The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   614,523 3,803 SH   SOLE   0 0 3,803
AKAMAI TECHNOLOGIES INC COM 00971T101   376,484 4,466 SH   SOLE   0 0 4,466
ALPHABET INC CAP STK CL A 02079K305   356,449 4,040 SH   SOLE   0 0 4,040
AMAZON COM INC COM 023135106   380,860 4,534 SH   SOLE   0 0 4,534
AMERICAN WTR WKS CO INC NEW COM 030420103   493,231 3,236 SH   SOLE   0 0 3,236
APPLE INC COM 037833100   627,970 4,833 SH   SOLE   0 0 4,833
APPLIED MATLS INC COM 038222105   499,073 5,125 SH   SOLE   0 0 5,125
ARCHER DANIELS MIDLAND CO COM 039483102   539,087 5,806 SH   SOLE   0 0 5,806
AT&T INC COM 00206R102   312,370 16,967 SH   SOLE   0 0 16,967
BANK NEW YORK MELLON CORP COM 064058100   400,030 8,788 SH   SOLE   0 0 8,788
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   743,522 2,407 SH   SOLE   0 0 2,407
CINTAS CORP COM 172908105   287,230 636 SH   SOLE   0 0 636
CISCO SYS INC COM 17275R102   255,927 5,372 SH   SOLE   0 0 5,372
COSTCO WHSL CORP NEW COM 22160K105   1,075,525 2,356 SH   SOLE   0 0 2,356
DISCOVER FINL SVCS COM 254709108   237,336 2,426 SH   SOLE   0 0 2,426
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   775,464 15,704 SH   SOLE   0 0 15,704
FLEXSHARES TR IBOXX 3R TARGT 33939L506   930,944 39,581 SH   SOLE   0 0 39,581
FLEXSHARES TR INTL QLTDV IDX 33939L837   381,304 18,483 SH   SOLE   0 0 18,483
FLEXSHARES TR STOXX GLOBR INF 33939L795   376,664 7,472 SH   SOLE   0 0 7,472
GILEAD SCIENCES INC COM 375558103   249,391 2,905 SH   SOLE   0 0 2,905
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   423,369 7,661 SH   SOLE   0 0 7,661
GRAINGER W W INC COM 384802104   553,599 995 SH   SOLE   0 0 995
INTERNATIONAL BUSINESS MACHS COM 459200101   373,533 2,651 SH   SOLE   0 0 2,651
INTUIT COM 461202103   267,551 687 SH   SOLE   0 0 687
INVESCO QQQ TR UNIT SER 1 46090E103   328,451 1,233 SH   SOLE   0 0 1,233
ISHARES INC MSCI GBL ETF NEW 46434G848   1,049,067 25,587 SH   SOLE   0 0 25,587
ISHARES INC MSCI AUST ETF 464286103   268,561 12,081 SH   SOLE   0 0 12,081
ISHARES TR ESG AWR US AGRGT 46435U549   471,092 10,079 SH   SOLE   0 0 10,079
ISHARES TR MSCI USA QLT FCT 46432F339   419,829 3,684 SH   SOLE   0 0 3,684
ISHARES TR CORE S&P500 ETF 464287200   2,909,622 7,573 SH   SOLE   0 0 7,573
ISHARES TR MSCI ACWI ETF 464288257   701,109 8,260 SH   SOLE   0 0 8,260
ISHARES TR ISHS 1-5YR INVS 464288646   737,373 14,801 SH   SOLE   0 0 14,801
ISHARES TR S&P 500 VAL ETF 464287408   2,366,092 16,310 SH   SOLE   0 0 16,310
JOHNSON & JOHNSON COM 478160104   956,552 5,415 SH   SOLE   0 0 5,415
JPMORGAN CHASE & CO COM 46625H100   200,748 1,497 SH   SOLE   0 0 1,497
LOWES COS INC COM 548661107   465,831 2,338 SH   SOLE   0 0 2,338
MERCK & CO INC COM 58933Y105   1,017,842 9,174 SH   SOLE   0 0 9,174
MICROSOFT CORP COM 594918104   1,614,246 6,731 SH   SOLE   0 0 6,731
MOTOROLA SOLUTIONS INC COM NEW 620076307   288,377 1,119 SH   SOLE   0 0 1,119
NORTHERN TR CORP COM 665859104   237,065 2,679 SH   SOLE   0 0 2,679
ORANGE SPONSORED ADR 684060106   337,847 34,195 SH   SOLE   0 0 34,195
PALO ALTO NETWORKS INC COM 697435105   285,359 2,045 SH   SOLE   0 0 2,045
PARKER-HANNIFIN CORP COM 701094104   217,377 747 SH   SOLE   0 0 747
PEPSICO INC COM 713448108   900,777 4,986 SH   SOLE   0 0 4,986
PFIZER INC COM 717081103   899,655 17,558 SH   SOLE   0 0 17,558
PIMCO ETF TR ENHANCD SHORT 72201R643   2,352,030 24,273 SH   SOLE   0 0 24,273
PROCTER AND GAMBLE CO COM 742718109   1,168,982 7,713 SH   SOLE   0 0 7,713
SCHWAB STRATEGIC TR ARIEL ESG ETF 808524664   278,380 13,991 SH   SOLE   0 0 13,991
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,020,777 7,514 SH   SOLE   0 0 7,514
SPDR S&P 500 ETF TR TR UNIT 78462F103   269,231 704 SH   SOLE   0 0 704
SPDR SER TR PRTFLO S&P500 HI 78468R788   3,515,071 88,809 SH   SOLE   0 0 88,809
SPRINKLR INC CL A 85208T107   308,785 37,795 SH   SOLE   0 0 37,795
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   329,786 18,393 SH   SOLE   0 0 18,393
TIDAL ETF TR ADASINA SOCIAL 886364876   409,981 27,534 SH   SOLE   0 0 27,534
TOYOTA MOTOR CORP ADS 892331307   371,088 2,717 SH   SOLE   0 0 2,717
UNITEDHEALTH GROUP INC COM 91324P102   954,914 1,801 SH   SOLE   0 0 1,801
VANECK ETF TRUST HIP SUSTBLE MUNI 92189H813   414,770 9,175 SH   SOLE   0 0 9,175
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   427,770 8,730 SH   SOLE   0 0 8,730
VANGUARD INDEX FDS VALUE ETF 922908744   1,432,055 10,202 SH   SOLE   0 0 10,202
VANGUARD INDEX FDS TOTAL STK MKT 922908769   334,583 1,750 SH   SOLE   0 0 1,750
VANGUARD INDEX FDS SM CP VAL ETF 922908611   333,321 2,099 SH   SOLE   0 0 2,099
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   651,596 7,560 SH   SOLE   0 0 7,560
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   879,015 14,756 SH   SOLE   0 0 14,756
VANGUARD WORLD FD MEGA CAP INDEX 921910873   548,798 4,145 SH   SOLE   0 0 4,145
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,064,703 10,352 SH   SOLE   0 0 10,352