The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 GRWT ETF 464287309   25,089,888 366,704 SH   SOLE   0 0 366,704
VANGUARD INDEX FDS SM CP VAL ETF 922908611   14,737,035 92,401 SH   SOLE   0 0 92,401
ISHARES TR RUS 2000 GRW ETF 464287648   10,092,802 45,027 SH   SOLE   0 0 45,027
ISHARES TR RUS MD CP GR ETF 464287481   9,646,469 105,599 SH   SOLE   0 0 105,599
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,067,527 16,533 SH   SOLE   0 0 16,533
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   7,032,225 74,565 SH   SOLE   0 0 74,565
ISHARES TR S&P 500 VAL ETF 464287408   6,926,954 45,027 SH   SOLE   0 0 45,027
PROSHARES TR S&P 500 DV ARIST 74348A467   6,319,548 71,367 SH   SOLE   0 0 71,367
ISHARES TR S&P MC 400VL ETF 464287705   5,803,071 57,496 SH   SOLE   0 0 57,496
PIMCO ETF TR BROAD US TIPS 72201R403   5,193,566 100,320 SH   SOLE   0 0 100,320
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,825,746 63,782 SH   SOLE   0 0 63,782
PROSHARES TR S&P MDCP 400 DIV 74347B680   4,797,204 71,879 SH   SOLE   0 0 71,879
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   4,532,110 162,383 SH   SOLE   0 0 162,383
ISHARES INC MSCI EMERG MRKT 464286533   4,461,447 83,626 SH   SOLE   0 0 83,626
ISHARES TR CORE US AGGBD ET 464287226   4,130,143 43,919 SH   SOLE   0 0 43,919
ISHARES TR SELECT DIVID ETF 464287168   4,085,799 37,958 SH   SOLE   0 0 37,958
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,970,751 83,018 SH   SOLE   0 0 83,018
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,830,884 72,198 SH   SOLE   0 0 72,198
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,644,793 20,478 SH   SOLE   0 0 20,478
VANGUARD INDEX FDS VALUE ETF 922908744   494,341 3,584 SH   SOLE   0 0 3,584
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   408,183 2,627 SH   SOLE   0 0 2,627
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   337,622 6,509 SH   SOLE   0 0 6,509
ISHARES TR RUS 2000 VAL ETF 464287630   324,236 2,392 SH   SOLE   0 0 2,392
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   320,852 2,450 SH   SOLE   0 0 2,450
ISHARES TR MSCI EMG MKT ETF 464287234   305,498 8,050 SH   SOLE   0 0 8,050
ISHARES TR CORE S&P SCP ETF 464287804   209,696 2,223 SH   SOLE   0 0 2,223
APPLE INC COM 037833100   12,954,776 75,666 SH   SOLE   0 0 75,666
WALMART INC COM 931142103   10,707,314 66,950 SH   SOLE   0 0 66,950
CARDINAL HEALTH INC COM 14149Y108   10,056,534 115,832 SH   SOLE   0 0 115,832
CHEVRON CORP NEW COM 166764100   9,765,290 57,913 SH   SOLE   0 0 57,913
PRUDENTIAL FINL INC COM 744320102   9,712,181 102,352 SH   SOLE   0 0 102,352
MICROSOFT CORP COM 594918104   8,324,433 26,364 SH   SOLE   0 0 26,364
EXXON MOBIL CORP COM 30231G102   7,181,904 61,081 SH   SOLE   0 0 61,081
PEPSICO INC COM 713448108   7,080,220 41,786 SH   SOLE   0 0 41,786
LOWES COS INC COM 548661107   6,227,094 29,961 SH   SOLE   0 0 29,961
EMERSON ELEC CO COM 291011104   5,768,802 59,737 SH   SOLE   0 0 59,737
AFLAC INC COM 001055102   5,628,078 73,330 SH   SOLE   0 0 73,330
FEDEX CORP COM 31428X106   5,240,383 19,781 SH   SOLE   0 0 19,781
AUTOMATIC DATA PROCESSING IN COM 053015103   5,220,586 21,700 SH   SOLE   0 0 21,700
AMAZON COM INC COM 023135106   4,995,308 39,296 SH   SOLE   0 0 39,296
RTX CORPORATION COM 75513E101   4,944,851 68,707 SH   SOLE   0 0 68,707
MCDONALDS CORP COM 580135101   4,284,852 16,265 SH   SOLE   0 0 16,265
RAYMOND JAMES FINL INC COM 754730109   3,986,870 39,698 SH   SOLE   0 0 39,698
SYSCO CORP COM 871829107   3,909,962 59,197 SH   SOLE   0 0 59,197
GREEN DOT CORP CL A 39304D102   3,592,812 257,919 SH   SOLE   0 0 257,919
US BANCORP DEL COM NEW 902973304   3,366,566 101,832 SH   SOLE   0 0 101,832
WHIRLPOOL CORP COM 963320106   3,082,587 23,056 SH   SOLE   0 0 23,056
DELTA AIR LINES INC DEL COM NEW 247361702   2,772,484 74,932 SH   SOLE   0 0 74,932
AIRBNB INC COM CL A 009066101   2,603,285 18,973 SH   SOLE   0 0 18,973
