The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   204,039 2,015 SH   SOLE   0 0 2,015
ABBVIE INC COM 00287Y109   688,695 4,321 SH   SOLE   0 0 4,321
ADOBE SYSTEMS INCORPORATED COM 00724F101   590,001 1,531 SH   SOLE   0 0 1,531
AKAMAI TECHNOLOGIES INC COM 00971T101   426,422 5,446 SH   SOLE   0 0 5,446
ALPHABET INC CAP STK CL C 02079K107   496,392 4,773 SH   SOLE   0 0 4,773
ALPHABET INC CAP STK CL A 02079K305   320,837 3,093 SH   SOLE   0 0 3,093
AMAZON COM INC COM 023135106   477,618 4,624 SH   SOLE   0 0 4,624
APPLE INC COM 037833100   1,152,553 6,989 SH   SOLE   0 0 6,989
APPLIED MATLS INC COM 038222105   742,139 6,042 SH   SOLE   0 0 6,042
ARCHER DANIELS MIDLAND CO COM 039483102   522,092 6,554 SH   SOLE   0 0 6,554
AT&T INC COM 00206R102   289,385 15,033 SH   SOLE   0 0 15,033
BANK NEW YORK MELLON CORP COM 064058100   484,481 10,662 SH   SOLE   0 0 10,662
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   731,476 2,369 SH   SOLE   0 0 2,369
CINTAS CORP COM 172908105   302,130 653 SH   SOLE   0 0 653
CISCO SYS INC COM 17275R102   613,140 11,729 SH   SOLE   0 0 11,729
COSTCO WHSL CORP NEW COM 22160K105   1,220,810 2,457 SH   SOLE   0 0 2,457
CVS HEALTH CORP COM 126650100   397,781 5,353 SH   SOLE   0 0 5,353
DISCOVER FINL SVCS COM 254709108   295,433 2,989 SH   SOLE   0 0 2,989
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   1,188,367 22,777 SH   SOLE   0 0 22,777
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   207,904 2,486 SH   SOLE   0 0 2,486
FLEXSHARES TR IBOXX 3R TARGT 33939L506   702,307 29,057 SH   SOLE   0 0 29,057
GILEAD SCIENCES INC COM 375558103   735,529 8,865 SH   SOLE   0 0 8,865
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   602,382 10,267 SH   SOLE   0 0 10,267
GRAINGER W W INC COM 384802104   670,425 973 SH   SOLE   0 0 973
INTERNATIONAL BUSINESS MACHS COM 459200101   276,600 2,110 SH   SOLE   0 0 2,110
ISHARES INC MSCI GBL ETF NEW 46434G848   1,040,873 24,365 SH   SOLE   0 0 24,365
ISHARES INC MSCI CDA ETF 464286509   295,999 8,660 SH   SOLE   0 0 8,660
ISHARES TR CORE S&P SCP ETF 464287804   403,529 4,173 SH   SOLE   0 0 4,173
ISHARES TR MSCI ACWI ETF 464288257   752,982 8,260 SH   SOLE   0 0 8,260
ISHARES TR S&P 500 VAL ETF 464287408   2,399,781 15,813 SH   SOLE   0 0 15,813
ISHARES TR ISHS 1-5YR INVS 464288646   323,130 6,394 SH   SOLE   0 0 6,394
ISHARES TR CORE S&P500 ETF 464287200   3,540,632 8,613 SH   SOLE   0 0 8,613
ISHARES TR MSCI USA QLT FCT 46432F339   532,983 4,296 SH   SOLE   0 0 4,296
ISHARES TR GLOB HLTHCRE ETF 464287325   417,300 5,006 SH   SOLE   0 0 5,006
ISHARES TR GLOBAL TECH ETF 464287291   507,016 9,327 SH   SOLE   0 0 9,327
JOHNSON & JOHNSON COM 478160104   823,645 5,314 SH   SOLE   0 0 5,314
LOWES COS INC COM 548661107   549,918 2,750 SH   SOLE   0 0 2,750
MERCK & CO INC COM 58933Y105   954,637 8,973 SH   SOLE   0 0 8,973
METLIFE INC COM 59156R108   394,687 6,812 SH   SOLE   0 0 6,812
MICROSOFT CORP COM 594918104   2,155,143 7,475 SH   SOLE   0 0 7,475
MOTOROLA SOLUTIONS INC COM NEW 620076307   336,489 1,176 SH   SOLE   0 0 1,176
NORTHERN TR CORP COM 665859104   296,646 3,366 SH   SOLE   0 0 3,366
ORANGE SPONSORED ADR 684060106   205,530 17,228 SH   SOLE   0 0 17,228
PALO ALTO NETWORKS INC COM 697435105   439,628 2,201 SH   SOLE   0 0 2,201
PARKER-HANNIFIN CORP COM 701094104   251,746 749 SH   SOLE   0 0 749
PEPSICO INC COM 713448108   812,511 4,457 SH   SOLE   0 0 4,457
PFIZER INC COM 717081103   703,841 17,251 SH   SOLE   0 0 17,251
PIMCO ETF TR ENHANCD SHORT 72201R643   1,134,113 11,609 SH   SOLE   0 0 11,609
PROCTER AND GAMBLE CO COM 742718109   1,226,395 8,248 SH   SOLE   0 0 8,248
SCHWAB STRATEGIC TR ARIEL ESG ETF 808524664   421,293 19,822 SH   SOLE   0 0 19,822
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   250,829 5,141 SH   SOLE   0 0 5,141
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   204,040 4,046 SH   SOLE   0 0 4,046
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   662,576 5,118 SH   SOLE   0 0 5,118
SPDR S&P 500 ETF TR TR UNIT 78462F103   217,386 531 SH   SOLE   0 0 531
SPDR SER TR PRTFLO S&P500 HI 78468R788   3,449,233 90,769 SH   SOLE   0 0 90,769
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   321,905 17,023 SH   SOLE   0 0 17,023
TEXAS INSTRS INC COM 882508104   268,598 1,444 SH   SOLE   0 0 1,444
TOYOTA MOTOR CORP ADS 892331307   488,689 3,449 SH   SOLE   0 0 3,449
UNITEDHEALTH GROUP INC COM 91324P102   848,299 1,795 SH   SOLE   0 0 1,795
VANECK ETF TRUST HIP SUSTBLE MUNI 92189H813   1,110,939 24,124 SH   SOLE   0 0 24,124
VANGUARD INDEX FDS TOTAL STK MKT 922908769   446,163 2,186 SH   SOLE   0 0 2,186
VANGUARD INDEX FDS SM CP VAL ETF 922908611   673,142 4,240 SH   SOLE   0 0 4,240
VANGUARD INDEX FDS MID CAP ETF 922908629   432,808 2,052 SH   SOLE   0 0 2,052
VANGUARD INDEX FDS VALUE ETF 922908744   1,783,967 12,917 SH   SOLE   0 0 12,917
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   696,200 7,560 SH   SOLE   0 0 7,560
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,033,760 16,687 SH   SOLE   0 0 16,687
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,113,746 11,025 SH   SOLE   0 0 11,025
VANGUARD WORLD FD MEGA CAP INDEX 921910873   602,333 4,208 SH   SOLE   0 0 4,208
VANGUARD WORLD FD ESG US STK ETF 921910733   211,186 2,945 SH   SOLE   0 0 2,945
VERIZON COMMUNICATIONS INC COM 92343V104   231,512 5,953 SH   SOLE   0 0 5,953