH   SOLE 0 0 0 2,411
NVIDIA CORPORATION COM 67066G104   1,917,550 4,533 SH   SOLE 0 0 0 4,533
NXP SEMICONDUCTORS N V COM N6596X109   305,792 1,494 SH   SOLE 0 0 0 1,494
ORACLE CORP COM 68389X105   213,171 1,790 SH   SOLE 0 0 0 1,790
PEPSICO INC COM 713448108   240,045 1,296 SH   SOLE 0 0 0 1,296
PFIZER INC COM 717081103   343,692 9,370 SH   SOLE 0 0 0 9,370
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,755,636 35,532 SH   SOLE 0 0 0 35,532
PHYSICIANS RLTY TR COM 71943U104   152,491 10,900 SH   SOLE 0 0 0 10,900
PROCTER AND GAMBLE CO COM 742718109   759,155 5,003 SH   SOLE 0 0 0 5,003
PROSHARES TR S&P 500 DV ARIST 74348A467   385,888 4,093 SH   SOLE 0 0 0 4,093
QUALCOMM INC COM 747525103   304,861 2,561 SH   SOLE 0 0 0 2,561
REPUBLIC SVCS INC COM 760759100   423,821 2,767 SH   SOLE 0 0 0 2,767
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   1,374,316 16,584 SH   SOLE 0 0 0 16,584
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,709,698 33,383 SH   SOLE 0 0 0 33,383
SOUTHERN CO COM 842587107   432,833 6,161 SH   SOLE 0 0 0 6,161
SPDR GOLD TR GOLD SHS 78463V107   1,659,159 9,307 SH   SOLE 0 0 0 9,307
SPDR S&P 500 ETF TR TR UNIT 78462F103   810,759 1,829 SH   SOLE 0 0 0 1,829
SPDR SER TR S&P METALS MNG 78464A755   1,401,616 27,580 SH   SOLE 0 0 0 27,580
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   1,405,722 78,009 SH   SOLE 0 0 0 78,009
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   575,922 13,755 SH   SOLE 0 0 0 13,755
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   323,449 3,205 SH   SOLE 0 0 0 3,205
TARGET CORP COM 87612E106   251,797 1,909 SH   SOLE 0 0 0 1,909
TESLA INC COM 88160R101   302,344 1,155 SH   SOLE 0 0 0 1,155
TOTALENERGIES SE SPONSORED ADS 89151E109   475,101 8,243 SH   SOLE 0 0 0 8,243
UNION PAC CORP COM 907818108   370,362 1,810 SH   SOLE 0 0 0 1,810
UNUM GROUP COM 91529Y106   688,716 14,438 SH   SOLE 0 0 0 14,438
US BANCORP DEL COM NEW 902973304   2,996,192 90,684 SH   SOLE 0 0 0 90,684
VANECK ETF TRUST GOLD MINERS ETF 92189F106   448,007 14,879 SH   SOLE 0 0 0 14,879
VANGUARD INDEX FDS VALUE ETF 922908744   1,221,277 8,594 SH   SOLE 0 0 0 8,594
VANGUARD INDEX FDS MID CAP ETF 922908629   1,331,612 6,048 SH   SOLE 0 0 0 6,048
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,154,315 5,804 SH   SOLE 0 0 0 5,804
VANGUARD INDEX FDS GROWTH ETF 922908736   541,020 1,912 SH   SOLE 0 0 0 1,912
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,278,220 10,342 SH   SOLE 0 0 0 10,342
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   773,832 19,022 SH   SOLE 0 0 0 19,022
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   200,772 3,254 SH   SOLE 0 0 0 3,254
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   261,555 2,697 SH   SOLE 0 0 0 2,697
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,123,457 13,073 SH   SOLE 0 0 0 13,073
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,572,922 77,369 SH   SOLE 0 0 0 77,369
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   391,229 5,210 SH   SOLE 0 0 0 5,210
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   276,750 3,407 SH   SOLE 0 0 0 3,407
VANGUARD WORLD FDS UTILITIES ETF 92204A876   3,046,277 21,427 SH   SOLE 0 0 0 21,427
VERIZON COMMUNICATIONS INC COM 92343V104   553,856 14,893 SH   SOLE 0 0 0 14,893
WALMART INC COM 931142103   527,339 3,355 SH   SOLE 0 0 0 3,355
WISDOMTREE TR ITL HIGH DIV FD 97717W802   1,586,573 42,950 SH   SOLE 0 0 0 42,950
WP CAREY INC COM 92936U109   216,192 3,200 SH   SOLE 0 0 0 3,200
ZOETIS INC CL A 98978V103   290,002 1,684 SH   SOLE 0 0 0 1,684