PROCTER AND GAMBLE CO COM 742718109   2,423,318 16,614 SH   SOLE   0 0 16,614
CATERPILLAR INC COM 149123101   2,423,148 8,876 SH   SOLE   0 0 8,876
JOHNSON & JOHNSON COM 478160104   2,401,509 15,419 SH   SOLE   0 0 15,419
ABBVIE INC COM 00287Y109   2,364,241 15,861 SH   SOLE   0 0 15,861
BRISTOL-MYERS SQUIBB CO COM 110122108   2,257,640 38,898 SH   SOLE   0 0 38,898
MERCK & CO INC COM 58933Y105   2,034,910 19,766 SH   SOLE   0 0 19,766
JPMORGAN CHASE & CO COM 46625H100   1,968,646 13,575 SH   SOLE   0 0 13,575
ALPHABET INC CAP STK CL C 02079K107   1,861,458 14,118 SH   SOLE   0 0 14,118
DISNEY WALT CO COM 254687106   1,838,376 22,682 SH   SOLE   0 0 22,682
FRANKLIN RESOURCES INC COM 354613101   1,820,124 74,049 SH   SOLE   0 0 74,049
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,716,470 4,900 SH   SOLE   0 0 4,900
COCA COLA CO COM 191216100   1,676,153 29,942 SH   SOLE   0 0 29,942
CISCO SYS INC COM 17275R102   1,568,072 29,168 SH   SOLE   0 0 29,168
AT&T INC COM 00206R102   1,502,640 100,043 SH   SOLE   0 0 100,043
PACKAGING CORP AMER COM 695156109   1,352,315 8,807 SH   SOLE   0 0 8,807
VERIZON COMMUNICATIONS INC COM 92343V104   1,332,440 41,112 SH   SOLE   0 0 41,112
PFIZER INC COM 717081103   1,259,233 37,963 SH   SOLE   0 0 37,963
INTEL CORP COM 458140100   1,235,576 34,756 SH   SOLE   0 0 34,756
ALLIANT ENERGY CORP COM 018802108   1,162,655 23,997 SH   SOLE   0 0 23,997
WASTE MGMT INC DEL COM 94106L109   1,033,238 6,778 SH   SOLE   0 0 6,778
PAYCHEX INC COM 704326107   1,002,102 8,689 SH   SOLE   0 0 8,689
DUKE ENERGY CORP NEW COM NEW 26441C204   970,330 10,994 SH   SOLE   0 0 10,994
SOUTHERN CO COM 842587107   953,261 14,729 SH   SOLE   0 0 14,729
ENTERGY CORP NEW COM 29364G103   819,088 8,855 SH   SOLE   0 0 8,855
CONSOLIDATED EDISON INC COM 209115104   779,264 9,111 SH   SOLE   0 0 9,111
BLACKSTONE INC COM 09260D107   760,158 7,095 SH   SOLE   0 0 7,095
BANK AMERICA CORP COM 060505104   603,318 22,035 SH   SOLE   0 0 22,035
HOME DEPOT INC COM 437076102   520,320 1,722 SH   SOLE   0 0 1,722
INTERNATIONAL BUSINESS MACHS COM 459200101   502,835 3,584 SH   SOLE   0 0 3,584
MARATHON PETE CORP COM 56585A102   443,880 2,933 SH   SOLE   0 0 2,933
UNITED PARCEL SERVICE INC CL B 911312106   401,677 2,577 SH   SOLE   0 0 2,577
DOW INC COM 260557103   399,895 7,756 SH   SOLE   0 0 7,756
ORGANON & CO COMMON STOCK 68622V106   377,511 21,746 SH   SOLE   0 0 21,746
WELLS FARGO CO NEW COM 949746101   360,876 8,832 SH   SOLE   0 0 8,832
MCKESSON CORP COM 58155Q103   299,612 689 SH   SOLE   0 0 689
COMMERCE BANCSHARES INC COM 200525103   299,011 6,232 SH   SOLE   0 0 6,232
SYLVAMO CORP COMMON STOCK 871332102   271,901 6,188 SH   SOLE   0 0 6,188
AUTOZONE INC COM 053332102   253,999 100 SH   SOLE   0 0 100
FORD MTR CO DEL COM 345370860   247,928 19,962 SH   SOLE   0 0 19,962
CSX CORP COM 126408103   242,156 7,875 SH   SOLE   0 0 7,875
NVIDIA CORPORATION COM 67066G104   240,984 554 SH   SOLE   0 0 554
TEXAS INSTRS INC COM 882508104   230,087 1,447 SH   SOLE   0 0 1,447
AMERICAN ELEC PWR CO INC COM 025537101   225,660 3,000 SH   SOLE   0 0 3,000
BOEING CO COM 097023105   219,857 1,147 SH   SOLE   0 0 1,147
PATTERSON COS INC COM 703395103   212,786 7,179 SH   SOLE   0 0 7,179
ALPHABET INC CAP STK CL A 02079K305   204,142 1,560 SH   SOLE   0 0 1,560
ABBOTT LABS COM 002824100   201,545 2,081 SH   SOLE   0 0 2,081
VERTEX ENERGY INC COM 92534K107   80,198 18,022 SH   SOLE   0 0 18,022
LUMEN TECHNOLOGIES INC COM 550241103   40,405 28,454 SH   SOLE   0 0 28,454
PRECIGEN INC COM 74017N105   32,989 23,232 SH   SOLE   0 0 23,232
EATON CORP PLC SHS G29183103   1,932,743 9,062 SH   SOLE   0 0 9,062
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   988,857 10,442 SH   SOLE   0 0 10,442
CHUBB LIMITED COM H1467J104   347,661 1,670 SH   SOLE   0 0 1,670
MAGNA INTL INC COM 559222401   276,735 5,162 SH   SOLE   0 0 5,162
CANADIAN PACIFIC KANSAS CITY COM 13646K108   250,092 3,361 SH   SOLE   0 0 3,361